Margin Loans

Margin lending can make the most of your savings by maximising your investment opportunities. But make sure you make the most of your margin lender. Compare the margin loan market in seconds to find the best interest rates and features to suit your investment needs.

Read more

What is margin lending?

Margin loans let you borrow money to put towards an investment. You can earn more from dividends and share-price gains by effectively investing the loaned amount. However, you need to be careful as you can also lose money very quickly should your shares drop in value.

What interest rates will I have to pay on margin loans?

The interest rate on margin loans is generally similar to those offered on personal loans. You can choose between fixed rates, offering more certainty around your repayments, and variable rates which can be more flexible and often start lower than fixed alternatives.

How risky is margin lending?

It's not all about big investment gains and raking in cash when it comes to margin loans. A drop in share price will see you lose value just as quickly as you gained it. In fact, if it drops too much or too fast, you could lose your initial equity or be forced to cover the losses with further funds, so make sure you read up on the risks before signing on the dotted line!

Margin loan comparisons on Mozo - rates updated daily

  • Margin Loan

    6.63% p.a.

    75

    493

    • 1660

    • $10.00

    • 5.0

    • 2pm next business day

    Details Close

  • BT Margin Lending Online

    p.a.

    75

    395

    Some features for this card.

    • 1810

    • $5 free monthly then $5, all free if $250k average monthly acct balance

    • 10.0

    • 2pm next business day

    Details Close

  • Share Investment Loan

    7.03% p.a.

    80

    819

    • 1122

    • $0.00

    • 5.0

    • close of trade next trading day

    Details Close

  • Margin Loan

    7.14% p.a.

    75

    451

    • 1839

    • $0.00

    • 5.0

    • 2pm next business day

    Details Close

  • Margin Loan

    7.19% p.a.

    80

    626

    • 2364

    • $0.00

    • 10.0

    • 24hrs

    Details Close

  • Standard BT Margin Loan

    6.84% p.a.

    75

    395

    Some features for this card.

    • 1810

    • $0.00

    • 10.0

    • 2pm next business day

    Details Close

  • Margin Loan

    6.49% p.a.

    75

    493

    • 1660

    • $10.00

    • 5.0

    • 2pm next business day

    Details Close

  • Margin Loan

    6.49% p.a.

    75

    451

    • 1839

    • $0.00

    • 5.0

    • 2pm next business day

    Details Close

  • Share Investment Loan

    6.45% p.a.

    80

    819

    • 1122

    • $0.00

    • 5.0

    • close of trade next trading day

    Details Close

  • Margin Loan

    6.35% p.a.

    80

    626

    • 2364

    • $0.00

    • 10.0

    • 24hrs

    Details Close

Want more? Compare all 7 margin loans in the Mozo comparison engine.

Compare more margin loans

Margin Loan Resources

Reviews, news, tips and guides to help find the best margin loan for you.

Margin Loans explained

If you’re serious about ramping up your investment strategy but need some extra capital to get started, then a margin loan might be just the thing you need.

For savvy investors, a margin loan can be a useful tool for maximising returns - but this kind of borrowing comes with its own set of risks and fine print to be aware of, so we’ve answered some of the most commonly asked margin loan questions below to start you off on the right foot.

What is a margin loan?

How does a margin loan work?

How do I know what I can borrow with a margin loan?

What risks are there with margin lending?

How can I minimise risk when taking on a margin loan?

Where can I get a margin loan?