Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 75% | $150,000 | |
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | |
|
Owner Occupier | Principal & Interest | 80%-85% | $150,000 | |
|
Owner Occupier | Principal & Interest | 85%-95% | $150,000 | |
|
Owner Occupier | Interest Only | < 80% | $150,000 | |
|
Owner Occupier | Interest Only | 85%-95% | $150,000 | |
|
Owner Occupier | Interest Only | 80%-85% | $150,000 | |
|
Investor | Principal & Interest | < 80% | $150,000 | |
|
Investor | Principal & Interest | 80%-85% | $150,000 | |
|
Investor | Principal & Interest | 85%-90% | $150,000 | |
|
Investor | Interest Only | < 80% | $150,000 | |
|
Investor | Interest Only | 80%-95% | $150,000 |
6.09% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.36% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
none |
|
75.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.96% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.56% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
80.00% |
|
85.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.67% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
85.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.16% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.41% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
85.00% |
|
95.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.11% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.36% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
80.00% |
|
85.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.35% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.62% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.50% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.77% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
80.00% |
|
85.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.85% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.10% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
85.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.41% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.68% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.61% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.86% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$299.00 yearly |
|
$300.00 |
$150,000 |
|
none |
|
80.00% |
|
95.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
A $95 fee applies for each security discharge in addition to the first. A valuation fee may apply if non-standard or more than one security is used. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The only reason I scored them low on product features and convenience is because they don't (yet) support NPP/OSKO transfers, or Apple/Android Pay. Their rates are great though, and so is their service over the phone (they don't have branches - only a head office in Sydney). They did a great job in picking up some fraudulent usage of my Visa debit card and are always very friend and helpful.
Read full reviewThe only reason I scored them low on product features and convenience is because they don't (yet) support NPP/OSKO transfers, or Apple/Android Pay. Their rates are great though, and so is their service over the phone (they don't have branches - only a head office in Sydney). They did a great job in picking up some fraudulent usage of my Visa debit card and are always very friend and helpful.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.04% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.04% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.79% p.a.
fixed 3 years
6.10% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.39% p.a.
fixed 3 years
6.59% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
First Home Buyer Advantage Plus Home Loan
5.99% p.a.
6.76% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.