Choose the version of this loan that suits you best
Loan type | Name | Min loan amount | Max loan amount | |
---|---|---|---|---|
|
Fixed | Green Car Loan (Home Owner, New or Used, Fixed, Secured) | $5,000 | $150,000 |
|
Variable | Green Car Loan (Home Owner, Variable, Secured) | $5,000 | $150,000 |
|
Fixed | Green Car Loan (Home Owner, New or Used, Fixed, Secured) | $5,000 | $150,000 |
If you are in the market for a green car loan this budget friendly option comes with fixed interest rates starting from just 6.49% p.a. (7.61% p.a. comparison rate*) for homeowners. You also have the ability to choose whether you want to make repayments weekly, fortnightly or monthly. However if you’re after a smaller loan the $400 application fee is something to keep in mind.
If you’ve got your eye on an environmentally friendly car then it's worth checking out a loan that offers a great rate in return for your eco efforts. With fixed rates coming from 6.49% p.a. (7.61% p.a. comparison rate*), the loans.com.au Clean Green Car Loan does just that. The loan amounts on offer range from $5,000 to $150,000, a pretty broad range for you to grab almost any set of wheels you’re looking to get. Loan terms range from 3 to 7 years. However, do note that you'll also incur a 0.50% loading on loan terms over 5 years.
You’re able to choose from weekly, fortnightly or monthly repayments so you can personalise your repayment options to match up to when your paycheck rolls on in. You also have the option to make free extra repayments in order to pay off your loan quicker and save on interest - just remember that if you pay off the whole thing, an early repayment penalty may apply. Also, keeping in mind that balloon payments for loan terms over 5 years are not allowed.
And don't forget to budget for a monthly $8 fee.
People, especially homeowners, who want to invest in an environmentally friendly vehicle without breaking the bank to do so. If you’ve fallen in love with a diesel guzzling half-car, half-tank then this car loan is not for you.
While there is a lot to love with this loan, there is a hefty $400 application fee and $8 monthly fee to keep in mind. So if you are looking for a smaller loan then this could really add to the total price.
Also if you are able to pay back the loan early, you’ll have to pay a $700 early repayment penalty to do so. Although this doesn’t apply in the last year of the loan.
Fixed |
|
6.49% p.a. fixed |
|
7.61% p.a.based on $30,000 |
$400.00 |
|
$8.00 |
|
$0.00 |
|
$0.00 |
|
$700.00 |
$5,000.00 |
|
$150,000.00 |
|
3 Years |
|
7 Years |
|
Vehicle |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
no |
|
Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading. |
|
1.20% discount on rates available for applicants who have a mortgage. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Variable |
|
6.09% p.a.variable |
|
7.21% p.a.based on $30,000 |
$400.00 |
|
$8.00 |
|
$0.00 |
|
$0.00 |
|
$700.00 |
$5,000.00 |
|
$150,000.00 |
|
3 Years |
|
7 Years |
|
Vehicle |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
yes |
|
Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading. |
|
Includes a 1.20% p.a. discount on rates for applicants who have a mortgage. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
7.69% p.a. fixed |
|
8.80% p.a.based on $30,000 |
$400.00 |
|
$8.00 |
|
$0.00 |
|
$0.00 |
|
$700.00 |
$5,000.00 |
|
$150,000.00 |
|
3 Years |
|
7 Years |
|
Vehicle |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
no |
|
Loan for qualifying electric vehicles only. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan. Loan terms > 5 yrs will incur 0.50% interest rate loading. |
|
1.20% discount on rates available for applicants who have a mortgage. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Holiday Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Holiday Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Holiday Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years