Bank of us Visa Credit Card

9.99% p.a.

No current offer

$39 $0 when you spend over $8,000 p.a

n/a

Bank of us Visa Credit Card

9.99% p.a.

No current offer

$39 $0 when you spend over $8,000 p.a

n/a

Mozo Review   Bank of us Visa Credit Card Review

Last updated: 18 October 2018.

What's hot:
  • 9.99% interest rate

  • 57 interest free days (when you don’t make cash advances)

  • $39 annual fee (waived when you spend $8,000 per year)

  • 2018 Mozo Experts Choice Award winner

What's not:
  • $35 late payment fee

Mozo snapshot:

After a no frills credit card for everyday spending? Then the Visa Credit Card by the Bank of us, with a competitively low purchase rate and cash advance rate at 9.99% and generous number of interest free days, could be just what you’re looking for. This card is easy to use because it’s powered by Visa and is accepted at most merchant terminals around the world. In 2018, the Visa Credit Card won a Mozo Experts Choice Award in the Low Rate Credit Card category. 

Key features:

The Visa Credit Card by the Bank of us has a lot to offer budget-minded cardholders, charging little for a range of convenient features. For instance, not only do you receive a fair interest rate, there is a generous 57 interest free days (provided you don’t make a cash advance). When you consider most cards come with 44-55 interest free days this is great value.

This piece of plastic also offers a rock bottom interest rate of 9.99% on both purchases and cash advances. Plus, the already low annual fee of $39 is waived for cardholders who rack up a spend of $8,000 per year.

The Bank of us can also make room for an additional cardholder on application, for those who want to share their credit card with a partner or family member.
Who it's good for:

This no frills credit card is ideal for Aussie spenders who want access to credit for a low annual fee of $39 (or nothing at all!). t's especially handy if you'd like to pay off your balance each month (highly recommended!) but need a little longer than the standard 44 or 55 day interest free period.

Any catches?

If you're using your card overseas, keep one eye on it at all times, because if you lose it, you'll be up for a $120 overseas card replacement fee.

Details

Rates and fees information correct as at 23 October 2018.

Rates
  • 9.99% p.a.

  • none

  • No current offer

  • no

  • 9.99% p.a.

  • 57

Fees
  • $39.00

  • none

  • 8000

  • none

  • $20.00

  • $5.00

  • 2.50%

  • $5.00

  • $20.00

  • $0.00

Features
  • $10.00

  • 3.0

  • 1

  • none

Customer Reviews

How are Bank of us credit cards rated by the Mozo community?

Overall customer rating
6.3/10
Price
6.0/10
Features
5.5/10
Customer service
5.8/10
Convenience
6.0/10
Trust
6.7/10

Latest reviews of Bank of us Visa Credit Card

  • Overall
    0/10
    fd

    df

    df

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Sdf | Victoria

    reviewed about 3 years ago

  • Overall
    5/10
    no comment

    no comment

    no comment

    Price
    7/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    7/10
    Trust
    5/10

    Sherien | New South Wales

    reviewed over 3 years ago

  • Overall
    10/10
    Inexpensive convenience!

    I have never actually paid any interest on my credit card, but if I did the interest is 11% per...

    I have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Elvin | Tasmania

    reviewed almost 4 years ago

  • Overall
    8/10
    GOOD

    GOOD SERVICE

    GOOD SERVICE

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10

    David | Tasmania

    reviewed over 4 years ago

Bank of us

About Bank of us

Bank of us is a leading Tasmanian financial institution with more than 40,000 clients, nine branches statewide and $500 million in assets. Bank of us offers a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.

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