After a no frills credit card for everyday spending? Then the Visa Credit Card by the Bank of us, with a competitively low purchase rate and cash advance rate at 9.99% and generous number of interest free days, could be just what you’re looking for. This card is easy to use because it’s powered by Visa and is accepted at most merchant terminals around the world.
Plus, this year the Bank of us Visa Credit Card took home a 2020 Mozo Experts Choice Award for best Low Rate Credit Card.
The Visa Credit Card by the Bank of us has a lot to offer budget-minded cardholders, charging little for a range of convenient features. For instance, not only do you receive a fair interest rate, there is a generous 57 interest free days (provided you don’t make a cash advance). When you consider most cards come with 44-55 interest free days this is great value.
This piece of plastic also offers a rock bottom interest rate of 9.99% on both purchases and cash advances. Plus, the already low annual fee of $39 is waived for cardholders who rack up a spend of $8,000 per year.
The Bank of us can also make room for an additional cardholder on application, for those who want to share their credit card with a partner or family member.
This no frills credit card is ideal for Aussie spenders who want access to credit for a low annual fee of $39 (or nothing at all!). t's especially handy if you'd like to pay off your balance each month (highly recommended!) but need a little longer than the standard 44 or 55 day interest free period.
If you're using your card overseas, keep one eye on it at all times, because if you lose it, you'll be up for a $120 overseas card replacement fee.
| 9.99% p.a. | |
| none | |
| No current offer | |
| no | |
| 9.99% p.a. | |
| 57 |
| $39.00 | |
| none | |
| $8,000.00 | |
| none | |
| $20.00 | |
| $5.00 | |
| 2.50% | |
| $5.00 | |
| $20.00 | |
| $0.00 |
| $10.00 | |
| 3.0 | |
| 1 | |
| none |
Apple Pay, PayID
I never missed a payment! Yet they continuously decrease my credit which decreases my credit score it's funny how you do what's responsible by paying every time before the due date, more then the minimum and still lose credit! Makes no sense at all! There are no pros only cons with this horrible company!
Read full reviewI never missed a payment! Yet they continuously decrease my credit which decreases my credit score it's funny how you do what's responsible by paying every time before the due date, more then the minimum and still lose credit! Makes no sense at all! There are no pros only cons with this horrible company!
no comment
Read full reviewI have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!
Read full reviewI have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!
GOOD SERVICE
Read full review
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