ME personal loan reviews

ME
ME's overall rating for personal loans

(as rated by the Mozo community)

8.3 / 10

based on 41 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ME

Recent ME personal loan reviews

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   6 / 10

They helped a lot.

They helped me at a time of need whereas my regular bank never helped.

Full review

They helped me at a time of need whereas my regular bank never helped.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Shaun (QLD), reviewed over 2 years ago

ME

ME personal loan review

Overall rating   9 / 10

Great Customer Service

This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

Full review

This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

    Price   6 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Bronwyn (QLD), reviewed over 2 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   3 / 10

l loathe borrowing from them

The fee is enormous.

Full review

The fee is enormous.

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Kathy (VIC), reviewed almost 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   7 / 10

Good rates, easy to apply

Longstanding customer, good rates and easy to deal with.

Full review

Longstanding customer, good rates and easy to deal with.

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Mel (NSW), reviewed about 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

Reliable, excellent!

ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

Full review

ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

    Price   9 / 10

    Features   1 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   9 / 10

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Adele (NSW), reviewed over 3 years ago

ME

ME personal loan review

Overall rating   9 / 10

Amazing customer service

I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able...

Full review

I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able to help you.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Colleen (ACT), reviewed over 3 years ago

ME

ME personal loan review

Overall rating   5 / 10

Get your act together ME

How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too...

Full review

How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too frustrating, if I knew that I wouldn't have applied with the slowest bank in Australia, I would have gone elsewhere. Wouldn't it be more professional if the staff reviewed your whole application then advised what other information is required, so far I've had 3 SMSs requesting more info and were now two weeks since I submitted the application. Last SMS was three days ago, I called them straight away and it was that I forgot to add the application fee of $250 on the amount I required...I said yes. Now you would have thought I would have received the final document to sign. Nope haven't heard a thing; Sorry ME your Management or processes needs a review. I have no problem with the call centre staff they've always been friendly and helpful...just your process on getting applications approved!!

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   5 / 10

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Bj (SA), reviewed over 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

They understand that not everything runs smoothly

During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had...

Full review

During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had solutions and were always willing to be flexible.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Virginia (QLD), reviewed over 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

Great customer service

Was very happy with the support and information from the ME team in Adelaide.

Full review

Was very happy with the support and information from the ME team in Adelaide.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Joyce (SA), reviewed over 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   10 / 10

Great bank

Great bank to do business with. Approachable, great service, easily contactable and the best interest rates out there.

Full review

Great bank to do business with. Approachable, great service, easily contactable and the best interest rates out there.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Alan (WA), reviewed over 3 years ago

ME

ME personal loan review

Overall rating   8 / 10

ME Bank OK Bank

They're okay, really good with low interest rates, just was difficult in the beginning setting up my login details.

Full review

They're okay, really good with low interest rates, just was difficult in the beginning setting up my login details.

    Price   10 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

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Tennielle (NSW), reviewed over 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   0 / 10

Slow, Slow, Slow

After applying on-line I heard nothing. Phone ME, and was advised more information was required. I provided this information. Days pass and hear nothing. Phone ME, and asked to provide additional information. Days pass and hear...

Full review

After applying on-line I heard nothing. Phone ME, and was advised more information was required. I provided this information. Days pass and hear nothing. Phone ME, and asked to provide additional information. Days pass and hear nothing. Use the secure email. Told a decision in a day or 2. Those days pass, so phone ME again. We've been trying to phone you they say. Odd, there is nothing in missed calls, and on-line banking confirms my number is correct.

    Price   5 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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George (WA), reviewed over 3 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   10 / 10

Great features and exceptional customer service!

ME Bank helped us and worked with us during a difficult period to consolidate and get back on track when no one else would. We have ensured the loan is paid in advanced and we are in front in payments and it is always paid. There is nothing I...

Full review

ME Bank helped us and worked with us during a difficult period to consolidate and get back on track when no one else would. We have ensured the loan is paid in advanced and we are in front in payments and it is always paid. There is nothing I don't like about ME Bank and will be attempting to transfer all our accounts to ME Bank as soon as we are two years into our personal loan so we can show a solid credit rating after recovering from husband's heart attack. They were extremely understanding and empathetic and helped and adjusted until they could meet our requirements.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Sue (NSW), reviewed almost 4 years ago

ME

ME personal loan review

Overall rating   10 / 10

Fantastic customer service

The ME Bank are the best - they take into consideration your superannuation fund - the fact that you have been working for so long and do not have any assets to show for your working life except your super. The turnaround on a personal loan is...

Full review

The ME Bank are the best - they take into consideration your superannuation fund - the fact that you have been working for so long and do not have any assets to show for your working life except your super. The turnaround on a personal loan is fantastic. The customer service people are considerate of your circumstances and are willing to help and listen. I will highly recommend ME Bank for any banking or loan requirements you may have.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lee (NSW), reviewed almost 4 years ago

ME

ME personal loan review

Overall rating   10 / 10

Great service, helpful, wonderful to deal with

So hard when one lives out in the country to organise these things usually.... but so easy with ME Bank.... They put the Me in ME!

