Bank of us Visa Credit Card

9.99% p.a.

No current offer

$39 $0 when you spend over $8,000 p.a

n/a

Bank of us Visa Credit Card

9.99% p.a.

No current offer

$39 $0 when you spend over $8,000 p.a

n/a

Mozo Review   Bank of us Visa Credit Card Review

Last updated: 1 November 2017.

What's hot:
  • 9.99% interest rate

  • 57 interest free days (when you don’t make cash advances)

  • $39 annual fee (waived when you spend $8,000 per year)

  • Powered by Visa

What's not:
  • $35 late payment fee

Mozo snapshot:

After a no frills credit card for everyday spending? Then the Visa Credit Card by the Bank of us, with a competitively low purchase rate and cash advance rate at 9.99% and generous number of interest free days, could be just what you’re looking for. This card is easy to use because it’s powered by Visa and is accepted at most merchant terminals around the world.

Key features:

The Visa Credit Card by the Bank of us has a lot to offer budget-minded cardholders, charging little for a range of convenient features. For instance, not only do you receive a fair interest rate, there is a generous 57 interest free days (provided you don’t make a cash advance). When you consider most cards come with 44-55 interest free days this is great value.

This piece of plastic also offers a rock bottom interest rate of 9.99% on both purchases and cash advances. Plus, the already low annual fee of $39 is waived for cardholders who rack up a spend of $8,000 per year.

The Bank of us can also make room for an additional cardholder on application, for those who want to share their credit card with a partner or family member.
Who it's good for:

This no frills credit card is ideal for Aussie spenders who want access to credit for a low annual fee of $39 (or nothing at all!). t's especially handy if you'd like to pay off your balance each month (highly recommended!) but need a little longer than the standard 44 or 55 day interest free period.

Any catches?

If you're using your card overseas, keep one eye on it at all times, because if you lose it, you'll be up for a $120 overseas card replacement fee.

Details

Rates and fees information correct as at 14 August 2018.

Rates
  • 9.99% p.a.

  • none

  • No current offer

  • no

  • 9.99% p.a.

  • 57

Fees
  • $39.00

  • none

  • 8000

  • none

  • $20.00

  • $5.00

  • 2.50%

  • $5.00

  • $20.00

  • $0.00

Features
  • $10.00

  • 3.0

  • 1

  • none

Customer Reviews

How are Bank of us credit cards rated by the Mozo community?

Overall customer rating
6.4/10
Price
5.8/10
Features
5.8/10
Customer service
6.4/10
Convenience
6.0/10
Trust
6.8/10

Latest review of Bank of us Visa Credit Card

  • Overall
    10/10
    Inexpensive convenience!

    I have never actually paid any interest on my credit card, but if I did the interest is 11% per...

    I have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Elvin | TAS

    28 Nov 2014

Bank of us

About Bank of us

Bank of us is a leading Tasmanian financial institution with more than 40,000 clients, nine branches statewide and $500 million in assets. Bank of us offers a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.

See Bank of us credit cards