Student personal loans

Student personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    RateSetter Unsecured Personal Loan (Variable)

    RateSetter Unsecured Personal Loan (Variable)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    4.67% p.a.to 9.76% p.a.

    comparison rate*

    10.23% p.a.to 11.31% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    1 year term only. Representative example: a 1 year $10,000 loan at 4.67% would cost $10,554.76 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 1 Year
    Need more information?
    Go to site

    More info

  • Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $35,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 29.99% p.a.

    comparison rate*

    7.69% p.a.to 31.95% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $35,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes

    interest rate

    7.75% p.a.to 21.00% p.a.

    comparison rate*

    7.75% p.a.to 23.5% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.75% would cost $36,282.53 including fees.

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Featured product

     

    Citi Personal Loan Plus (Variable, Unsecured)

    Citi Personal Loan Plus (Variable, Unsecured)

    • No establishment fee - save $199 Limited Time Offer
    • Choose a 3,4 or 5 year term to suit your needs
    • Make additional repayments or pay out your loan early, with no penalty fee

    interest rate

    11.99% p.a.

    comparison rate*

    12.48% p.a.based on $30,000
    over 5 years

    fees

    upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 11.99% would cost $40,630.91 including fees.

    • No establishment fee - save $199 Limited Time Offer
    • Choose a 3,4 or 5 year term to suit your needs
    • Make additional repayments or pay out your loan early, with no penalty fee
    • Other benefits: $10 monthly fee waived for the first year.
    • Upfront fee: $0
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Overall rating

    4.6

    Based on 40 Citi personal loan reviews

    Need more information?
    Go to site

    More info

  • Australian Military Bank Unsecured Personal Loan - Excellent Credit (Variable)

    Australian Military Bank Unsecured Personal Loan - Excellent Credit (Variable)

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility

    interest rate

    7.88% p.a.to 18.82% p.a.

    comparison rate*

    8.72% p.a.to 20.22% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.88% would cost $37,094.22 including fees.

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    4.9

    Based on 15 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest rate

    7.90% p.a.to 10.55% p.a.

    comparison rate*

    9.92% p.a.to 11.23% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 7.90% would cost $11,564.49 including fees.

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Other benefits:
    • Upfront fee: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 5 Years
    Overall rating

    0.0

    Based on 1 SocietyOne personal loan reviews

    Need more information?
    Go to site

    More info

  • Australian Military Bank Unsecured Personal Loan - Excellent Credit (Fixed)

    Australian Military Bank Unsecured Personal Loan - Excellent Credit (Fixed)

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment

    interest rate

    7.93% p.a.to 18.87% p.a.

    comparison rate*

    8.77% p.a.to 20.27% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.93% would cost $37,137.24 including fees.

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    4.9

    Based on 15 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • BCU Freedom Loan (Variable, Secured)

    BCU Freedom Loan (Variable, Secured)

    • Pay the loan out early with no additional fees
    • Fast, 30-minute approval available
    • Borrow from $4,000 to $75,000

    interest rate

    8.94% p.a.to 10.69% p.a.

    comparison rate*

    9.85% p.a.to 11.59% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $8.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.94% would cost $38,042.65 including fees.

    • Pay the loan out early with no additional fees
    • Fast, 30-minute approval available
    • Borrow from $4,000 to $75,000
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Various, Vehicle
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    9.7

    Based on 62 BCU personal loan reviews

    Need more information?
    Go to site

    More info

  • Pepper Money Personal Loan (Variable, Unsecured)

    Pepper Money Personal Loan (Variable, Unsecured)

    • A Variable, Unsecured loan for almost anything you want
    • No break fee and No early repayment fee
    • No monthly fees

    interest rate

    9.99% p.a.to 21.49% p.a.

    comparison rate*

    9.99% p.a.to 21.49% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 9.99% would cost $38,235.82 including fees.

    • A Variable, Unsecured loan for almost anything you want
    • No break fee and No early repayment fee
    • No monthly fees
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • CUA Discount Unsecured Personal Loan (Variable)

    CUA Discount Unsecured Personal Loan (Variable)

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest rate

    10.89% p.a.

    comparison rate*

    10.89% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

    Need more information?
    Go to site

    More info

  • CUA Discount Unsecured Personal Loan (Fixed)

    CUA Discount Unsecured Personal Loan (Fixed)

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest rate

    10.99% p.a.

    comparison rate*

    10.99% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $39,127.39 including fees.

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.7

    Based on 25 CUA personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    10.99% p.a.

    comparison rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $300.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    Bank Australia Lifestyle Personal Loan (Variable, Unsecured)

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest rate

    11.89% p.a.

    comparison rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    5.7

    Based on 6 Bank Australia personal loan reviews

    Need more information?
    Go to site

    More info

  • QT Mutual Bank Personal Loan (Variable, Unsecured)

    QT Mutual Bank Personal Loan (Variable, Unsecured)

    • No monthly fees. No Exit Fees.
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest rate

    12.95% p.a.to 15.55% p.a.

    comparison rate*

    13.54% p.a.to 16.16% p.a.based on $30,000
    over 5 years

    fees

    $395.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,304.47 including fees.

    • No monthly fees. No Exit Fees.
    • Queensland borrowers only
    • Borrow from $3K to $60K
    • Other benefits:
    • Upfront fee: $395
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    7.0

    Based on 3 QT Mutual Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • Latitude Personal Loan (Fixed, Secured)

    Latitude Personal Loan (Fixed, Secured)

    • Stay in control with a Fixed, Secured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest rate

    12.99% p.a.to 28.99% p.a.

    comparison rate*

    14.20% p.a.to 30.13% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $42,126.32 including fees.

    • Stay in control with a Fixed, Secured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $150.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.4

    Based on 63 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • Latitude Personal Loan (Fixed, Unsecured)

    Latitude Personal Loan (Fixed, Unsecured)

    • Stay in control with a Fixed, Unsecured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest rate

    13.99% p.a.to 29.99% p.a.

    comparison rate*

    15.31% p.a.to 31.2% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    Go to site

    More info

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 13.99% would cost $43,053.52 including fees.

    • Stay in control with a Fixed, Unsecured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $13.00
    • Exit fee: $150.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $3,000.00
    • Maximum loan amount:
    • Minimum loan term: 2 Years
    • Maximum loan term: 7 Years
    Overall rating

    4.4

    Based on 63 Latitude personal loan reviews

    Need more information?
    Go to site

    More info

  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate

    14.69% p.a.

    comparison rate*

    15.55% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.69% would cost $43,279.53 including fees.

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.6

    Based on 318 NAB personal loan reviews

    Need more information?
    Go to site

    More info

  • NAB Personal Loan (Fixed, Unsecured)

    NAB Personal Loan (Fixed, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest rate

    14.99% p.a.

    comparison rate*

    15.85% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.99% would cost $43,562.43 including fees.

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.6

    Based on 318 NAB personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Variable)

    ANZ Unsecured Personal Loan (Variable)

    • A Variable Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    15.99% p.a.

    comparison rate*

    16.84% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.99% would cost $44,512.94 including fees.

    • A Variable Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    7.1

    Based on 453 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 184 personal loans in the Mozo comparison engine.

Compare all personal loans

Look for a specific type of product:

<superscript>*</superscript>The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Latest articles

Advertisement

More articles...