I will update this after I get approved for my very 1st credit card, But from what They have Told Me and from what i have read up on about it , it sounds perfect and has [from memory] very competitive rates :)
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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