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Greater Bank Line of Credit

The details shown below are for an owner occupier taking out a no set repayments loan of at least $40,000 with an LVR below 90%

The details shown below are for an investor taking out a no set repayments loan of at least $40,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 90%

    Loan: $40,000

  • Investor (No set repayments)

    LVR < 70%

    Loan: $40,000

Rate
4.60% p.a.
Comparison Rate*
n/a
Service fee
$10.00 monthly
Upfront fee
$680
Rate
4.60% p.a.
Comparison Rate*
n/a
Service fee
$10.00 monthly
Upfront fee
$680

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • $0.00

  • $180.00

  • n/a

  • $10.00 monthly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.60% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • $0.00

  • $180.00

  • n/a

  • $10.00 monthly

  • $300.00

Other financial bits
  • $40,000

  • none

  • none

  • 70.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Greater Bank home loans rated by the Mozo community?

Overall
8.7/10
Price
8.3/10
Features
7.9/10
Customer service
8.8/10
Convenience
8.8/10
Trust
8.7/10

Latest reviews of Greater Bank Line of Credit

  • Overall 10/10
    Great customer service and courteous staff

    I have been with this bank for 20 years and have found them to be very good. When I became a widow, the customer service was first class, the staff at my local branch very friendly and courteous and the manager easily accessed.

    Read full review

    I have been with this bank for 20 years and have found them to be very good. When I became a widow, the customer service was first class, the staff at my local branch very friendly and courteous and the manager easily accessed.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Violet, New South Wales reviewed almost 6 years ago
  • Overall 9/10
    The best home loan for the common man!

    They are accessible, friendly, helpful, and they don't demand that you sell your Elephant. They have never asked me to do that!

    Read full review

    They are accessible, friendly, helpful, and they don't demand that you sell your Elephant. They have never asked me to do that!

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Brenton, New South Wales reviewed almost 6 years ago
  • Overall 7/10
    Ultimate flexibility

    Great flexible home loan. Instant access to my funds.

    Read full review

    Great flexible home loan. Instant access to my funds.

    Price
    9/10
    Features
    -1/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Christine, New South Wales reviewed about 6 years ago
  • Overall 10/10
    Wouldn't go anywhere else.

    Extremely informative in providing options, reliable and trustworthy.

    Read full review

    Extremely informative in providing options, reliable and trustworthy.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kylie, New South Wales reviewed over 7 years ago
Greater Bank

About Greater Bank

Greater Bank offers a range of personal and business banking products around a quarter of a million customers in NSW and Queensland. Its products include savings and investment accounts, home loans, personal loans, credit cards, business banking, financial planning, travel money and insurance. Greater Bank is owned by its customers, not shareholders, and has a focus on providing great rates, low fees and superior service.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.