Police Bank credit card reviews

Police Bank
Police Bank's overall rating for credit cards

(as rated by the Mozo community)

7.9 / 10

based on 23 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Police Bank

Recent Police Bank credit card reviews

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   10 / 10

They have great rates for seniors

The bank has excellent staff, always willing to assist. Little or no waiting time.

Full review

The bank has excellent staff, always willing to assist. Little or no waiting time.

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Doriel, New South Wales, reviewed about 1 year ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   10 / 10

Their premiums are very fair

This bank has been very good and convenient for me.

Full review

This bank has been very good and convenient for me.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Max, New South Wales, reviewed almost 4 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   9 / 10

Highly recommended.

Very happy.

Full review

Very happy.

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jo anne, Queensland, reviewed about 4 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   9 / 10

Great customer service

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

Full review

The Policebank alow lower credit limits if requested (e.G. $1000)...I didn't want a $5000 limit.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ignacious, New South Wales, reviewed over 4 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   10 / 10

Greart bank

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

Full review

why use one of the 4 banks when this bank interest rate is lower than any of them,and they treat you as a customer,and watch over your banking for frauds

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

James, New South Wales, reviewed over 4 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   7 / 10

Good customer service

I like my bank but they really need to be more competitive with other banks.

Full review

I like my bank but they really need to be more competitive with other banks.

    Price   8 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   1 / 10

    Trust   7 / 10

Less

Leona, Victoria, reviewed almost 5 years ago

Police Bank

Police Bank Credit Card review

Overall rating   10 / 10

Fantastic customer service, competitive rates

Easy to contact, very helpful, professional, competitive rates.

Full review

Easy to contact, very helpful, professional, competitive rates.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jodi, New South Wales, reviewed almost 5 years ago

Police Bank

Police Bank Credit Card review

Overall rating   10 / 10

Fantastic to deal with

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

Full review

I have been with this bank for years...I love them and trust them. Loans are easy, credit cards are at a great interest rate and monthly charges are low.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Jenny, New South Wales, reviewed over 5 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   7 / 10

Competitive interest rates and personal touch.

I have been with this bank for 30 years. They are trustworthy and have reasonable interest rates. I feel they are more personal than the big banks and are less motivated by profit.

Full review

I have been with this bank for 30 years. They are trustworthy and have reasonable interest rates. I feel they are more personal than the big banks and are less motivated by profit.

    Price   6 / 10

    Features   1 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Name not supplied, New South Wales, reviewed almost 6 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   9 / 10

Police Bank have one of the most competitive Visa'

Police Bank have a very competitive products. The only problem is that they do not have many branches within the greater Sydney area.

Full review

Police Bank have a very competitive products. The only problem is that they do not have many branches within the greater Sydney area.

    Price   8 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   9 / 10

Less

Name not supplied, New South Wales, reviewed almost 6 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   6 / 10

No ATMs

Everything is done over the internet and there are little to no redibank ATMs.

Full review

Everything is done over the internet and there are little to no redibank ATMs.

    Price   5 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Name not supplied, New South Wales, reviewed almost 6 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   9 / 10

Low interest rate, great service

The card is a basic card but a really low interest rate is the selling point for me, it is just there in emergencies.

Full review

The card is a basic card but a really low interest rate is the selling point for me, it is just there in emergencies.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Sally, New South Wales, reviewed almost 6 years ago

Police Bank

Police Bank Credit Card review

Overall rating   2 / 10

Good loan bad credit card

I have been with pcu for over 10yrs they have no loyalty to customers. The cc costs are very expensive I got a 2nd cc with someone else on first application they offer a lower rate. They have limited branches which make it hard to go into during...

Full review

I have been with pcu for over 10yrs they have no loyalty to customers. The cc costs are very expensive I got a 2nd cc with someone else on first application they offer a lower rate. They have limited branches which make it hard to go into during work hrs (no parking avail at all in parramatta) Great loan approval time is only reason I have stayed

    Price   2 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   5 / 10

Less

Jenny, New South Wales, reviewed almost 7 years ago

Police Bank

Police Bank Visa Credit Card Credit Card review

Overall rating   6 / 10

Best personnal service to date.

The Police Credit union looks after my credit card excellant making sure that my transaction are correct.

Full review

The Police Credit union looks after my credit card excellant making sure that my transaction are correct.

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Melinda, New South Wales, reviewed almost 7 years ago

Police Bank

Police Bank Credit Card review

Overall rating   7 / 10

Trust in customer service is very strong

Customer Service is great for this bank, you get to talk to real people who are in Australia! They have always been very helpful when it comes to options and advice on different products.

Full review

Customer Service is great for this bank, you get to talk to real people who are in Australia! They have always been very helpful when it comes to options and advice on different products.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Amanda, Australian Capital Territory, reviewed about 7 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

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  • Citi Platinum (Purchase Rate Offer)

    Citi Platinum (Purchase Rate Offer)

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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