Police Bank credit card reviews

Police Bank
Police Bank's overall rating for credit cards

(as rated by the Mozo community)

7.9 / 10

based on 23 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Police Bank

Recent Police Bank credit card reviews

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

They have great rates for seniors

The bank has excellent staff, always willing to assist. Little or no waiting time.

Full review

The bank has excellent staff, always willing to assist. Little or no waiting time.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Doriel, New South Wales, reviewed 8 months ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

Their premiums are very fair

This bank has been very good and convenient for me.

Full review

This bank has been very good and convenient for me.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Max, New South Wales, reviewed about 3 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Highly recommended.

Very happy.

Full review

Very happy.

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jo anne, Queensland, reviewed over 3 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Great customer service

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

Full review

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ignacious, New South Wales, reviewed almost 4 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   10 / 10

Greart bank

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

Full review

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

James, New South Wales, reviewed almost 4 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   7 / 10

Good customer service

I like my bank but they really need to be more competitive with other banks.

Full review

I like my bank but they really need to be more competitive with other banks.

    Price   8 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

Leona, Victoria, reviewed over 4 years ago

Police Bank

Police Bank credit card review

Overall rating   10 / 10

Fantastic customer service, competitive rates

Easy to contact, very helpful, professional, competitive rates.

Full review

Easy to contact, very helpful, professional, competitive rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jodi, New South Wales, reviewed over 4 years ago

Police Bank

Police Bank credit card review

Overall rating   10 / 10

Fantastic to deal with

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

Full review

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Jenny, New South Wales, reviewed about 5 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   7 / 10

Competitive interest rates and personal touch.

I have been with this bank for 30 years. They are trustworthy and have reasonable interest rates. I feel they are more personal than the big banks and are less motivated by profit.

Full review

I have been with this bank for 30 years. They are trustworthy and have reasonable interest rates. I feel they are more personal than the big banks and are less motivated by profit.

    Price   6 / 10

    Features   1 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Police Bank have one of the most competitive Visa'

Police Bank have a very competitive products. The only problem is that they do not have many branches within the greater Sydney area.

Full review

Police Bank have a very competitive products. The only problem is that they do not have many branches within the greater Sydney area.

    Price   8 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   9 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   6 / 10

No ATMs

Everything is done over the internet and there are little to no redibank ATMs.

Full review

Everything is done over the internet and there are little to no redibank ATMs.

    Price   5 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   9 / 10

Low interest rate, great service

The card is a basic card but a really low interest rate is the selling point for me, it is just there in emergencies.

Full review

The card is a basic card but a really low interest rate is the selling point for me, it is just there in emergencies.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Sally, New South Wales, reviewed over 5 years ago

Police Bank

Police Bank credit card review

Overall rating   2 / 10

Good loan bad credit card

I have been with pcu for over 10yrs they have no loyalty to customers. The cc costs are very expensive I got a 2nd cc with someone else on first application they offer a lower rate. They have limited branches which make it hard to go into during...

Full review

I have been with pcu for over 10yrs they have no loyalty to customers. The cc costs are very expensive I got a 2nd cc with someone else on first application they offer a lower rate. They have limited branches which make it hard to go into during work hrs (no parking avail at all in parramatta) Great loan approval time is only reason I have stayed

    Price   2 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   5 / 10

Less

Jenny, New South Wales, reviewed over 6 years ago

Police Bank

Police Bank Visa Credit Card credit card review

Overall rating   6 / 10

Best personnal service to date.

The Police Credit union looks after my credit card excellant making sure that my transaction are correct.

Full review

The Police Credit union looks after my credit card excellant making sure that my transaction are correct.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Melinda, New South Wales, reviewed over 6 years ago

Police Bank

Police Bank credit card review

Overall rating   7 / 10

Trust in customer service is very strong

Customer Service is great for this bank, you get to talk to real people who are in Australia! They have always been very helpful when it comes to options and advice on different products.

Full review

Customer Service is great for this bank, you get to talk to real people who are in Australia! They have always been very helpful when it comes to options and advice on different products.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Amanda, Australian Capital Territory, reviewed over 6 years ago

Police Bank

Police Bank credit card review

Overall rating   9 / 10

Competitive rates and friendly people

Low interest rates, friendly, helpful staff, good deals and high security. What more can you ask for?

