People's Choice Credit Union First Home Buyer Fixed Rate Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

3.89% p.a.

4.66% p.a.

$395.00 yearly

People's Choice Credit Union First Home Buyer Fixed Rate Loan (Package)

3.89% p.a.

4.66% p.a.

$395.00 yearly

4.19% p.a.

5.13% p.a.

$395.00 yearly

People's Choice Credit Union First Home Buyer Fixed Rate Loan (Package)

4.19% p.a.

5.13% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 3.89% (4.66%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.40% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Available for first home buyers only where each borrower on the loan must have never previously owned a residential property.

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 4.19% (5.13%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.95% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Available for first home buyers only where each borrower on the loan must have never previously owned a residential property.

  • none

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.4/10
Features
6.7/10
Customer service
8.2/10
Convenience
8.0/10
Trust
8.1/10
People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.