Liberty car loan reviews

Liberty
Liberty's overall rating for car loans

(as rated by the Mozo community)

5.0 / 10

based on 9 reviews

Price

Features

Customer service

Convenience

Trust

Featured car loan from Liberty

Recent Liberty car loan reviews

Liberty

Liberty Drive Car Loan (Variable) car loan review

Overall rating   10 / 10

Excellent service , would highly recommend !!!

Not only did we get such a low interest rate on our car loan but the customer service was impeccable !!!! All I did was make an enquiry as to whether I was in a position to upgrade and they did all the rest, leaving me in a brand new car with a...

Full review

Not only did we get such a low interest rate on our car loan but the customer service was impeccable !!!! All I did was make an enquiry as to whether I was in a position to upgrade and they did all the rest, leaving me in a brand new car with a huge drop in my interest rate and putting me where I thought would be impossible in my position. I would highly recommend Liberty to anyone for not only their very competitive interest rate but unbeatable customer service !!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jamieson (QLD), reviewed about 2 years ago

Liberty

Liberty Drive Car Loan (Variable) car loan review

Overall rating   5 / 10

Okay if you are desperate

Good if you have had credit problems but it's like purchasing a car with a credit card. Paid 27 percent interest over the loan then $5 month fee and $580 loan completion exit fee. Costs you heaps but if you're limited for choice you're stuck with...

Full review

Good if you have had credit problems but it's like purchasing a car with a credit card. Paid 27 percent interest over the loan then $5 month fee and $580 loan completion exit fee. Costs you heaps but if you're limited for choice you're stuck with this type of credit till you rebuild your credit.

    Price   2 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Chad (VIC), reviewed over 2 years ago

Liberty

Liberty car loan review

Overall rating   4 / 10

Good if you're desperate

Interest too high.

Full review

Interest too high.

    Price   3 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Maria (VIC), reviewed over 2 years ago

Liberty

Liberty Drive Car Loan (Variable) car loan review

Overall rating   0 / 10

Finance for Bad Credit History

They charge an interest rates of around 27% for their car loans. This is the place to get finance if you have had credit issues, even past bankruptcies, but due to the high interest rate, unless you can get credit elsewhere and you have no other...

Full review

They charge an interest rates of around 27% for their car loans. This is the place to get finance if you have had credit issues, even past bankruptcies, but due to the high interest rate, unless you can get credit elsewhere and you have no other choice, go elsewhere to get your finance.

    Price   3 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   0 / 10

Less

Jackie (NSW), reviewed over 2 years ago

Liberty

Liberty Drive Car Loan (Variable) car loan review

Overall rating   0 / 10

Run from Liberty

They got things moving quickly for the approval and they called to say we had been approved for the amount we applied for. I didn't know you couldn't purchase a car privately and get them to pay the person, we could only purchase a car from a car...

Full review

They got things moving quickly for the approval and they called to say we had been approved for the amount we applied for. I didn't know you couldn't purchase a car privately and get them to pay the person, we could only purchase a car from a car dealer, worst part was there was no mention of the interest rate, luckily we asked before signing the loan contact as they wanted 28%. That sort of rate should be criminal!!!!!!!!!! RUN RUN RUN

    Price   0 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Jeoff (NSW), reviewed over 2 years ago

Liberty

Liberty car loan review

Overall rating   0 / 10

The worst finance company in Australia.

We applied for finance with Liberty financial with good credit ratings and were dragged along for a solid week of email and phone banter that lead nowhere. Resending documents three-four times each, rudely spoken to, then they began asking for...

Full review

We applied for finance with Liberty financial with good credit ratings and were dragged along for a solid week of email and phone banter that lead nowhere. Resending documents three-four times each, rudely spoken to, then they began asking for personal information that had nothing to do with the financial side of the loan. I was actually concerned at one point I had fallen for a identity theft scam due to the nature of the irrelevant personal information they were seeking. If anyone is even toying with the thought of going through Liberty for finance please please do yourself a favour and stay away!!! They are a horrible company.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Unhappy customer , reviewed almost 3 years ago

Liberty

Liberty car loan review

Overall rating   10 / 10

Liberty are flexible

Liberty financial have been flexible and accommodating to my needs . When I lost my job they were very understanding and assisted me with lower payments until I was back on my feet financially, it really made life easier .

