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People's Choice Credit Union First Home Buyer Fixed Rate Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

Fixed 3 year rate
p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.19% (3.80%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.66% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • no

  • none

  • yes

  • no

  • Available for first home buyers only where each borrower on the loan must have never previously owned a residential property.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% (4.60%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.21% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • no

  • none

  • yes

  • no

  • Available for first home buyers only where each borrower on the loan must have never previously owned a residential property.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.4/10
Features
6.7/10
Customer service
8.2/10
Convenience
7.9/10
Trust
8.1/10

Latest review of People's Choice Credit Union First Home Buyer Fixed Rate Loan (Package)

  • Overall 6/10
    It's not a bank, it's a credit union

    I have nothing else to compare but I think I'm getting taken care of but I'm not sure how much longer they'll be around.

    Read full review

    I have nothing else to compare but I think I'm getting taken care of but I'm not sure how much longer they'll be around.

    Price
    3/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    2/10
    Trust
    6/10
    Less
    Nyree, South Australia reviewed about 1 month ago
People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.