Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
|
|
Prestige - Qantas | Qantas Frequent Flyer |
|
|
Prestige | Citi Rewards Program |
While the 21.49% p.a. purchase rate might be considered steep, the Citi Prestige credit card can come with some attractive offers, like a balance transfer offer with 0% p.a. interest for 6 months and rewards points for making purchases with your card (T&Cs apply).
The Citi Prestige card offers customers a 21.49% p.a. purchase rate and up to 44 interest-free days on purchases (T&Cs apply). The card comes with a credit limit between $20,000 to $100,000, and you have the option to have up to 4 additional cardholders (over the age of 16) at no extra cost.
There’s also a balance transfer offer on the card to get you started: Pay 0% p.a. for 6 months when you transfer your balance to a Citi Premier card with no balance transfer fee. After the first 6 months, the interest charged on your balance transfer will revert to the cash advance rate of 22.24% p.a.
While the annual fee for the Citi Prestige credit card is $700 (or $749 if you opt to earn Qantas Points), there are plenty of perks for this rewards card. You could receive a complimentary Priority Pass membership, granting unlimited access to over 1,200 Priority Pass airport lounges worldwide, for you and one guest (T&Cs apply), amongst other benefits.
Citi Rewards Points offer
Right now, you can score 275,000 bonus Citi rewards points when you spend $10,000 on eligible purchases within 90 days from approval and keep your card for a year (T&Cs apply).
Qantas Points offer
Get 100,000 bonus Qantas Points deposited into your Qantas Frequent Flyer account if you spend $7,500 on eligible purchases within 60 days of approval (T&Cs apply).
The Citi Prestige card is good for those who want a credit card that boasts a rewards points program with no cap and the ability to add up to 4 additional cardholders at no extra fee.
The $700 annual fee is quite steep (though not the highest fee on the market for a rewards credit card).
Rates and fees information correct as at 26 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.5 points per dollar on Mastercard, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer
1.5 Points per dollar on eligible international purchases and domestic transactions with major airlines, hotel chains and restaurants. 1 Point per dollar on eligible transactions at major supermarkets, petrol outlets and retailers.
Priority Pass includes access to over 1,200 airport launches, your 4th night free when you book 4 consecutive nights at a range of hotels and one Luxury Airport Transfer in selected Australian cities up to $100.
Receive 100,000 bonus Qantas Points when you spend $7,500 on your card within 60 days of card approval.
Spend $40,020 (Mastercard)
Spend $16,000 (Mastercard)
Spend $220,800 (Mastercard)
Uncapped
Never
|
21.49% p.a. |
|
|
none |
|
|
0% p.a. for 6 months and then 22.24% p.a. |
|
|
yes |
|
|
22.24% p.a. |
|
|
44 |
|
$749.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$30.00 |
|
|
3.5%, min $3.50 |
|
|
3.40% |
|
|
$0.00 |
|
|
$7.00 |
|
|
$0.00 |
|
$30.00 |
|
|
2.0 |
|
|
4 |
|
|
none |
Apple Pay, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 26 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
299,000 points
19,500 points
20,900 points
50,000 points
1 point per dollar on Mastercard, uncapped
Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
You can redeem flights via Velocity, Singapore Krisflyer, or Emirates Skywards.
3 points per dollar on eligible international purchases and domestic transactions with major airlines, hotel chains and restaurants. 2 points per dollar on eligible transactions at major supermarkets, petrol outlets and retailers.
Priority Pass includes access to over 1,200 airport launches, your 4th night free when you book 4 consecutive nights at a range of hotels and one Luxury Airport Transfer in selected Australian cities up to $100.
Receive 275,000 bonus Citi Points when you spend $10,000 within 90 days from card approval.
Spend $50,000 (Mastercard)
Spend $20,900 (Mastercard)
Spend $19,500 (Mastercard)
Spend $299,000 (Mastercard)
Uncapped
Never
|
21.49% p.a. |
|
|
none |
|
|
0% p.a. for 6 months and then 22.24% p.a. |
|
|
yes |
|
|
22.24% p.a. |
|
|
44 |
|
$700.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$30.00 |
|
|
3.5%, min $3.50 |
|
|
3.40% |
|
|
$0.00 |
|
|
$7.00 |
|
|
$0.00 |
|
$30.00 |
|
|
2.0 |
|
|
4 |
|
|
none |
Apple Pay, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
I do you like the party lounge access provided and insurance that is included in this credit card so the upfront cost I feel is quite steep. The bonus Qantas frequent flyer points was good on signup
Read full reviewI do you like the party lounge access provided and insurance that is included in this credit card so the upfront cost I feel is quite steep. The bonus Qantas frequent flyer points was good on signup
This bank is awesome
Read full reviewCan't provide what they promise. Made a huge balance transfer mistake.
Read full reviewCan't provide what they promise. Made a huge balance transfer mistake.
On the many occasions when I have had questions or issues to pursue, citibank staff that I have dealt with have invariably been courteous patient and helpful. Even unexpected investigations and researches undertaken by them to resolve problems sometimes surprising to me in the anticipated time and effort required have impressed me with the ongoing good service provided.
Read full reviewOn the many occasions when I have had questions or issues to pursue, citibank staff that I have dealt with have invariably been courteous patient and helpful. Even unexpected investigations and researches undertaken by them to resolve problems sometimes surprising to me in the anticipated time and effort required have impressed me with the ongoing good service provided.
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 24 months and then 20.99% p.a.
$149 $0 in the first year
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