Full review

Liberty financial have been flexible and accommodating to my needs . When I lost my job they were very understanding and assisted me with lower payments until I was back on my feet financially, it really made life easier .

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracey , reviewed almost 3 years ago

Liberty

Liberty car loan review

Overall rating   10 / 10

Liberty rocks A+++

Liberty rocks, best car loan finance company going around :) I couldn't have found a better loan facility. My loan account manager is the most beautiful lady, always understanding and happy to work with me when I have had a rough time and needed...

Full review

Liberty rocks, best car loan finance company going around :) I couldn't have found a better loan facility. My loan account manager is the most beautiful lady, always understanding and happy to work with me when I have had a rough time and needed to miss a few payments to get back on track with all my other debts, which not many loan facilities do. So I would, and do, tell everyone I know to go to them as I am one very happy and loyal customer that will definitely use them again with out a doubt.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tamara , reviewed over 3 years ago

Liberty

Liberty car loan review

Overall rating   6 / 10

Thankful

I dislike that there is no branch here in Nowra to visit, all correspondence is via phone or email.

Full review

I dislike that there is no branch here in Nowra to visit, all correspondence is via phone or email.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Katie (NSW), reviewed over 3 years ago

Liberty

Liberty car loan review

Overall rating   9 / 10

LIBERTY PUT A SMILE ON MY FACE FROM DAY ONE.

I used a broker for financing a car loan which intern liberty was my financier. They were fantastic. So easy to talk to and wonderful at addressing any concerns. With their easy and affordable repayment method I always had a credit to use in case...

Full review

I used a broker for financing a car loan which intern liberty was my financier. They were fantastic. So easy to talk to and wonderful at addressing any concerns. With their easy and affordable repayment method I always had a credit to use in case I needed extra cash. Very handy at Christmas. I paid my loan off within the designated time that's how easy liberty was for me.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Mozo reviewer (QLD), reviewed over 4 years ago

Liberty

Liberty car loan review

Overall rating   1 / 10

Paying very high interest on a small car loan almost 20%... not good.

Full review

Paying very high interest on a small car loan almost 20%... not good.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Elizabeyth (NT), reviewed about 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

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    Australian Military Bank Car Loan - Excellent Credit (Up to 5 years old, Variable)

    • Tailored rates based on your personal credit history
    • Apply Online
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    comparison rate*

    6.57% p.a.to 10.07% p.a.based on $30,000
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    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayment
    • Upfront fees: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
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    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
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  • bcu Car Loan Special (Less than 5 years old, Variable)

    bcu Car Loan Special (Less than 5 years old, Variable)

    • Available for any cars up to 5 years old.
    • 1 hour fast approval
    • Redraw facility

    Interest rate

    5.90% p.a.

    comparison rate*

    6.82% p.a.based on $30,000
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    $250.00upfront
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    • Available for any cars up to 5 years old.
    • 1 hour fast approval
    • Redraw facility
    • Upfront fees: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
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    Latitude Car Loan (Fixed)

    Latitude Car Loan (Fixed)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date. Use for cars, boats, caravans and horse floats.
    • Early termination fees apply

    Interest rate

    6.99% p.a.to 14.99% p.a.

    comparison rate*

    8.10% p.a.to 16.06% p.a.based on $30,000
    over 5 years

    Fees

    $295.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date. Use for cars, boats, caravans and horse floats.
    • Early termination fees apply
    • Upfront fees: $295
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
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    4.1

    Based on 21 Latitude car loan reviews

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  • NRMA New Car Loan (Fixed)

    NRMA New Car Loan (Fixed)

    • No monthly fees and flexible repayment options
    • Quick and easy online application process
    • Low fix interest rates with terms up to 7 years

    Interest rate

    5.99% p.a.

    comparison rate*

    6.53% p.a.based on $30,000
    over 5 years

    Fees

    $380.00upfront
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    • Exit fee: $0.00
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  • RACQ Bank Fixed New Car Loan (under 2 years old)

    RACQ Bank Fixed New Car Loan (under 2 years old)

    • No deposit required
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    • Unlimited additional repayments and no early payout fee

    Interest rate

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    comparison rate*

    6.72% p.a.based on $30,000
    over 5 years

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    $395.00upfront
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    Go to site

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    • No deposit required
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    • Unlimited additional repayments and no early payout fee
    • Upfront fees: $395
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
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    • Minimum loan term: 1 Year
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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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