Suncorp credit cards

Suncorp
Suncorp's overall rating for credit cards

(as rated by the Mozo community)

7.0 / 10

based on 138 reviews

Suncorp offers a range of credit cards to suit your spending needs, whether you’re in it for rewards, shopping power or just the convenience of a flashy piece of plastic. But applying for a credit card isn’t something you want to do lightly - so check out all the details on Suncorp’s line of credit cards before you go ahead.

Rates and fees verified as correct at 30 September, 2016. Other information correct at the time of writing.

What credit cards do Suncorp offer?

Low rate credit cards Low rate credit cards

Are you looking for convenience and cost-effective spending with your credit card? A low rate card from Suncorp might be for you. These credit cards are designed to help keep costs down, but one catch is that the offering from Suncorp has no interest free days - so you’ll pay interest right from the word go.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.74% p.a.

0% p.a. for 14 months and then 21.99% p.a.

$55

0


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Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.74% p.a.

0% p.a. for 14 months and then 21.99% p.a.

$55

0


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Rewards credit cards Rewards credit cards

Who doesn’t love a freebie? If earning bonuses is high on your priority list, then check out the great rewards cards on offer from Suncorp Bank. With one of these cards in your pocket, you can earn rewards points to redeem for gift vouchers, retail products, or for frequent flyer points. When you opt for a rewards card, just keep in mind that you’ll pay higher interest and fees in return for all the freebies.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, up to $7,833 per month

20.50% p.a.

$120

1.25 points per dollar on Visa, up to 120000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$169

0.5 points per dollar on Visa, up to 120000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$218


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Prestige cards Prestige cards

Are you looking for a credit card that’s a little bit swish? Check out a premium credit card, which will offer you generous spending power and great bonuses for if you like to rack up rewards points.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1.25 points per dollar on Visa, up to 120000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$169

0.5 points per dollar on Visa, up to 120000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$218


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Frequent flyer credit cards Frequent flyer credit cards

If you’re a traveller, then don’t forget to pack a Suncorp Qantas card in your carry-on! This is also a prestige option, so there is a hefty annual fee and steep interest rate to take into consideration, but you’ll be able to cash in on heaps of rewards points that will be automatically credited to your Qantas frequent flyer account.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.5 points per dollar on Visa, up to 120000 points per year

20.74% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$218


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Frequently Asked Questions about Suncorp credit cards

    How many interest free days will I get with a Suncorp credit card?

    What fees might I be charged?

    Can I use my Suncorp credit card for a balance transfer?

    Can I use paypass with my Suncorp credit card?

    Can I use my Suncorp credit card while I’m travelling overseas?

    What rewards options do I have with my Suncorp rewards credit card?

    What kind of insurance options does my Suncorp credit card offer?

How are Suncorp credit cards rated?

Mozo users have rated Suncorp credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Suncorp credit cards

Overall 7.0*

Price

Features

Customer service

Convenience

Trust

138 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Suncorp credit card reviews Recent Suncorp credit card reviews

Suncorp

Suncorp Clear Options Platinum (Rewards) credit card review

Overall rating   10 / 10

A good choice for personal banking and credit card

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

Full review

Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Rita (NSW), reviewed 6 months ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   6 / 10

Always ask

Suncorp does try to reward customers with multiple products

Full review

Suncorp does try to reward customers with multiple products

    Price   6 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Lisa (QLD), reviewed 7 months ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   7 / 10

Very trusting.

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

Full review

Rates aren't great as we probably need to review them. Also they have just changed the rewards program. Not good now.

    Price   4 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Cynthia (QLD), reviewed 7 months ago

Suncorp

Suncorp Clear Options Platinum (Rewards) credit card review

Overall rating   3 / 10

Poor communications, not proactive

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

Full review

Terrible customer service from Citibank. Changed to Citibank a few years back and very poor communications

    Price   4 / 10

    Features   6 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   0 / 10

Less

Jason (QLD), reviewed 10 months ago

Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   7 / 10

Good customer service, high annual credit card fee

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

Full review

$120 card fee per year just to link it to a rewards program such as Qantas Frequent Flyer - does seem excessive. I think they should reward long time customers with great fee reductions or benefits, particularly in this very competitive space.

    Price   5 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Rhian (VIC), reviewed 10 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Suncorp credit card? What do you need to apply for a Suncorp credit card?

There are small differences in eligibility requirements depending on which card you’d like to apply for. Check out our handy table to see which Suncorp credit card you qualify for.

StandardGoldPlatinum
ResidencyPermanent Australian residentPermanent Australian residentPermanent Australian resident
Credit ratingHave a good credit ratingHave a good credit ratingHave a good credit rating
Annual income5,000 p.a. or more30,000 p.a. or more35,000 p.a. or more

Check out our guide on applying for a credit card for more information.

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