based on 13 Goldfields Money banking product reviews as rated by Mozo community

Goldfields Money personal loans

Goldfields Money started out under the name Goldfields Credit Union more than 30 years ago. These days, it's no longer a credit union, but is still a local and customer focused organisation that’s regulated just like the big banks.

Based in Western Australia, Goldfields Money offers a range of personal loan products to help you meet all your spending goals.

Goldfields Money offers the following personal loans

Rates and fees verified as correct at 17 May 2022. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Car Loan (Cars 2 to 5 years old, Variable, Secured)

6.94% p.a.

7.57% p.a.based on $30,000
over 5 years


Car Loan (Cars up to 2 years old, Variable, Secured)

5.44% p.a.

6.06% p.a.based on $30,000
over 5 years


Secured Personal Loan (Variable)

9.75% p.a.

10.40% p.a.based on $30,000
over 5 years


Unsecured Personal Loan (Variable)

12.44% p.a.

13.11% p.a.based on $10,000
over 3 years


Goldfields Money personal loans overview

Car loan

Thinking of buying a new car? A Goldfields car loan can make it happen. You can borrow amounts starting from $2,000, to purchase a car up to 5 years old. It’s a variable rate loan and you’ll have to put the car you’re buying up as security against it. There’s also an application fee - which is calculated as a percentage of your loan amount - to consider. You’ll also have the option to make free extra repayments, and access a free redraw facility.

Personal loan

For all your other spending needs, there’s a secured and unsecured personal loan option on offer from Goldfields Money. Both come with a variable interest rate attached, and will allow you to borrow amounts starting at $2,000 (capped at $15,000 for the unsecured option). You’ll be able to make fee free additional repayments, as well as use a free redraw facility, but don’t forget that there is a percentage based application fee to consider.

Goldfields Money personal loan features at a glance

Flexible repayment options: You can choose to pay off your Goldfields Money loan on a monthly, fortnightly or weekly basis, depending on what suits your budget.

Extra repayments: Save on interest and pay your loan off quicker by making fee free extra repayments on any Goldfield Money personal or car loan.

Free redraw facility: Put a little too much of your spare cash into extra repayments and find that you need it back? No problem - each loan option comes with the use of a free redraw facility.

Percentage based fees: You’ll pay an upfront application fee when you sign up for a Goldfields loan, but rather than a flat out fee, like on most loan products, your application fee will be calculated as a percentage of how much you’re borrowing.

How to apply

Keen to apply for a Goldfields Money loan? When applying online or making an appointment to talk with a Goldfields advisor, make sure you have these things handy:

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Goldfields Money personal loans

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