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Greater Bank Ultimate Home Loan (Fixed, Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 90% $40,000
Owner Occupier Interest Only < 90% $40,000
Investor Principal & Interest < 90% $40,000
Investor Interest Only < 90% $40,000
  • Owner Occupier (Principal & Interest)
    LVR < 90%
    Loan: $40,000
  • Owner Occupier (Interest Only)
    LVR < 90%
    Loan: $40,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $40,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $40,000
Fixed 3 year rate
5.79% p.a.
Comparison Rate
7.46% p.a.
Service fee
$395.00 yearly
Upfront fee
$180
Fixed 3 year rate
5.89% p.a.
Comparison Rate
7.56% p.a.
Service fee
$395.00 yearly
Upfront fee
$180
Fixed 3 year rate
5.89% p.a.
Comparison Rate
7.75% p.a.
Service fee
$395.00 yearly
Upfront fee
$180
Fixed 3 year rate
5.99% p.a.
Comparison Rate
7.84% p.a.
Service fee
$395.00 yearly
Upfront fee
$180

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.99% (7.83%*)

5.79% (7.62%*)

5.79% (7.46%*)

5.84% (7.33%*)

5.84% (7.20%*)

n/a

n/a

7.66% p.a.

Fees

$0.00

n/a

$0.00

$180.00

n/a

$395.00 yearly

$300.00

Other financial bits

$40,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - fee applies

none

yes - free

$0.00

yes

no

Legal fees charged at cost.

Fee free credit card and transaction account, insurance discounts.

$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.09% (7.93%*)

5.89% (7.72%*)

5.89% (7.56%*)

5.94% (7.43%*)

5.94% (7.30%*)

n/a

n/a

7.76% p.a.

Fees

$0.00

n/a

$0.00

$180.00

n/a

$395.00 yearly

$300.00

Other financial bits

$40,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - fee applies

none

yes - free

$0.00

yes

no

Legal fees charged at cost.

Fee free credit card and transaction account, insurance discounts.

$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.09% (8.17%*)

5.89% (7.94%*)

5.89% (7.75%*)

5.94% (7.59%*)

5.94% (7.44%*)

n/a

n/a

8.04% p.a.

Fees

$0.00

n/a

$0.00

$180.00

n/a

$395.00 yearly

$300.00

Other financial bits

$40,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - fee applies

none

yes - free

$0.00

yes

no

Legal fees charged at cost.

Fee free credit card and transaction account, insurance discounts.

$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.19% (8.27%*)

5.99% (8.03%*)

5.99% (7.84%*)

6.04% (7.69%*)

6.04% (7.54%*)

n/a

n/a

8.14% p.a.

Fees

$0.00

n/a

$0.00

$180.00

n/a

$395.00 yearly

$300.00

Other financial bits

$40,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - fee applies

none

yes - free

$0.00

yes

no

Legal fees charged at cost.

Fee free credit card and transaction account, insurance discounts.

$2,000 cashback for loans more than of equal to $250,000 with LVR <80%, or $2,500 cashback for loans more than or equal to $500,000 with LVR <80%. Applications from 1 June 2024, loan must be drawn down within 90 days from approval.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Greater Bank home loans rated by the Mozo community?

Overall
8.7/10
Price
8.3/10
Features
7.9/10
Customer service
8.8/10
Convenience
8.8/10
Trust
8.7/10
Based on 232 Greater Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Greater Bank Ultimate Home Loan (Fixed, Package)

About Greater Bank

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.59% p.a.
fixed 3 years

6.01% p.a.

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HSBC

Home Value Loan

6.14% p.a. variable

6.14% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Variable

6.29% p.a. variable

6.20% p.a.

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Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a. variable

6.02% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.14% p.a. variable

6.38% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.13% p.a. variable

6.14% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.13% p.a.

6.14% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.59% p.a.
fixed 3 years

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

Thumbnail icon for SWSbank
SWSbank

Fixed Home Loan Rate

5.59% p.a.
fixed 3 years

6.31% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.69% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.99% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

5.79% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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