Full review

So hard when one lives out in the country to organise these things usually.... but so easy with ME Bank.... They put the Me in ME!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Barbara , reviewed almost 4 years ago

ME

ME personal loan review

Overall rating   2 / 10

Ordinary

Me Bank Online banking limited - lacks the customer service and flexibility of face to face banking.

Full review

Me Bank Online banking limited - lacks the customer service and flexibility of face to face banking.

    Price   8 / 10

    Features   2 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Jennifer (NSW), reviewed almost 4 years ago

ME

ME personal loan review

Overall rating   10 / 10

Cheap loan and great people

Best loan in town and great customer service.

Full review

Best loan in town and great customer service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Melissa (NSW), reviewed almost 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   7 / 10

Customers are valued and low interest loans

ME Bank offers low interest personal loans, easy, secure banking and friendly service. It isn't one of the big four banks, so when you sign up you know that you're a valued customer that won't get lost in the crowd.

Full review

ME Bank offers low interest personal loans, easy, secure banking and friendly service. It isn't one of the big four banks, so when you sign up you know that you're a valued customer that won't get lost in the crowd.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Aaron (QLD), reviewed almost 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   7 / 10

Low interest

Low interest rates, excellent customer service and available 24/7, minimal fuss.

Full review

Low interest rates, excellent customer service and available 24/7, minimal fuss.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Donna (NSW), reviewed about 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   10 / 10

Fantastic service and simple no hidden catches!

After being caught in a credit card debt trap provided by the major banks, I found ME Bank to be the best institution to help me consolidate debt into a simple, manageable fortnightly payment. I've now moved all my banking to ME Bank and ...

Full review

After being caught in a credit card debt trap provided by the major banks, I found ME Bank to be the best institution to help me consolidate debt into a simple, manageable fortnightly payment. I've now moved all my banking to ME Bank and couldn't be happier.

    Price   2 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Damien (NSW), reviewed about 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   8 / 10

Efficient and extremely competitive rates

Just really efficient and straight forward to apply for a personal loan while still maintaining professionalism and integrity. My wife and I are very happy. As long as they stay competitive and efficient, we will be using ME Bank for a long time.

Full review

Just really efficient and straight forward to apply for a personal loan while still maintaining professionalism and integrity. My wife and I are very happy. As long as they stay competitive and efficient, we will be using ME Bank for a long time.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Drew (NSW), reviewed about 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

Excellent consolidation and the best rate!

Straying form mainstream banks this was an excellent option for me. It was a large debt (consolidation of credit cards) and the rate is AMAZING. I pay off extra and there are no penalties, I can access everything online which is stupendous! I am...

Full review

Straying form mainstream banks this was an excellent option for me. It was a large debt (consolidation of credit cards) and the rate is AMAZING. I pay off extra and there are no penalties, I can access everything online which is stupendous! I am so happy I have recommended it to my husband and my mother and would readily recommend it to others who were seeking a personal loan. The drawback: their process to get your latest statements and pay them off is a bit slow - I had to send mine through twice as they didn't do it quick enough, my mum whom I recommended this product too just went through the same debacle. They need to have a speedier process for this - more foolproof to make it easier for people. It's already stressful enough trying to organise a consolidation without having to contact your old banks over and over to get up to date statements - especially if you are dealing with MYCARD who are extremely painful!

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Cathryn (NSW), reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   8 / 10

Awesome service and products

Excellent interest rate, friendly customer service and flexible repayments.

Full review

Excellent interest rate, friendly customer service and flexible repayments.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Christine (VIC), reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

Fantastically competitive rates

Easy online application, quick approval and awesomely low interest rates!

Full review

Easy online application, quick approval and awesomely low interest rates!

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Angelique (QLD), reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   10 / 10

Best bank ever

They have the lowest interest for a personal loan and credit cards and home loans.

Full review

They have the lowest interest for a personal loan and credit cards and home loans.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Isabel (SA), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 26.95% p.a.

    comparison rate*

    7.69% p.a.to 28.21% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Featured product

     

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 7.50% would cost $11,498.24 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • The interest rate shown is a headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get

    interest rate

    12.69% p.a.to 18.69% p.a.

    comparison rate*

    13.56% p.a.to 19.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • The interest rate shown is a headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get
    • Other benefits: Headline rate displayed above, rates start as low as 10.69% based on credit history.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.6

    Based on 318 NAB personal loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest rate

    11.89% p.a.

    comparison rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • RACQ Bank Unsecured Personal Loan (Variable)

    RACQ Bank Unsecured Personal Loan (Variable)

    • Unlimited additional repayments and no early payout fee
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest rate

    12.95% p.a.

    comparison rate*

    13.25% p.a.based on $30,000
    over 5 years

    fees

    $200.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,109.47 including fees.

    • Unlimited additional repayments and no early payout fee
    • Queensland borrowers only
    • Borrow from $3K to $60K
    • Other benefits:
    • Upfront fee: $200
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

Want more? Compare all 197 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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