ME personal loan reviews

They helped me at a time of need whereas my regular bank never helped.

Price   5 / 10

Features   5 / 10

Customer service   5 / 10

Convenience   5 / 10

Trust   8 / 10

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This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

Price   6 / 10

Features   6 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   9 / 10

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The fee is enormous.

Price   1 / 10

Features   1 / 10

Customer service   2 / 10

Convenience   3 / 10

Trust   3 / 10

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Longstanding customer, good rates and easy to deal with.

Price   7 / 10

Features   5 / 10

Customer service   6 / 10

Convenience   7 / 10

Trust   6 / 10

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ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

Price   9 / 10

Features   1 / 10

Customer service   9 / 10

Convenience   6 / 10

Trust   9 / 10

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I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able to help you.

Price   9 / 10

Features   8 / 10

Customer service   10 / 10

Convenience   9 / 10

Trust   9 / 10

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How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too frustrating, if I knew that I wouldn't have applied with the slowest bank in Australia, I would have gone elsewhere. Wouldn't it be more professional if the staff reviewed your whole application then advised what other information is required, so far I've had 3 SMSs requesting more info and were now two weeks since I submitted the application. Last SMS was three days ago, I called them straight away and it was that I forgot to add the application fee of $250 on the amount I required...I said yes. Now you would have thought I would have received the final document to sign. Nope haven't heard a thing; Sorry ME your Management or processes needs a review. I have no problem with the call centre staff they've always been friendly and helpful...just your process on getting applications approved!!

Price   9 / 10

Features   9 / 10

Customer service   7 / 10

Convenience   4 / 10

Trust   5 / 10

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During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had solutions and were always willing to be flexible.

Price   9 / 10

Features   8 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Was very happy with the support and information from the ME team in Adelaide.

Price   9 / 10

Features   8 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   10 / 10

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Great bank to do business with. Approachable, great service, easily contactable and the best interest rates out there.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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They're okay, really good with low interest rates, just was difficult in the beginning setting up my login details.

Price   10 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   5 / 10

Trust   8 / 10

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After applying on-line I heard nothing. Phone ME, and was advised more information was required. I provided this information. Days pass and hear nothing. Phone ME, and asked to provide additional information. Days pass and hear nothing. Use the secure email. Told a decision in a day or 2. Those days pass, so phone ME again. We've been trying to phone you they say. Odd, there is nothing in missed calls, and on-line banking confirms my number is correct.

Price   5 / 10

Features   5 / 10

Customer service   0 / 10

Convenience   0 / 10

Trust   0 / 10

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ME Bank helped us and worked with us during a difficult period to consolidate and get back on track when no one else would. We have ensured the loan is paid in advanced and we are in front in payments and it is always paid. There is nothing I don't like about ME Bank and will be attempting to transfer all our accounts to ME Bank as soon as we are two years into our personal loan so we can show a solid credit rating after recovering from husband's heart attack. They were extremely understanding and empathetic and helped and adjusted until they could meet our requirements.

Price   10 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   9 / 10

Trust   10 / 10

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The ME Bank are the best - they take into consideration your superannuation fund - the fact that you have been working for so long and do not have any assets to show for your working life except your super. The turnaround on a personal loan is fantastic. The customer service people are considerate of your circumstances and are willing to help and listen. I will highly recommend ME Bank for any banking or loan requirements you may have.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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So hard when one lives out in the country to organise these things usually.... but so easy with ME Bank.... They put the Me in ME!

Price   9 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Me Bank Online banking limited - lacks the customer service and flexibility of face to face banking.

Price   8 / 10

Features   2 / 10

Customer service   4 / 10

Convenience   2 / 10

Trust   2 / 10

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Best loan in town and great customer service.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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ME Bank offers low interest personal loans, easy, secure banking and friendly service. It isn't one of the big four banks, so when you sign up you know that you're a valued customer that won't get lost in the crowd.

Price   7 / 10

Features   7 / 10

Customer service   7 / 10

Convenience   7 / 10

Trust   7 / 10

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Low interest rates, excellent customer service and available 24/7, minimal fuss.

Price   7 / 10

Features   7 / 10

Customer service   7 / 10

Convenience   7 / 10

Trust   7 / 10

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After being caught in a credit card debt trap provided by the major banks, I found ME Bank to be the best institution to help me consolidate debt into a simple, manageable fortnightly payment. I've now moved all my banking to ME Bank and couldn't be happier.

Price   2 / 10

Features   2 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Just really efficient and straight forward to apply for a personal loan while still maintaining professionalism and integrity. My wife and I are very happy. As long as they stay competitive and efficient, we will be using ME Bank for a long time.

Price   8 / 10

Features   7 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Straying form mainstream banks this was an excellent option for me. It was a large debt (consolidation of credit cards) and the rate is AMAZING. I pay off extra and there are no penalties, I can access everything online which is stupendous! I am so happy I have recommended it to my husband and my mother and would readily recommend it to others who were seeking a personal loan. The drawback: their process to get your latest statements and pay them off is a bit slow - I had to send mine through twice as they didn't do it quick enough, my mum whom I recommended this product too just went through the same debacle. They need to have a speedier process for this - more foolproof to make it easier for people. It's already stressful enough trying to organise a consolidation without having to contact your old banks over and over to get up to date statements - especially if you are dealing with MYCARD who are extremely painful!

Price   10 / 10

Features   7 / 10

Customer service   8 / 10

Convenience   10 / 10

Trust   10 / 10

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Excellent interest rate, friendly customer service and flexible repayments.

Price   8 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Easy online application, quick approval and awesomely low interest rates!

Price   10 / 10

Features   9 / 10

Customer service   9 / 10

Convenience   8 / 10

Trust   9 / 10

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They have the lowest interest for a personal loan and credit cards and home loans.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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