Platinum Business Charge Card card image

American Express Platinum Business Charge Card

Advertiser disclosure
Purchase rate
n/a
Balance transfer rate
No current offer
Annual fees
$1,750
Interest free days on purchases
55
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Mozo editorial review American Express Platinum Business Charge Card - last updated: 11 April 2024

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What's hot
  • No pre-set spending limit (T&Cs)
  • Up to 55 days cash flow (T&Cs)
  • Earn up to 2.25 Membership Rewards points per $1 spent (T&Cs)
What's not
  • $1,750 annual fee
Mozo snapshot

After an elite-level charge card for your business? This offer from American Express comes hot off the press with exciting features to check out. New members who spend $12,000 on eligible purchases within 3 months of being approved can score 350,000 bonus points, so long as they apply by 25 June 2024 (T&Cs apply).

To be eligible for the card, you’ll need to have at least $75,000 or more in annual turnover (New Amex card Members only, other conditions may apply).

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Key features

The Platinum Business Card supersizes your rewards with up to 2.25 Membership Rewards Points for every $1 spent (T&Cs), which can be exchanged for gift cards for brands like JB Hi-Fi, David Jones, and Freedom Furniture, used to book flights, accommodation, and car rental using the American Express Travel Online, Webjet, and Helloworld booking services (T&Cs apply).

There’s no pre-set spending limit, either, and you get up to 55 days to pay down your purchases – this doesn’t mean you get unlimited cash flow, but it could free you up to make bigger business decisions that suit you (T&Cs apply).

You could also take out up to 99 Employee Cards at no additional cost and track their spending/point accumulation in real-time (T&Cs apply). Plus, if you like what they’re doing, you can extend some of the Platinum Business Card perks to them.

Another cool perk is that you could receive $125 credit when you shop at Dell (offer valid until the 31st of December 2024. T&Cs apply).

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Who is it good for

Bigger businesses with a full staff looking for extra rewards, perks, and points opportunities, as well as longer cash flow periods.

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Any catches

The $1,750 annual fee is nothing to sneeze at, plus minimum point amounts apply to any rewards you redeem. You’ll also need to meet the eligibility requirements, such as having a $75,000 annual business turnover.

Rewards program details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

239,200 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

20,000 points

$100 Cash

20,000 points

Points earning

2.25 points per dollar on Amex, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Flights available with Cathay Pacific, Singapore Airlines, Thai Airways, Air New Zealand, Emirates, Malaysia Airlines and other partners.

Earn 1 point per $1 spend at government bodies.

Access to 1400+ Airport Lounges.

Special offers

Earn 350,000 Membership Rewards® Bonus Points when you apply by 25 June 2024, are approved and spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Value of rewards points

Spend $8,889 (Amex)

Spend $8,889 (Amex)

Spend $6,933 (Amex)

Spend $106,311 (Amex)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

n/a

none

No current offer

no

n/a

55

Fees

$1,750.00

none

none

none

$20.00

n/a

3.00%

$10.00

$7.00

$0.00

Features

n/a

n/a

no fee for up to 99 Employee Cards

Charge Card. Late payment fee is the greater of $20 or 3% of the overdue amount. Transaction verification fee is $10 for charges outside of Australia.

Payment options

Apple Pay, Google Wallet, Samsung Pay

Rewards privileges

Travel Insurance,
Buyer's Advantage Cover

Other benefits

Complementary benefits at Fine Hotels & Resorts, Hotel Elite Status, Accor Plus membership, and flight discounts up 20% with the Amex International Airline Program. Conditions apply.Receive up to $125 every year when you buy from Dell Technologies.

Customer Reviews

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