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loans.com.au Green Car Loan

Advertiser disclosure
The details shown below are for a fixed loan between $5,000 and $150,000
The details shown below are for a variable loan between $5,000 and $150,000
The details shown below are for a fixed loan between $5,000 and $150,000

Choose the version of this loan that suits you best

Loan type Name Min loan amount Max loan amount
Fixed Green Car Loan (Home Owner, New or Used, Fixed, Secured) $5,000 $150,000
Variable Green Car Loan (Variable, Secured) $5,000 $150,000
Fixed Green Car Loan (Home Owner, New or Used, Fixed, Secured) $5,000 $150,000
  • Loan: $5,000 $150,000
  • Loan: $5,000 $150,000
  • Loan: $5,000 $150,000
Interest rate from
6.69% p.a.
Comparison rate from
7.81% p.a.based on $30,000
over 5 years
Upfront fee
$400.00
Interest rate from
6.09% p.a.
Comparison rate from
7.21% p.a.based on $30,000
over 5 years
Upfront fee
$400.00
Interest rate from
7.89% p.a.
Comparison rate from
9.00% p.a.based on $30,000
over 5 years
Upfront fee
$400.00

Mozo editorial review loans.com.au Green Car Loan - last updated: 1 July 2024

binocular icon
What's hot
  • Fixed rates from 6.69% p.a. (7.81% p.a. comparison rate*)
  • Special reduced rates for homeowners
What's not
  • $400 application fee
Mozo snapshot

If you are in the market for a green car loan this budget friendly option comes with fixed interest rates starting from just 6.69% p.a. (7.81% p.a. comparison rate*) for homeowners. You also have the ability to choose whether you want to make repayments weekly, fortnightly or monthly. However if you’re after a smaller loan the $400 application fee is something to keep in mind.

key icon
Key features

If you’ve got your eye on an environmentally friendly car then it's worth checking out a loan that offers a great rate in return for your eco efforts. With fixed rates coming from 6.69% p.a. (7.81% p.a. comparison rate*), the loans.com.au Clean Green Car Loan does just that. The loan amounts on offer range from $5,000 to $150,000, a pretty broad range for you to grab almost any set of wheels you’re looking to get. Loan terms range from 3 to 7 years. However, do note that you'll also incur a 0.50% loading on loan terms over 5 years.

You’re able to choose from weekly, fortnightly or monthly repayments so you can personalise your repayment options to match up to when your paycheck rolls on in. You also have the option to make free extra repayments in order to pay off your loan quicker and save on interest - just remember that if you pay off the whole thing, an early repayment penalty may apply. Also, keeping in mind that balloon payments for loan terms over 5 years are not allowed.

And don't forget to budget for a monthly $8 fee.

snapshot
Who is it good for

People, especially homeowners, who want to invest in an environmentally friendly vehicle without breaking the bank to do so. If you’ve fallen in love with a diesel guzzling half-car, half-tank then this car loan is not for you.

question icon
Any catches

While there is a lot to love with this loan, there is a hefty $400 application fee and $8 monthly fee to keep in mind. So if you are looking for a smaller loan then this could really add to the total price.

Also if you are able to pay back the loan early, you’ll have to pay a $700 early repayment penalty to do so. Although this doesn’t apply in the last year of the loan.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

6.69% p.a. fixed

7.81% p.a.based on $30,000
over 5 years

Fees

$400.00

$8.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$150,000.00

3 Years

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

no

Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading.

1.20% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

6.09% p.a.variable

7.21% p.a.based on $30,000
over 5 years

Fees

$400.00

$8.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$150,000.00

3 Years

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

yes

Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading.

Includes a 1.20% p.a. discount on rates for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.89% p.a. fixed

9.00% p.a.based on $30,000
over 5 years

Fees

$400.00

$8.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$150,000.00

3 Years

7 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

no

Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading.

1.20% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are loans.com.au personal loans rated by the Mozo community?

Overall
7.9/10
Price
8.6/10
Features
8.2/10
Customer service
7.3/10
Convenience
7.3/10
Trust
7.1/10
Based on 12 loans.com.au personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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