Bank of us Visa Credit Card
9.99% p.a.
No current offer
$39 $0 when you spend over $8,000 p.a
n/a
Bank of us Visa Credit Card
9.99% p.a.
No current offer
$39 $0 when you spend over $8,000 p.a
n/a
Bank of us Visa Credit Card
9.99% p.a.
No current offer
$39 $0 when you spend over $8,000 p.a
n/a
Mozo Review Bank of us Visa Credit Card Review
Last updated: 18 October 2018.
What's hot:
9.99% interest rate
57 interest free days (when you don’t make cash advances)
$39 annual fee (waived when you spend $8,000 per year)
2018 Mozo Experts Choice Award winner
What's not:
$35 late payment fee
Mozo snapshot:
After a no frills credit card for everyday spending? Then the Visa Credit Card by the Bank of us, with a competitively low purchase rate and cash advance rate at 9.99% and generous number of interest free days, could be just what you’re looking for. This card is easy to use because it’s powered by Visa and is accepted at most merchant terminals around the world. In 2018, the Visa Credit Card won a Mozo Experts Choice Award in the Low Rate Credit Card category.
Key features:
The Visa Credit Card by the Bank of us has a lot to offer budget-minded cardholders, charging little for a range of convenient features. For instance, not only do you receive a fair interest rate, there is a generous 57 interest free days (provided you don’t make a cash advance). When you consider most cards come with 44-55 interest free days this is great value.
This piece of plastic also offers a rock bottom interest rate of 9.99% on both purchases and cash advances. Plus, the already low annual fee of $39 is waived for cardholders who rack up a spend of $8,000 per year.
The Bank of us can also make room for an additional cardholder on application, for those who want to share their credit card with a partner or family member.
Who it's good for:
This no frills credit card is ideal for Aussie spenders who want access to credit for a low annual fee of $39 (or nothing at all!). t's especially handy if you'd like to pay off your balance each month (highly recommended!) but need a little longer than the standard 44 or 55 day interest free period.
Any catches?
If you're using your card overseas, keep one eye on it at all times, because if you lose it, you'll be up for a $120 overseas card replacement fee.
Details
Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
9.99% p.a.
-
none
-
No current offer
-
no
-
9.99% p.a.
-
57
Fees
-
$39.00
-
none
-
8000
-
none
-
$20.00
-
$5.00
-
2.50%
-
$5.00
-
$20.00
-
$0.00
Features
-
$10.00
-
3.0
-
1
-
none
Customer Reviews
How are Bank of us credit cards rated by the Mozo community?
Latest reviews of Bank of us Visa Credit Card
- Overall0/10
fd
df
Read full review
df
Price0/10Features0/10Customer service0/10Convenience0/10Trust0/10Less
Sdf | Victoria
reviewed over 3 years ago
- Overall5/10
no comment
no comment
Read full review
no comment
Price7/10Features5/10Customer service5/10Convenience7/10Trust5/10Less
Sherien | New South Wales
reviewed over 3 years ago
- Overall10/10
Inexpensive convenience!
I have never actually paid any interest on my credit card, but if I did the interest is 11% per...
Read full review
I have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Elvin | Tasmania
reviewed about 4 years ago
- Overall8/10
GOOD
GOOD SERVICE
Read full review
GOOD SERVICE
Price8/10Features8/10Customer service8/10Convenience10/10Trust10/10Less
David | Tasmania
reviewed almost 5 years ago
About Bank of us
Bank of us is a leading Tasmanian financial institution with more than 40,000 clients, nine branches statewide and $500 million in assets. Bank of us offers a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.
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