Visa Credit Card card image

Australian Mutual Bank Visa Credit Card

Advertiser disclosure
Purchase rate
10.49% p.a.
Balance transfer rate
10.49% p.a. for 0 months and then 10.49% p.a.
Annual fees
$30
Interest free days on purchases
55

Mozo editorial review Australian Mutual Bank Visa Credit Card - last updated: 25 October 2021

binocular icon
What's hot
  • No balance transfer fees
  • Low 10.49% p.a. purchase rate
What's not
  • $4 cash advance fee
Mozo snapshot

The Australian Mutual Bank Visa Credit Card offers a low 10.49% p.a. purchase rate and 15.49% p.a. cash advance rate. Accepted at 24 million locations worldwide, this is a piece of plastic you may want to have on your side - wherever you are in the world.

key icon
Key features

The Australian Mutual Bank Visa Credit Card is a fantastic option for the budget conscious spender, thanks to its 10.49% p.a. purchase rate and 15.49% p.a. cash advance rate. While the $30 annual fee is not too steep,  but the $25 late payment fee is important to keep in mind along with the $4 cash advance fee. 

If it’s built up debt that has you interested in the Australian Mutual Bank Visa Credit Card, the good news is there is no balance transfer fee. But keep in mind that transferred balances will attract interest at the regular 10.49% p.a. interest rate. 

With the Australian Mutual Bank Visa Credit Card, you’ll have up to 55 interest free days and be able to pay at 24 million locations worldwide, while being able to make payments through payWave. As a cardholder, you’ll also have access to Visa Entertainment and a minimum credit limit of $1,000.


snapshot
Who is it good for

The Australian Mutual Bank Visa Credit Card could be a good choice for anyone who isn’t really interested in rewards or perks and is after a convenient, low rate card.


question icon
Any catches

If you're looking to use the Australian Mutual Bank Visa Credit Card to clear any built up debt, unlike other credit cards, there is no interest free period on balance transfers. Instead, you will have a starting and ongoing rate of 10.49% p.a., which you’ll need to factor into your budget.


Details

Rates and fees information correct as at 24 April 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

10.49% p.a.

none

10.49% p.a. for 0 months and then 10.49% p.a.

none

15.49% p.a.

55

Fees

$30.00

none

none

none

$15.00

$4.00

3.00%

$6.00

$25.00

$0.00

Features

$20.00

2.5

yes

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Customer Reviews

How are Australian Mutual Bank credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of Australian Mutual Bank Visa Credit Card

About Australian Mutual Bank

Thumbnail icon for American Express
American Express

Qantas Ultimate Card

23.99% p.a.

No current offer

$450

Qantas Frequent Flyer

Thumbnail icon for American Express
American Express

Platinum Edge Credit Card

23.99% p.a.

No current offer

$195 $0 in the first year

Membership Rewards

Thumbnail icon for American Express
American Express

Explorer Credit Card

23.99% p.a.

No current offer

$395

Membership Rewards

Thumbnail icon for American Express
American Express

Velocity Platinum Card

23.99% p.a.

No current offer

$375

Velocity Frequent Flyer

Thumbnail icon for NAB
NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for American Express
American Express

Qantas Discovery Card

23.99% p.a.

No current offer

$0

Qantas Frequent Flyer

Thumbnail icon for American Express
American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

Thumbnail icon for American Express
American Express

Velocity Escape Card

23.99% p.a.

No current offer

$0

Velocity Frequent Flyer

Thumbnail icon for American Express
American Express

Qantas Ultimate Card

Qantas Frequent Flyer

$450

60,000

1.25 points up to 100,000 points/year, then
1 point uncapped

Thumbnail icon for G&C Mutual Bank
G&C Mutual Bank

Platinum Visa Credit Card

Qantas Frequent Flyer

$299

50,000

1 point up to 20,000 points/month

Thumbnail icon for NAB
NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250 $150 in the first year

70,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

Thumbnail icon for American Express
American Express

Qantas Premium Card

Qantas Frequent Flyer

$249

20,000

1 point uncapped

Thumbnail icon for NAB
NAB

Rewards Signature Card

NAB Rewards

$295 $145 in the first year

160,000

1.25 points uncapped

Thumbnail icon for American Express
American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for American Express
American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for NAB
NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

120,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

Thumbnail icon for NAB
NAB

Low Rate Card

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

13.49% p.a.

$59 $0 in the first year

Thumbnail icon for Citi
Citi

Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

Thumbnail icon for Bank of Queensland
Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

0% p.a. for 9 months then 20.74% p.a.

$60

Q Rewards

Thumbnail icon for Virgin Money
Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 24 months and then 20.99% p.a.

20.74% p.a.

$149 $0 in the first year

Velocity Frequent Flyer

Thumbnail icon for Bankwest
Bankwest

More Mastercard

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

19.99% p.a.

$100

Bankwest More Rewards

Thumbnail icon for NAB
NAB

Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for American Express
American Express

Low Rate Credit Card

10.99% p.a.

No current offer

$0

Thumbnail icon for HSBC
HSBC

Low Rate Credit Card

12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

Thumbnail icon for Australian Unity
Australian Unity

Low Rate Visa Credit Card

9.90% p.a.

No current offer

$59

Thumbnail icon for MOVE Bank
MOVE Bank

Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

Thumbnail icon for Australian Unity
Australian Unity

Low Rate Visa Credit Card

9.90% p.a.

No current offer

$59

Thumbnail icon for MOVE Bank
MOVE Bank

Low Rate Credit Card

8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

Thumbnail icon for Bank of Queensland
Bank of Queensland

Blue Visa Credit Card

0% p.a. for 9 months then 20.74% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$60

Thumbnail icon for Westpac
Westpac

Flex Card

0% p.a.

No current offer

$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.

Thumbnail icon for NAB
NAB

StraightUp Card

n/a

No current offer

$240 $20/month - waived if no spend & no balance owing

Thumbnail icon for Community First Bank
Community First Bank

n0w Credit Card

n/a

No current offer

$228 Monthly fee is waived if account has a $0 balance and if card isn't used during the calendar month.

Thumbnail icon for humm90
humm90

Platinum Mastercard

0% p.a. for 3 months then 25.80% p.a.

No current offer

$99

Compare other credit cards