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ME personal loan reviews

ME
ME's overall rating for personal loans

(as rated by the Mozo community)

8.4 / 10

based on 99 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from ME

Recent ME personal loan reviews

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   7 / 10

Great

No extra fees on early pay out.

Full review

No extra fees on early pay out.

    Price   7 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Sharon, Victoria, reviewed about 1 year ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   6 / 10

They helped a lot.

They helped me at a time of need whereas my regular bank never helped.

Full review

They helped me at a time of need whereas my regular bank never helped.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Shaun, Queensland, reviewed almost 4 years ago

ME

ME Personal Loan review

Overall rating   9 / 10

Great Customer Service

This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

Full review

This bank is easy to deal with, they listen to what you want and package according to your needs. They are accessible and easy to understand.

    Price   6 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Bronwyn, Queensland, reviewed almost 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   3 / 10

l loathe borrowing from them

The fee is enormous.

Full review

The fee is enormous.

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Kathy, Victoria, reviewed about 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   7 / 10

Good rates, easy to apply

Longstanding customer, good rates and easy to deal with.

Full review

Longstanding customer, good rates and easy to deal with.

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Mel, New South Wales, reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   9 / 10

Reliable, excellent!

ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

Full review

ME bank - savings for Union members, currently no processing fee for union members and an extremely low personal loan interest rate.

    Price   9 / 10

    Features   1 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Adele, New South Wales, reviewed over 4 years ago

ME

ME Personal Loan review

Overall rating   9 / 10

Amazing customer service

I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able...

Full review

I love ME Bank, they are so easy to deal with and they keep you up-to-date with everything that is happening with your loan. The documents are easy to complete and even though it is all online, you can always ring and speak to someone who is able to help you.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Colleen, Australian Capital Territory, reviewed over 4 years ago

ME

ME Personal Loan review

Overall rating   5 / 10

Get your act together ME

How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too...

Full review

How long does it take to approve a Personal Loan, so far it's been two weeks with text messages, request more info and to call back.....Hello why can't you call me, the answer can be provided and the loan application finalised. All this is too frustrating, if I knew that I wouldn't have applied with the slowest bank in Australia, I would have gone elsewhere. Wouldn't it be more professional if the staff reviewed your whole application then advised what other information is required, so far I've had 3 SMSs requesting more info and were now two weeks since I submitted the application. Last SMS was three days ago, I called them straight away and it was that I forgot to add the application fee of $250 on the amount I required...I said yes. Now you would have thought I would have received the final document to sign. Nope haven't heard a thing; Sorry ME your Management or processes needs a review. I have no problem with the call centre staff they've always been friendly and helpful...just your process on getting applications approved!!

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   5 / 10

Less

Bj, South Australia, reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   9 / 10

They understand that not everything runs smoothly

During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had...

Full review

During the life of my personal loan I went through many life changes. I was unemployed for 6 months during which I travelled overseas for 3 months. This is my second loan through ME Bank , and every time I rang to explain a difficulty, they had solutions and were always willing to be flexible.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Virginia, Queensland, reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   9 / 10

Great customer service

Was very happy with the support and information from the ME team in Adelaide.

Full review

Was very happy with the support and information from the ME team in Adelaide.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Joyce, South Australia, reviewed over 4 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   10 / 10

Great bank

Great bank to do business with. Approachable, great service, easily contactable and the best interest rates out there.

Full review

Great bank to do business with. Approachable, great service, easily contactable and the best interest rates out there.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alan, Western Australia, reviewed almost 5 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   8 / 10

Great Rates and always willing to help

Good Bank, Always been happy to help

Full review

Good Bank, Always been happy to help

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Francois, South Australia, reviewed almost 5 years ago

ME

ME Personal Loan review

Overall rating   8 / 10

pleasure to do business with

Great up and coming fast growing company pleasure to do business with

Full review

Great up and coming fast growing company pleasure to do business with

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Jayde , , reviewed almost 5 years ago

ME

ME Personal Loan review

Overall rating   8 / 10

ME Bank OK Bank

They're okay, really good with low interest rates, just was difficult in the beginning setting up my login details.

Full review

They're okay, really good with low interest rates, just was difficult in the beginning setting up my login details.

    Price   10 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Tennielle, New South Wales, reviewed almost 5 years ago

ME

ME Personal Loan (Fixed, Unsecured) Personal Loan review

Overall rating   9 / 10

perfect

never a problem always ready to help out with the smallest problem

Full review

never a problem always ready to help out with the smallest problem

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Rodney, South Australia, reviewed almost 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • Symple Loans Personal Loan (Variable, Unsecured)

    Symple Loans Personal Loan (Variable, Unsecured)

    interest rate

    5.75% p.a.to 19.99% p.a.

    comparison rate*

    6.89% p.a.to 23.07% p.a.based on $30,000
    over 5 years

    fees

    $300.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,490.18 including fees.

    • Interest rate: 5.75% p.a.to 19.99% p.a.
    • Comparison rate*: 6.89% p.a.to 23.07% p.a.based on $30,000
      over 5 years
    • Upfront fee: $300
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Interest rate: 6.99% p.a.to 28.69% p.a.
    • Comparison rate*: 7.69% p.a.to 29.55% p.a.based on $30,000
      over 5 years
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $15.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits: Application fee is $200 for loans under $5,000.
    Overall rating

    8.3

    Based on 4 Harmoney personal loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Latitude Low Rate Personal Loan (Fixed, Secured)

    Latitude Low Rate Personal Loan (Fixed, Secured)

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply

    interest rate

    9.99% p.a.

    comparison rate*

    11.22% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 9.99% would cost $39,265.82 including fees.

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply
    • Interest rate: 9.99% p.a.
    • Comparison rate*: 11.22% p.a.based on $30,000
      over 5 years
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $300 in first half of loan, $0 in second half.
    • Minimum loan amount: $20,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    • Security required: Residential Property, Various, Vehicle
    • Other benefits:
    Overall rating

    4.7

    Based on 191 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    interest rate

    8.00% p.a.

    comparison rate*

    8.21% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

    • Interest rate: 8.00% p.a.
    • Comparison rate*: 8.21% p.a.based on $30,000
      over 5 years
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    RateSetter Unsecured Personal Loan (Variable)

    RateSetter Unsecured Personal Loan (Variable)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    6.89% p.a.

    comparison rate*

    8.89% p.a.based on $10,000
    over 3 years

    fees

    $299.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 6.89% would cost $11,396.66 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Interest rate: 6.89% p.a.
    • Comparison rate*: 8.89% p.a.based on $10,000
      over 3 years
    • Upfront fee: $299
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $30.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 220 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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