Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
|
|
Variable | All Purpose Loan (Variable, Unsecured) | $4,000 | $80,000 |
|
|
Fixed | All Purpose Loan (Fixed, Unsecured) | $4,000 | $80,000 |
If you’re looking for a personal loan with low fixed rates and no ongoing fees, Firefighter Mutual Bank’s All Purpose Loan could be the offer to look at. Rates start from 8.75% p.a. (8.89% p.a. comparison rate*) and gives borrowers the flexibility to make repayments on a weekly, fortnightly or monthly basis. With many competitive features on offer, it’s no wonder this loan scooped up an award in the 2024 Mozo Experts Choice Award for its Best Used Car Loan.
From weddings to a new car, Firefighter Mutual Bank’s All Purpose Loan can help you fund a range of expenses. Its competitive fixed rate starts from 8.75% p.a. (8.89% p.a. comparison rate*). This loan also comes with 24/7 access to internet banking and the mobile app so you can bank on-the-go. If you’re eligible, you can borrow a minimum of $4,000 for those mini home DIY projects, all the way up to $80,000 for a complete makeover of your kitchen (T&Cs apply).
The loan term is for 2-6 years, and you have the option to make repayments on a weekly, fortnightly or monthly basis to suit your income cycle. It also comes with a redraw facility and the ability to make extra repayments to help pay off your loan quicker and save money on interest. Just bear in mind that with this unsecured loan, early repayment fees could come at cost, and there is an application fee to watch for.
This loan might be worth considering if you’re someone who would like to make use of a redraw facility and have flexibility when it comes to your repayment options.
There is a late fee of $10, so it can be a good idea to set up automatic payments through your bank or reminders on your phone to ensure you don’t miss a payment when it’s due.
|
Variable |
|
|
11.99% p.a.variable |
|
|
12.14% p.a.based on $30,000 |
|
$100.00 |
|
|
$0.00 |
|
|
$10.00 |
|
|
$0.00 |
|
|
0 |
|
$4,000.00 |
|
|
$80,000.00 |
|
|
1 Year |
|
|
6 Years |
|
|
Unsecured |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
8.75% p.a. fixed |
|
|
8.89% p.a.based on $30,000 |
|
$100.00 |
|
|
$0.00 |
|
|
$10.00 |
|
|
$0.00 |
|
|
At cost |
|
$4,000.00 |
|
|
$80,000.00 |
|
|
2 Years |
|
|
6 Years |
|
|
Unsecured |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.
$8.00