Liberty car loan reviews

Liberty
Liberty's overall rating for car loans

(as rated by the Mozo community)

5.0 / 10

based on 9 reviews

Price

Features

Customer service

Convenience

Trust

Featured car loan from Liberty

Recent Liberty car loan reviews

Liberty

Liberty Drive Car Loan (Variable, Secured) car loan review

Overall rating   10 / 10

Excellent service , would highly recommend !!!

Not only did we get such a low interest rate on our car loan but the customer service was impeccable !!!! All I did was make an enquiry as to whether I was in a position to upgrade and they did all the rest, leaving me in a brand new car with a...

Full review

Not only did we get such a low interest rate on our car loan but the customer service was impeccable !!!! All I did was make an enquiry as to whether I was in a position to upgrade and they did all the rest, leaving me in a brand new car with a huge drop in my interest rate and putting me where I thought would be impossible in my position. I would highly recommend Liberty to anyone for not only their very competitive interest rate but unbeatable customer service !!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jamieson (QLD), reviewed almost 3 years ago

Liberty

Liberty Drive Car Loan (Variable, Secured) car loan review

Overall rating   5 / 10

Okay if you are desperate

Good if you have had credit problems but it's like purchasing a car with a credit card. Paid 27 percent interest over the loan then $5 month fee and $580 loan completion exit fee. Costs you heaps but if you're limited for choice you're stuck with...

Full review

Good if you have had credit problems but it's like purchasing a car with a credit card. Paid 27 percent interest over the loan then $5 month fee and $580 loan completion exit fee. Costs you heaps but if you're limited for choice you're stuck with this type of credit till you rebuild your credit.

    Price   2 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Chad (VIC), reviewed about 3 years ago

Liberty

Liberty car loan review

Overall rating   4 / 10

Good if you're desperate

Interest too high.

Full review

Interest too high.

    Price   3 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Maria (VIC), reviewed about 3 years ago

Liberty

Liberty Drive Car Loan (Variable, Secured) car loan review

Overall rating   0 / 10

Finance for Bad Credit History

They charge an interest rates of around 27% for their car loans. This is the place to get finance if you have had credit issues, even past bankruptcies, but due to the high interest rate, unless you can get credit elsewhere and you have no other...

Full review

They charge an interest rates of around 27% for their car loans. This is the place to get finance if you have had credit issues, even past bankruptcies, but due to the high interest rate, unless you can get credit elsewhere and you have no other choice, go elsewhere to get your finance.

    Price   3 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   0 / 10

Less

Jackie (NSW), reviewed over 3 years ago

Liberty

Liberty Drive Car Loan (Variable, Secured) car loan review

Overall rating   0 / 10

Run from Liberty

They got things moving quickly for the approval and they called to say we had been approved for the amount we applied for. I didn't know you couldn't purchase a car privately and get them to pay the person, we could only purchase a car from a car...

Full review

They got things moving quickly for the approval and they called to say we had been approved for the amount we applied for. I didn't know you couldn't purchase a car privately and get them to pay the person, we could only purchase a car from a car dealer, worst part was there was no mention of the interest rate, luckily we asked before signing the loan contact as they wanted 28%. That sort of rate should be criminal!!!!!!!!!! RUN RUN RUN

    Price   0 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Jeoff (NSW), reviewed over 3 years ago

Liberty

Liberty car loan review

Overall rating   0 / 10

The worst finance company in Australia.

We applied for finance with Liberty financial with good credit ratings and were dragged along for a solid week of email and phone banter that lead nowhere. Resending documents three-four times each, rudely spoken to, then they began asking for...

Full review

We applied for finance with Liberty financial with good credit ratings and were dragged along for a solid week of email and phone banter that lead nowhere. Resending documents three-four times each, rudely spoken to, then they began asking for personal information that had nothing to do with the financial side of the loan. I was actually concerned at one point I had fallen for a identity theft scam due to the nature of the irrelevant personal information they were seeking. If anyone is even toying with the thought of going through Liberty for finance please please do yourself a favour and stay away!!! They are a horrible company.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Unhappy customer , reviewed over 3 years ago

Liberty

Liberty car loan review

Overall rating   10 / 10

Liberty are flexible

Liberty financial have been flexible and accommodating to my needs . When I lost my job they were very understanding and assisted me with lower payments until I was back on my feet financially, it really made life easier .

