Student personal loans

  • If you're looking to borrow money for a car or new computer, there are some lenders in Australia that offer personal loans to students. You will need to meet application criteria, which generally means having a consistent income, being over the age of 18 and an Australian citizen or permanent resident. Some lenders will also allow for parental guarantors on student loans. When it comes to comparing loan options, the comparison rate is designed to help you see the true cost of a loan. This rate combines the interest rate and fees into one rate.

  • Student personal loan comparisons on Mozo - last updated 23 April 2021

    Search promoted personal loans below or do a full Mozo database search. Advertiser disclosure.
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      Mozo Experts Choice 2021
      No Fee Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      5.95% p.a.to 17.95% p.a.
      5.95% p.a.to 17.95% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.

      Pay ZERO fees on loans up to $50,000 with NOW Finance. With no establishment fee, ongoing fees or early payout fee. What’s more, get your guaranteed, tailored interest rate in two minutes with no impact on your credit score! Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award.

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    • Hot DealA discounted rate of 5.25% p.a. (CR: 6.20% p.a.) for the first 12 months will apply for all eligible applicants
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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Excellent Credit

      interest rate
      comparison rate
      6.29% p.a.to 8.48% p.a.
      6.50% p.a.to 8.69% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.29% would cost $35,192.28 including fees.

      OurMoneyMarket offer competitive low rates on loans up to $75,000, plus free extra repayments and fee-free redraw facility. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award.

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      Mozo Experts Choice 2021
      Personal Loan

      Unsecured, Fixed

      interest rate
      comparison rate
      5.49% p.a.to 19.99% p.a.
      5.49% p.a.to 19.99% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,373.78 including fees.

      Excellent credit score needed to obtain this rate. Enjoy no-fuss personal loans of up to $30,000 with Alex. No hidden early repayment penalties. Terms from 6 months to 5 years. Convenient and fast 100% online approval. Must be over 18 to be eligible. Winner of Mozo's Experts Choice Best New Loan Product award 2021^.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      6.49% p.a.to 19.95% p.a.
      6.76% p.a.to 20.26% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.49% would cost $35,405.64 including fees.

      Low personalised rates, ideal for borrowers with excellent credit. No monthly account fees, no early payout fees, so you can pay off your loan sooner. Borrow between $5,000 and $63,000. Easy online application, receive a response in minutes and approved funds within 24-48 hours!

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      Personal Loan

      interest rate
      comparison rate
      6.25% p.a.to 19.95% p.a.
      7.64% p.a.to 21.35% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.25% would cost $36,103.67 including fees.

      Enjoy flexibility with the ability to make additional repayments. Borrowers with excellent credit rating can receive interest rates as low as 6.25% fixed rate (7.64% comparison rate*). Loan terms between 1 to 5 years.

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      Personal Loan

      Unsecured, Fixed, Excellent Credit

      interest rate
      comparison rate
      6.39% p.a.to 7.49% p.a.
      6.39% p.a.to 8.19% p.a.based on $30,000
      over 5 years

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.

      With low rates for borrowers with excellent credit, a quick 1 minute rate estimate and simple online application, there’s a lot to love about this loan! You’ll not only benefit from no exit fees, there are also no early repayment fees. To qualify, simply earn above $25,000 and you’ll be on the way to start spending.

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      Unsecured Personal Loan - Excellent Credit

      Fixed over 5 years

      interest rate
      comparison rate
      6.39% p.a.to 10.49% p.a.
      6.39% p.a.to 11.2% p.a.based on $30,000
      over 5 years

      5 year term only. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,621.40 including fees.

      Be rewarded for your good credit history with low rates. Plus there are no ongoing fees and you can pay off your loan with no early repayment penalties. Simply apply online and get a quote in minutes.

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      Mozo Experts Choice 2020
      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      9.39% p.a.
      9.64% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 9.39% would cost $37,881.66 including fees.

      No account keeping fees. Apply online and get a fast decision, normally within 24 hours. Winner of Mozo's Experts Choice Award for Australia's Best Large Credit Union 2020.

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      Personal Loan

      interest rate
      comparison rate
      6.75% p.a.
      7.10% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,680.23 including fees.

      Handypay offer flexible home improvement loans up to $75,000. Handypay is a specialist home improvement plan provider.

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      Standard Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      8.99% p.a.
      9.62% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a n/a year $0 loan at 8.99% would cost $7,856.30 including fees.

      Heritage Bank discounted rates for loans starting from $5,000 to $25,000 and a choice of loan terms up to five years.

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      Personal Loan

      Fixed, Unsecured

      interest rate
      comparison rate
      6.99% p.a.to 18.99% p.a.
      7.91% p.a.to 19.83% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,383.67 including fees.

      Get same day approval on flexible personal loans from $5,000 to $55,000 on 1-7 year loan terms with NAB. Enjoy no fees for extra early repayments and get funds in your account fast. To be eligible you must be over 18 and be an Australian resident.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      6.99% p.a.to 24.79% p.a.
      7.79% p.a.to 25.74% p.a.based on $30,000
      over 5 years

      Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,208.67 including fees.

      Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you'll likely qualify.

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      No Fee Secured Personal Loan

      interest rate
      comparison rate
      4.45% p.a.to 15.45% p.a.
      4.45% p.a.to 15.45% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.

      Pay zero fees on loans up to $100,000 with NOW Finance. With no establishment fee, ongoing fees or early payout fee. What’s more, get your personalised interest rate in two minutes with no impact on your credit score!

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      Mozo Experts Choice 2021
      Low Rate Personal Loan (Fixed, Unsecured)

      Very Good Credit

      interest rate
      comparison rate
      8.49% p.a.to 11.19% p.a.
      8.81% p.a.to 11.52% p.a.based on $30,000
      over 5 years

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,146.08 including fees.

      A simple, low rate online personal loan for any worthwhile purpose. No monthly account fees, no early payout fees, so you can pay it off at any time, at no extra cost. To qualify, simply earn more than $25,000 and have no prior defaults. Winner of Mozo's Experts Choice Unsecured Personal Loan 2021 award.

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      Unsecured Personal Loan

      Excellent Credit, Fixed

      interest rate
      comparison rate
      6.39% p.a.to 9.49% p.a.
      6.39% p.a.to 12.83% p.a.based on $10,000
      over 3 years

      Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 6.39% would cost $11,510.63 including fees.

      Be rewarded for your good credit history with low rates. Plus there are no ongoing fees and you can pay off your loan with no early repayment penalties. Simply apply online and get a quote in minutes.

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      Unsecured Personal Loan

      Fixed

      interest rate
      comparison rate
      8.99% p.a.
      9.13% p.a.based on $30,000
      over 5 years

      Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 8.99% would cost $37,456.30 including fees.

      If you're after a low cost loan, this could be the one. There's no surprises, just flexible repayment options, a one-off upfront fee and no exit or ongoing fees. You can also have your upfront fee waived just by having an active Everyday Orange account.

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