Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $100,000 | $249,999 |
|
Owner Occupier | Principal & Interest | < 95% | $250,000 | $749,999 |
|
Owner Occupier | Principal & Interest | < 95% | $750,000 | |
|
Investor | Principal & Interest | < 95% | $100,000 | $249,999 |
|
Investor | Principal & Interest | < 95% | $250,000 | $749,999 |
|
Investor | Principal & Interest | < 95% | $750,000 | |
|
Investor | Interest Only | < 95% | $100,000 | $249,999 |
|
Investor | Interest Only | < 95% | $250,000 | $749,999 |
|
Investor | Interest Only | < 95% | $750,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.39% (7.30%*) |
|
6.29% (7.22%*) |
|
6.29% (7.15%*) |
|
6.49% (7.16%*) |
|
6.49% (7.12%*) |
|
n/a |
|
n/a |
|
7.04% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$100,000 |
|
$249,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.39% (7.26%*) |
|
6.29% (7.18%*) |
|
6.29% (7.12%*) |
|
6.49% (7.13%*) |
|
6.49% (7.10%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$250,000 |
|
$749,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.39% (7.21%*) |
|
6.29% (7.14%*) |
|
6.29% (7.08%*) |
|
6.49% (7.10%*) |
|
6.49% (7.07%*) |
|
n/a |
|
n/a |
|
6.94% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$750,000 |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.59% (7.50%*) |
|
6.49% (7.41%*) |
|
6.49% (7.35%*) |
|
6.69% (7.36%*) |
|
6.69% (7.32%*) |
|
n/a |
|
n/a |
|
7.24% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$100,000 |
|
$249,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.59% (7.45%*) |
|
6.49% (7.37%*) |
|
6.49% (7.31%*) |
|
6.69% (7.33%*) |
|
6.69% (7.29%*) |
|
n/a |
|
n/a |
|
7.19% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$250,000 |
|
$749,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.59% (7.41%*) |
|
6.49% (7.33%*) |
|
6.49% (7.28%*) |
|
6.69% (7.30%*) |
|
6.69% (7.27%*) |
|
n/a |
|
n/a |
|
7.14% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$750,000 |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.69% (7.51%*) |
|
6.59% (7.43%*) |
|
6.59% (7.37%*) |
|
6.79% (7.40%*) |
|
6.79% (7.36%*) |
|
n/a |
|
n/a |
|
7.24% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$100,000 |
|
$249,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.69% (7.46%*) |
|
6.59% (7.39%*) |
|
6.59% (7.34%*) |
|
6.79% (7.37%*) |
|
6.79% (7.34%*) |
|
n/a |
|
n/a |
|
7.19% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$250,000 |
|
$749,999 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.69% (7.42%*) |
|
6.59% (7.35%*) |
|
6.59% (7.31%*) |
|
6.79% (7.34%*) |
|
6.79% (7.31%*) |
|
n/a |
|
n/a |
|
7.14% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$380.00 yearly |
|
$0.00 |
$750,000 |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have banked with them for over 15 years. When I took out my third home loan with them I was not informed of several issues that were to cause me disadvantage. I was moved from my no additional fee package to the 'new' ultimate package that saw my account attract several penalty fees. I had discussed fixing my home loan and having an offset during my loan officer interview and at no time was I told by the officer that the two features were not compatible. Once the loan was approved and I attempted to set this up as it was not done on initiation. I realised the loan officer had obfuscated to get the sale knowing that the product would not provide what I believed it would. This gave me a false financial analysis of the product and caused me to accept this loan over the loan of another bank. When my 2nd loan came out of a fixed rate period I was put into the variable rate. This was a rate higher than their standard variable rate. When I questioned why my rate was higher than the variable rate that should have been applicable to my loan under their ultimate package. They nearly changed it effective the date I called and kept the incorrectly charged interest from previous periods and pretended like what they were doing was fine.
Read full reviewI have banked with them for over 15 years. When I took out my third home loan with them I was not informed of several issues that were to cause me disadvantage. I was moved from my no additional fee package to the 'new' ultimate package that saw my account attract several penalty fees. I had discussed fixing my home loan and having an offset during my loan officer interview and at no time was I told by the officer that the two features were not compatible. Once the loan was approved and I attempted to set this up as it was not done on initiation. I realised the loan officer had obfuscated to get the sale knowing that the product would not provide what I believed it would. This gave me a false financial analysis of the product and caused me to accept this loan over the loan of another bank. When my 2nd loan came out of a fixed rate period I was put into the variable rate. This was a rate higher than their standard variable rate. When I questioned why my rate was higher than the variable rate that should have been applicable to my loan under their ultimate package. They nearly changed it effective the date I called and kept the incorrectly charged interest from previous periods and pretended like what they were doing was fine.
Great as far as a bank goes
Read full reviewGreat as far as a bank goes
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Basic Home Loan (Fixed)
6.09% p.a.
fixed 3 years
6.19% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.