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Long term savings accounts

  • A good savings habit deserves a good interest rate and choosing the right savings account can help you super-size your nest egg in record time through the power of compound interest.

  • How much can (and should) I be saving?

    Money experts say we should put aside 10% of everything we earn into savings. But chances are you can do better than that! Work out how much you can save with our savings calculator, or where you could be saving more with our handy budgeting calculator.

  • How do I find the best high interest rate savings account?

    Finding the best ongoing high interest savings account for your needs is really easy with Mozo's savings account search tool. Or, see below for a selection of some of the most popular high standard rate offers out there right now.

Savings account comparisons on Mozo - rates updated daily

  • ANZ Online Saver

    ANZ Online Saver

    • Flexible high interest savings account plus exclusive online bonus interest offer for 3 months. Limited time only
    • Interest calculated daily and paid monthly
    • No minimum balance, no withdrawal fees and no fixed term requirements

    standard interest rate

    1.00% p.a.(for $0 and over)

    account fee per month

    $0.00

    minimum balance

    $0.00

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    More info

    • Flexible high interest savings account plus exclusive online bonus interest offer for 3 months. Limited time only
    • Interest calculated daily and paid monthly
    • No minimum balance, no withdrawal fees and no fixed term requirements
    • Special rate: 2.55% p.a. (for $0 and over)

      Bonus rate for the first 3 months from account opening. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply online.

    • Special rate conditions: Bonus rate for the first 3 months from account opening. The bonus rate offer is only available to new ANZ Online Saver customers who have not held an ANZ Online Saver account during the last 6 months, and apply online. Offer not available to beneficiaries for an ANZ Online Saver account held on trust within the past 6 months
    • Access: BPay, Phone banking, Internet banking
    • Other restrictions: Must be linked to ANZ deposit account.
    Overall rating

    7.7

    Based on 2117 ANZ savings account reviews

    Need more information?
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  • Bank Australia Bonus Saver

    Bank Australia Bonus Saver

    • High interest rate of up to 2.60%p.a.
    • Bonus interest
    • Access to your savings

    standard interest rate

    0.15% p.a.(for $1 and over)

    account fee per month

    $0.00

    minimum balance

    $0.00

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    More info

    • High interest rate of up to 2.60%p.a.
    • Bonus interest
    • Access to your savings
    • Special rate: 2.60% p.a. (for $1 and over)

      minimum deposit $100, no withdrawals

    • Special rate conditions: Minimum deposit of $100 and no withdrawals in the month
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Other restrictions:
    Overall rating

    7.5

    Based on 35 Bank Australia savings account reviews

    Need more information?
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    More info

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