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Margin Loans

  • Margin lending can make the most of your savings by maximising your investment opportunities. But make sure you make the most of your margin lender. Compare the margin loan market in seconds to find the best interest rates and features to suit your investment needs.

  • What is margin lending?

    Margin loans let you borrow money to put towards an investment. You can earn more from dividends and share-price gains by effectively investing the loaned amount. However, you can also lose money more quickly should your shares drop in value.

  • What interest rates will I have to pay on debt consolidation loans?

    The interest rate on debt consolidation loans will depend on a number of factors including whether you are taking out a secured or unsecured debt consolidation loan. A secured loan will usually have a lower rate because you are putting up an asset as security.

  • For example - You might have $20,000 to start an investment portfolio, and choose to borrow a further $60,000. By investing well, you could reap four times the profits you would otherwise have earned from your equity. So a gain of 5% in the value of your share price - or $4000 from your $80,000 investment - amounts to a 20% gain on your initial equity."

  • The risks of margin lending

    It's not all overnight 20% gains. A drop in share price will see you lose value just as quickly; if it drops too much or too fast, you could lose your initial equity or be forced to cover the losses with further funds.

Look for a specific type of margin loan:

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Margin loan comparisons on Mozo - rates updated daily

  • promoted

    Margin Loan above $20000

    Variable
    rate

    6.63% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    493

  • promoted

    BT Margin Lending Online above $20000

    Variable
    rate

    6.92% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    395

  • promoted

    Share Investment Loan $20000 to $249999

    Variable
    rate

    7.03% p.a.

    Maximum
    LVR

    80

    Number
    of approved shares

    819

  • promoted

    Margin Loan $20000 to $499999

    Variable
    rate

    7.14% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    451

  • promoted

    Margin Loan above $20000

    Variable
    rate

    7.05% p.a.

    Maximum
    LVR

    80

    Number
    of approved shares

    626

  • promoted

    Standard BT Margin Loan above $20000

    Fixed
    1 year rate

    6.59% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    395

  • promoted

    Margin Loan above $20000

    Fixed
    1 year rate

    6.49% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    493

  • promoted

    Margin Loan $20000 to $499999

    Fixed
    1 year rate

    6.49% p.a.

    Maximum
    LVR

    75

    Number
    of approved shares

    451

  • promoted

    Share Investment Loan $20000 to $249999

    Fixed
    1 year rate

    6.45% p.a.

    Maximum
    LVR

    80

    Number
    of approved shares

    819

  • promoted

    Margin Loan above $20000

    Fixed
    1 year rate

    6.29% p.a.

    Maximum
    LVR

    80

    Number
    of approved shares

    626

Want more? Compare all 9 margin loans in the Mozo comparison engine.

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