ME logo

ME Personal loan customer reviews

Overall rating
Price
Features
Customer service
Convenience
Trust
Based on 105 personal loan reviews as rated by the Mozo community.
Write a review

Recent ME personal loan customer reviews

Sort reviews by: date | star rating
  • ME

    heroes

    ME bank saved us when we needed it the most and for an incredibly competitive rate, we are forever grateful for the no fuss service ME bank has provided us over the years.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Shanon, Queensland, reviewed over 2 years ago
  • ME Personal Loan

    Scam artists, simply avoid like the plague!

    Avoid at all costs. They botched my personal loan repayments, and when I was 6 months out from finishing my loan, I get a call telling me I owed another $4000 and they wanted to extend my loan for another 6 months - I ALWAYS paid my minimum repayment and often more. Absolute scam artists. I of course wasn't having it, and I got a solution, but it took a lot of stress and advocating on my own behalf to get that resolution. And they refused to give me a breakdown of all my repayments and interest charged over the period of the loan - very strange and I'm sure they're hiding something there.

    Price
    Features
    Convenience
    Trust
    Less
    Belinda, New South Wales, reviewed almost 3 years ago
  • ME Personal Loan

    Great rates and service with easy online procedure

    Quick service, easy to sign up and very happy with the rates. Will stick with them

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Marie, Victoria, reviewed about 3 years ago
  • ME

    Never use this bank!

    Never have I ever been so stressed in my life. I called to get a payout figure and pay the personal loan out as a requirement of my mortgage. I explained this to ME Bank during our phone conversation, that the fund would be coming from a 3rd party to pay it out, once this hit I would then close the account. Not sure what happened, but ME Bank took the outstanding loan amount from my personal bank account which then left in in a massive $6k negative with no money at all for the weekend. No resolution at all other than, they would pay the the fees that would be charged for the account being in such a huge debit. Absolutely disgusted is an understatement, I will never use this bank again and will strongly urge everyone I know to steer clear.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Jade, New South Wales, reviewed about 3 years ago
  • ME

    Amazing.

    ME Bank is amazing.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    El, New South Wales, reviewed over 3 years ago
  • ME

    ME Bank is not all about ME

    ME Bank for me was an ethical choice with the knowledge that I was getting a good interest rate. I like the idea that ME banks profits go back to help support our super funds. Lovely bank.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Meegan, Tasmania, reviewed over 3 years ago
  • ME

    Great

    No extra fees on early pay out.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Sharon, Victoria, reviewed over 5 years ago
  • ME Personal Loan

    Great Customer Service

    This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Bronwyn, Queensland, reviewed about 8 years ago
  • ME

    They helped a lot.

    They helped me at a time of need whereas my regular bank never helped.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Shaun, Queensland, reviewed about 8 years ago
  • ME

    l loathe borrowing from them

    The fee is enormous.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Kathy, Victoria, reviewed over 8 years ago
  • ME

    Good rates, easy to apply

    Longstanding customer, good rates and easy to deal with.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Mel, New South Wales, reviewed almost 9 years ago
  • ME

    Reliable, excellent!

    ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Adele, New South Wales, reviewed almost 9 years ago
  • ME Personal Loan

    Amazing customer service

    I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able to help you.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Colleen, Australian Capital Territory, reviewed almost 9 years ago
  • ME Personal Loan

    Get your act together ME

    How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too frustrating, if I knew that I wouldn't have applied with the slowest bank in Australia, I would have gone elsewhere. Wouldn't it be more professional if the staff reviewed your whole application then advised what other information is required, so far I've had 3 SMSs requesting more info and were now two weeks since I submitted the application. Last SMS was three days ago, I called them straight away and it was that I forgot to add the application fee of $250 on the amount I required...I said yes. Now you would have thought I would have received the final document to sign. Nope haven't heard a thing; Sorry ME your Management or processes needs a review. I have no problem with the call centre staff they've always been friendly and helpful...just your process on getting applications approved!!

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Bj, South Australia, reviewed about 9 years ago
  • ME

    They understand that not everything runs smoothly

    During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had solutions and were always willing to be flexible.

    Price
    Features
    Customer service
    Convenience
    Trust
    Less
    Virginia, Queensland, reviewed about 9 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Personal loan comparisons on Mozo - rates updated daily

    • Unsecured Personal Loan

      interest rate
      6.75% p.a.to 26.95% p.a.
      comparison rate
      6.75% p.a.to 26.95% p.a.based on $30,000
      over 5 years

      Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.

      Promoted
    • Unsecured Personal Loan

      interest rate
      5.76% p.a.to 24.03% p.a.
      comparison rate
      6.55% p.a.to 24.98% p.a.based on $30,000
      over 5 years

      Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.

      Promoted
    • Low Rate Personal Loan

      interest rate
      6.57% p.a.to 8.48% p.a.
      comparison rate
      7.19% p.a.to 8.84% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Promoted
    • Express Personal Loan

      interest rate
      14.95% p.a.to 27.95% p.a.
      comparison rate
      29.30% p.a.to 42.8% p.a.based on $10,000
      over 3 years

      Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.

      Promoted
    • Debt Consolidation Loan

      interest rate
      5.76% p.a.to 24.03% p.a.
      comparison rate
      6.57% p.a.to 24.99% p.a.based on $30,000
      over 5 years

      Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.

      Promoted

    WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Want more? Compare all 240 personal loans in the Mozo comparison engine.

    Compare more personal loans

    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.