Full review

Low interest rates, friendly, helpful staff, good deals and high security. What more can you ask for?

    Price   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Jeff, New South Wales, reviewed over 6 years ago

Police Bank

Police Bank credit card review

Overall rating   10 / 10

Police Credit Union is very effecient,they keep track of your purchases and overseas transactions,and are on the ball when something to them is suspect, and they advise their clients accordingly. I would recommend this Credit Union/Bank to anyone...

Full review

Police Credit Union is very effecient,they keep track of your purchases and overseas transactions,and are on the ball when something to them is suspect, and they advise their clients accordingly. I would recommend this Credit Union/Bank to anyone whom will listen,as they offer the same products as the Big 4 banks at cheaper costs Well done Police Credit Union

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

James, New South Wales, reviewed almost 7 years ago

Police Bank

Police Bank credit card review

Overall rating   9 / 10

I think the PCU credit card is great. It has a lower interest rate compared with other financial institutions. This is because they do not offer any rewards programs with their cards. In these tough social economic times i think i prefer a lower...

Full review

I think the PCU credit card is great. It has a lower interest rate compared with other financial institutions. This is because they do not offer any rewards programs with their cards. In these tough social economic times i think i prefer a lower interest rate rather than rewards.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Renee, New South Wales, reviewed about 7 years ago

Police Bank

Police Bank credit card review

Overall rating   8 / 10

Good interest rate. Friendly staff, closed other account on my behalf after signing forms. Personalised banking.

Full review

Good interest rate. Friendly staff, closed other account on my behalf after signing forms. Personalised banking.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Karen, New South Wales, reviewed over 7 years ago

Police Bank

Police Bank credit card review

Overall rating   0 / 10

Fees way too high, Very little flexibility, Hard to deposit except online or go to actual branch. Often overcharge on fees

Full review

Fees way too high, Very little flexibility, Hard to deposit except online or go to actual branch. Often overcharge on fees

    Price   5 / 10

    Features   0 / 10

    Customer service   2 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Chrissiejoy, Queensland, reviewed over 7 years ago

Police Bank

Police Bank credit card review

Overall rating   9 / 10

I am happy with all of the services I have received from them already, and will continue to do the majority of my banking with them. I am upset over the fees I have to pay for most cash withdrawals, not through EFT.

Full review

I am happy with all of the services I have received from them already, and will continue to do the majority of my banking with them. I am upset over the fees I have to pay for most cash withdrawals, not through EFT.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lisa, New South Wales, reviewed almost 8 years ago

Police Bank

Police Bank credit card review

Overall rating   7 / 10

they will waive Credit Card fees if you have home loan with them.

Full review

they will waive Credit Card fees if you have home loan with them.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Name not supplied, New South Wales, reviewed almost 8 years ago

Police Bank

Police Bank credit card review

Overall rating   9 / 10

I have the convenience of a Visa Card, yet no additional fees or charges that go with a credit card. I just use my own money and press the credit button when making a purchase

Full review

I have the convenience of a Visa Card, yet no additional fees or charges that go with a credit card. I just use my own money and press the credit button when making a purchase

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Kim, New South Wales, reviewed almost 10 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Australian Military Bank Low Rate Visa Credit Card

    Australian Military Bank Low Rate Visa Credit Card

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100

    balance transfer rate

    0% p.a. for 12 months and then 11.99% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49

    Go to site

    More info

    • $0 additional cardholder fee
    • Up to 55 days interest free on purchases
    • Visa payWave for convenient contactless purchases under $100
    • Balance transfer rate: 0% p.a. for 12 months and then 11.99% p.a.
    • Annual fee: $49
    • Purchase rate: 11.99% p.a.
    • Interest free days: 45
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: $4.50
    • Rewards description:
    Overall rating

    7.3

    Based on 45 Australian Military Bank credit card reviews

    Need more information?
    Go to site

    More info

  • Bankwest Breeze Platinum Mastercard

    Bankwest Breeze Platinum Mastercard

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 12.99% p.a.

    annual fee

    $99

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 0% p.a. for 13 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.3

    Based on 1027 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6066 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425

    Go to site

    More info

    • 120,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black card when you spend $7,500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6066 ANZ credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 218 credit cards in the Mozo comparison engine.

Compare more credit cards

Look for a specific type of credit card:

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Back to top