Suncorp offers a range of credit cards to suit your spending needs, whether you’re in it for rewards, shopping power or just the convenience of a flashy piece of plastic. But applying for a credit card isn’t something you want to do lightly - so check out all the details on Suncorp’s line of credit cards before you go ahead.
Rates and fees verified as correct at 30 September, 2016. Other information correct at the time of writing.
Are you looking for convenience and cost-effective spending with your credit card? A low rate card from Suncorp might be for you. These credit cards are designed to help keep costs down, but one catch is that the offering from Suncorp has no interest free days - so you’ll pay interest right from the word go.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 12.74% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $55 | 0 |
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 12.74% p.a. | 0% p.a. for 14 months and then 21.99% p.a. | $55 | 0 |
Who doesn’t love a freebie? If earning bonuses is high on your priority list, then check out the great rewards cards on offer from Suncorp Bank. With one of these cards in your pocket, you can earn rewards points to redeem for gift vouchers, retail products, or for frequent flyer points. When you opt for a rewards card, just keep in mind that you’ll pay higher interest and fees in return for all the freebies.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Visa, up to $1,500 per month, then | 20.50% p.a. |
| $120 | |
| 1.25 points per dollar on Visa, up to 120000 points per year | 20.74% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $169 | |
| 0.5 points per dollar on Visa, up to 120000 points per year | 20.74% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $218 |
Are you looking for a credit card that’s a little bit swish? Check out a premium credit card, which will offer you generous spending power and great bonuses for if you like to rack up rewards points.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1.25 points per dollar on Visa, up to 120000 points per year | 20.74% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $169 | |
| 0.5 points per dollar on Visa, up to 120000 points per year | 20.74% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $218 |
If you’re a traveller, then don’t forget to pack a Suncorp Qantas card in your carry-on! This is also a prestige option, so there is a hefty annual fee and steep interest rate to take into consideration, but you’ll be able to cash in on heaps of rewards points that will be automatically credited to your Qantas frequent flyer account.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Visa, up to 120000 points per year | 20.74% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $218 |
Mozo users have rated Suncorp credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
* Overall rating based on reviews in the past 12 months.
Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.
Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.
Rita (NSW), reviewed 6 months ago
Suncorp does try to reward customers with multiple products
Suncorp does try to reward customers with multiple products
Lisa (QLD), reviewed 7 months ago
Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.
Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.
Cynthia (QLD), reviewed 7 months ago
Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications
Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications
Jason (QLD), reviewed 10 months ago
$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.
$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.
Rhian (VIC), reviewed 10 months ago
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† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
There are small differences in eligibility requirements depending on which card you’d like to apply for. Check out our handy table to see which Suncorp credit card you qualify for.
| Standard | Gold | Platinum | |
|---|---|---|---|
| Residency | Permanent Australian resident | Permanent Australian resident | Permanent Australian resident |
| Credit rating | Have a good credit rating | Have a good credit rating | Have a good credit rating |
| Annual income | 5,000 p.a. or more | 30,000 p.a. or more | 35,000 p.a. or more |
Check out our guide on applying for a credit card for more information.
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