Full review

Liberty financial have been flexible and accommodating to my needs . When I lost my job they were very understanding and assisted me with lower payments until I was back on my feet financially, it really made life easier .

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracey , reviewed over 3 years ago

Liberty

Liberty car loan review

Overall rating   10 / 10

Liberty rocks A+++

Liberty rocks, best car loan finance company going around :) I couldn't have found a better loan facility. My loan account manager is the most beautiful lady, always understanding and happy to work with me when I have had a rough time and needed...

Full review

Liberty rocks, best car loan finance company going around :) I couldn't have found a better loan facility. My loan account manager is the most beautiful lady, always understanding and happy to work with me when I have had a rough time and needed to miss a few payments to get back on track with all my other debts, which not many loan facilities do. So I would, and do, tell everyone I know to go to them as I am one very happy and loyal customer that will definitely use them again with out a doubt.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tamara , reviewed over 4 years ago

Liberty

Liberty car loan review

Overall rating   6 / 10

Thankful

I dislike that there is no branch here in Nowra to visit, all correspondence is via phone or email.

Full review

I dislike that there is no branch here in Nowra to visit, all correspondence is via phone or email.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Katie (NSW), reviewed over 4 years ago

Liberty

Liberty car loan review

Overall rating   9 / 10

LIBERTY PUT A SMILE ON MY FACE FROM DAY ONE.

I used a broker for financing a car loan which intern liberty was my financier. They were fantastic. So easy to talk to and wonderful at addressing any concerns. With their easy and affordable repayment method I always had a credit to use in case...

Full review

I used a broker for financing a car loan which intern liberty was my financier. They were fantastic. So easy to talk to and wonderful at addressing any concerns. With their easy and affordable repayment method I always had a credit to use in case I needed extra cash. Very handy at Christmas. I paid my loan off within the designated time that's how easy liberty was for me.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Mozo reviewer (QLD), reviewed about 5 years ago

Liberty

Liberty car loan review

Overall rating   1 / 10

Paying very high interest on a small car loan almost 20%... not good.

Full review

Paying very high interest on a small car loan almost 20%... not good.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Elizabeyth (NT), reviewed over 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

  • Hunter United Low Rate Car Loan (Up to 5 years old, Variable, Secured)

    Hunter United Low Rate Car Loan (Up to 5 years old, Variable, Secured)

    • Pay only $70 p.w for a $20,000 loan
    • Loans from $10k - $100k
    • Great rates for older cars too

    Interest rate

    6.99% p.a.

    comparison rate*

    7.91% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $8.00/month

    Go to site

    More info

    • Pay only $70 p.w for a $20,000 loan
    • Loans from $10k - $100k
    • Great rates for older cars too
    • Upfront fees: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.0

    Based on 1 Hunter United car loan reviews

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  • loans.com.au New Car Loan (Up to 4 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 4 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    5.44% p.a.

    comparison rate*

    5.99% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

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  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    6.92% p.a.based on $30,000
    over 5 years

    Fees

    $90.00upfront
    and
    $0.00/month

    Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Upfront fees: $90
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.3

    Based on 12 CUA car loan reviews

    Need more information?
    Go to site

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  • SocietyOne Car Loan - Excellent Credit (Fixed, Unsecured)

    SocietyOne Car Loan - Excellent Credit (Fixed, Unsecured)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    Interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    Fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Upfront fees: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
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  • MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    Interest rate

    7.99% p.a.

    comparison rate*

    8.96% p.a.based on $30,000
    over 5 years

    Fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Upfront fees: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Other, Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    9.5

    Based on 2 MyState Bank car loan reviews

    Need more information?
    Go to site

    More info

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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