Rates and fees verified as correct at 24 October, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Car Loan (Cars 2 to 5 years old, Variable, Secured) | 6.94% p.a. | 7.57% p.a.based on $30,000 | $450 |
| Car Loan (Cars up to 2 years old, Variable, Secured) | 5.44% p.a. | 6.06% p.a.based on $30,000 | $450 |
| Secured Personal Loan (Variable) | 9.75% p.a. | 10.40% p.a.based on $30,000 | $450 |
| Unsecured Personal Loan (Variable) | 12.44% p.a. | 13.11% p.a.based on $10,000 | $150 |
Car loan
Thinking of buying a new car? A Goldfields car loan can make it happen. You can borrow amounts starting from $2,000, to purchase a car up to 5 years old. It’s a variable rate loan and you’ll have to put the car you’re buying up as security against it. There’s also an application fee - which is calculated as a percentage of your loan amount - to consider. You’ll also have the option to make free extra repayments, and access a free redraw facility.
Personal loan
For all your other spending needs, there’s a secured and unsecured personal loan option on offer from Goldfields Money. Both come with a variable interest rate attached, and will allow you to borrow amounts starting at $2,000 (capped at $15,000 for the unsecured option). You’ll be able to make fee free additional repayments, as well as use a free redraw facility, but don’t forget that there is a percentage based application fee to consider.
Flexible repayment options: You can choose to pay off your Goldfields Money loan on a monthly, fortnightly or weekly basis, depending on what suits your budget.
Extra repayments: Save on interest and pay your loan off quicker by making fee free extra repayments on any Goldfield Money personal or car loan.
Free redraw facility: Put a little too much of your spare cash into extra repayments and find that you need it back? No problem - each loan option comes with the use of a free redraw facility.
Percentage based fees: You’ll pay an upfront application fee when you sign up for a Goldfields loan, but rather than a flat out fee, like on most loan products, your application fee will be calculated as a percentage of how much you’re borrowing.
Keen to apply for a Goldfields Money loan? When applying online or making an appointment to talk with a Goldfields advisor, make sure you have these things handy: