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Bank of Sydney Expect More Home Loan (Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 50%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest 60%-70% $100,000
Owner Occupier Principal & Interest < 60% $100,000
Owner Occupier Principal & Interest < 60% $100,000
Owner Occupier Principal & Interest 60%-80% $100,000
Owner Occupier Principal & Interest 80%-90% $100,000
Investor Principal & Interest < 60% $100,000
Investor Principal & Interest 60%-80% $100,000
Investor Principal & Interest 80%-90% $100,000
Investor Interest Only < 50% $100,000
Investor Interest Only 50%-60% $100,000
Investor Interest Only 60%-70% $100,000
Investor Interest Only 70%-80% $100,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $100,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $100,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $100,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-80%
    Loan: $100,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $100,000
  • Investor (Principal & Interest)
    LVR 60%-80%
    Loan: $100,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000
  • Investor (Interest Only)
    LVR < 50%
    Loan: $100,000
  • Investor (Interest Only)
    LVR 50%-60%
    Loan: $100,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $100,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $100,000
Rate
6.89% p.a.
Comparison Rate
6.63% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.74% p.a.
Comparison Rate
6.44% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.24% p.a.
Comparison Rate
6.39% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.34% p.a.
Comparison Rate
6.49% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
7.55% p.a.
Comparison Rate
7.70% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.49% p.a.
Comparison Rate
6.64% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.69% p.a.
Comparison Rate
6.84% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
8.15% p.a.
Comparison Rate
8.29% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.79% p.a.
Comparison Rate
6.76% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.79% p.a.
Comparison Rate
6.76% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.89% p.a.
Comparison Rate
6.86% p.a.
Service fee
$125.00 yearly
Upfront fee
$450
Rate
6.89% p.a.
Comparison Rate
6.86% p.a.
Service fee
$125.00 yearly
Upfront fee
$450

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.63% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

60.00%

70.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.74% p.a.

n/a

n/a

n/a

6.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.39% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

none

60.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

60.00%

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.55% p.a.

n/a

n/a

n/a

7.70% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.49% p.a.

n/a

n/a

n/a

6.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

none

60.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.84% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

60.00%

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.15% p.a.

n/a

n/a

n/a

8.29% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.79% p.a.

n/a

n/a

n/a

6.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

none

50.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.79% p.a.

n/a

n/a

n/a

6.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

50.00%

60.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

60.00%

70.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$250.00

n/a

$200.00

n/a

$125.00 yearly

$400.00
Other financial bits

$100,000

none

70.00%

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$2,000.00

yes

yes

Valuation fees payable at cost, up to $420 in valuation fees covered by Bank of Sydney. Existing residential dwellings in metro postcodes only. The package fee is $125 per offset account.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Sydney home loans rated by the Mozo community?

Overall
7.5/10
Price
6.6/10
Features
6.8/10
Customer service
7.5/10
Convenience
7.8/10
Trust
6.4/10
Based on 6 Bank of Sydney home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Bank of Sydney

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.59% p.a.
fixed 3 years

6.01% p.a.

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HSBC

Home Value Loan

6.14% p.a. variable

6.14% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a. variable

6.02% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.14% p.a. variable

6.38% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.13% p.a. variable

6.14% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.13% p.a.

6.14% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.59% p.a.
fixed 3 years

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.97% p.a.

Thumbnail icon for SWSbank
SWSbank

Fixed Home Loan Rate

5.59% p.a.
fixed 3 years

6.31% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.69% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.99% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

5.79% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

$0.00

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.14% p.a.

6.14% p.a.

$0.00

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a.

6.20% p.a.

$0.00

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

$0.00

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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