Not flexible on incomes without co loaner but overall very helpful and satisfying experience.
Convenient face to face, online access and phone phone applications. Very convenient to the worker employed away from the home environment. Access to ATM's nationally. Great customer service. Quick to "fix" issues with debiting processes when they occur.
Great interest rates and online banking features. Due to my location in the ACT I cannot go into the branch but otherwise a fantastic company.
I needed to get an automatic car after an accident with my back and thus needed to change over as quick as I could. I went to My State in in the morning and filled out some forms and they suggested a few car dealers that I might find helpful. I went out to look for a car and found one and was able to drive it around for the day, but drove it home and up and down hills, took it to the Credit Union and the person I saw looked it over and the price and I also took it to the RACT for a check up. The Credit Union person phoned the car dealership, made sure I got a good deal on my old car and a good deal on the newer one and I had a cheque. and by 4 pm that afternoon, I was driving away from the credit union in my new car, which I had for a number of years and never gave me any trouble. I was very pleased with the help and car I received.
Mystate were very helpful getting my first car loan, worked with me every step of the way. The second loan I went for was over the phone and I had a few hiccups here but nothing major, I would overall recommend customers go in and see a loan officer face to face rather than over the phone. I have been a Mystate customer my whole life and have never had any major problems with them. I even converted my partner over from ANZ and now even his business account is with Mystate.
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Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,548.78 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.50% would cost $34,632.09 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,277.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.99% would cost $35,290.67 including fees.
Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 5.64% would cost $34,748.53 including fees.
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