Student personal loans

  • If you're looking to borrow money for a car or new computer, there are some lenders in Australia that offer personal loans to students. You will need to meet application criteria, which generally means having a consistent income, being over the age of 18 and an Australian citizen or permanent resident. Some lenders will also allow for parental guarantors on student loans. When it comes to comparing loan options, the comparison rate is designed to help you see the true cost of a loan. This rate combines the interest rate and fees into one rate.

  • Student personal loan comparisons on Mozo - last updated 9 December 2021

    Search promoted personal loans below or do a full Mozo database search. Advertiser disclosure.
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      Personal Loan

      Unsecured, Fixed, Excellent Credit

      interest rate
      comparison rate
      6.39% p.a.to 7.49% p.a.
      6.39% p.a.to 8.19% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. You could qualify by simply earning above $25,000 and you’ll be on the way to start spending (other eligibility criteria may apply).

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      Mozo Experts Choice 2022
      Personal Loan

      Unsecured, Fixed

      interest rate
      comparison rate
      4.99% p.a.to 14.99% p.a.
      4.99% p.a.to 14.99% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 4.99% would cost $33,959.97 including fees.

      Excellent credit score needed to obtain this rate. Enjoy no-fuss personal loans of up to $30,000 with Alex Bank. No hidden early repayment penalties. Terms from 6 months to 5 years. Convenient, 100% online approval. Must be over 18 to be eligible (other eligibility criteria may apply). Winner of Mozo's Experts Choice Best New Loan Product award 2021^.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.35% p.a.to 19.09% p.a.
      6.14% p.a.to 19.99% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,832.61 including fees.

      Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you could qualify (other eligibility criteria may apply).

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      Personal Loan

      interest rate
      comparison rate
      5.75% p.a.
      5.96% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $34,840.18 including fees.

      Handypay offers flexible home improvement loans for Excellent Credit or better. Handypay is a specialist home improvement plan provider and offers loans up to $75,000.

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    • Hot DealRefinance your existing Big 4 personal loan to a NOW Finance No Fee Personal Loan by Dec 31 to receive a $200 Westfield gift card (T&Cs apply).
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      Mozo Experts Choice 2022
      No Fee Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.95% p.a.to 17.95% p.a.
      5.95% p.a.to 17.95% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.

      Borrow up to $50,000 unsecured from the only lender with no fees and none of the bank. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Back to back winner of Mozo’s Experts Choice Unsecured Personal Loan Award, 2021 & 2022^.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      6.49% p.a.to 20.95% p.a.
      6.49% p.a.to 20.95% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.49% would cost $35,210.64 including fees.

      Low personalised rates, ideal for borrowers with excellent credit. No monthly account fees, no early payout fees, so you can pay off your loan sooner. $0 establishment fee for loans from $5,000 to $30,000, a $595 establishment fee will be charged on loan amounts of $30,001 to $64,000.

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      Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      7.99% p.a.to 22.99% p.a.
      9.24% p.a.to 24.15% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $37,518.90 including fees.

      Stay in control with a Fixed, Unsecured rate for the life of the loan. Flexible repayment schedule and extra repayments available.

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      Unsecured Personal Loan

      Excellent Credit, Fixed

      interest rate
      comparison rate
      5.95% p.a.to 10.49% p.a.
      5.95% p.a.to 12.83% p.a.based on $10,000
      over 3 years

      Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 5.95% would cost $10,943.74 including fees.

      Be rewarded for your good credit history with low rates. No ongoing fees. Pay off your loan with no early repayment penalties. Apply online and get a quote in minutes

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    • Hot DealA Personal Loan packed with clever features for whatever your goals. $0 monthly fees. No penalties for early payout, flexible repayment options & unlimited extra repayments. (T&Cs Apply)
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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      9.39% p.a.
      9.64% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 9.39% would cost $37,881.66 including fees.

      Borrow from $5,000 to $50,000 with low rates for great credit. No account keeping fees. Free extra repayments and redraw facility. Same day approval may be possible. Winner of Mozo's Experts Choice Award for Australia's Best Large Credit Union 2021^.

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      Green Loan

      interest rate
      comparison rate
      5.79% p.a.
      6.36% p.a.based on $30,000
      over 5 years

      Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 5.79% would cost $34,873.55 including fees.

      Handypay offer flexible green loans up to $75,000 for Excellent Credit or better. Handypay is a specialist home improvement plan provider.

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      Personal Loan

      Unsecured, Variable, Excellent Credit

      interest rate
      comparison rate
      6.39% p.a.to 7.49% p.a.
      6.39% p.a.to 9.16% p.a.based on $10,000
      over 3 years

      Terms from 1 to 3 years. Representative example: a 3 year $10,000 loan at 6.39% would cost $11,015.63 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. You must be over 18 to qualify and earn above $25,000 (other eligibility criteria may apply).

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      Standard Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      7.99% p.a.
      8.62% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a n/a year $0 loan at 7.99% would cost $6,988.90 including fees.

      Heritage Bank discounted rates for borrowers with excellent credit. Available loans starting from $5,000 to $25,000. Your choice of loan terms up to five years. Extra repayments allowed, but may incur fees.

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      Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      6.99% p.a.to 18.99% p.a.
      7.91% p.a.to 19.83% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,383.67 including fees.

      Borrow from $5,000 to $55,000 with a 1 - 7 year flexible loan term with NAB. Get competitive low rates for excellent credit. Enjoy no fees for extra repayments and no early exit fees. NAB accepts documents online so you can get your funds fast.

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