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Australian Mutual Bank GumLeaf Standard Variable

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $50,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $50,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $10,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $50,000 $10,000,000
Owner Occupier Principal & Interest 60%-70% $50,000 $10,000,000
Owner Occupier Principal & Interest 70%-80% $50,000 $10,000,000
Owner Occupier Principal & Interest 80%-90% $50,000 $10,000,000
Investor Principal & Interest < 60% $50,000 $10,000,000
Investor Principal & Interest 60%-70% $50,000 $10,000,000
Investor Principal & Interest 70%-80% $50,000 $10,000,000
Investor Principal & Interest 80%-90% $50,000 $10,000,000
Investor Interest Only < 60% $50,000 $10,000,000
Investor Interest Only 60%-70% $50,000 $10,000,000
Investor Interest Only 70%-80% $50,000 $10,000,000
Investor Interest Only 80%-90% $50,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $50,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $10,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $50,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $10,000,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $50,000 $10,000,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $50,000 $10,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $50,000 $10,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $50,000 $10,000,000
Rate
5.99% p.a.
Comparison Rate
6.01% p.a.
Service fee
Upfront fee
$250
Rate
6.04% p.a.
Comparison Rate
6.06% p.a.
Service fee
Upfront fee
$250
Rate
6.09% p.a.
Comparison Rate
6.11% p.a.
Service fee
Upfront fee
$250
Rate
6.14% p.a.
Comparison Rate
6.16% p.a.
Service fee
Upfront fee
$250
Rate
6.19% p.a.
Comparison Rate
6.21% p.a.
Service fee
Upfront fee
$250
Rate
6.24% p.a.
Comparison Rate
6.26% p.a.
Service fee
Upfront fee
$250
Rate
6.29% p.a.
Comparison Rate
6.31% p.a.
Service fee
Upfront fee
$250
Rate
6.34% p.a.
Comparison Rate
6.36% p.a.
Service fee
Upfront fee
$250
Rate
6.44% p.a.
Comparison Rate
6.46% p.a.
Service fee
Upfront fee
$250
Rate
6.49% p.a.
Comparison Rate
6.51% p.a.
Service fee
Upfront fee
$250
Rate
6.54% p.a.
Comparison Rate
6.56% p.a.
Service fee
Upfront fee
$250
Rate
6.59% p.a.
Comparison Rate
6.61% p.a.
Service fee
Upfront fee
$250

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

5.99% p.a.

n/a

n/a

n/a

6.01% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.04% p.a.

n/a

n/a

n/a

6.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.09% p.a.

n/a

n/a

n/a

6.11% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.21% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

60.00%

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.44% p.a.

n/a

n/a

n/a

6.46% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.49% p.a.

n/a

n/a

n/a

6.51% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

60.00%

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

70.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$250.00

n/a

n/a

$0.00

n/a

n/a

$180.00

Other financial bits

$50,000

$10,000,000

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

no

yes

Valuation and legal fees at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Overall
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Latest review of Australian Mutual Bank GumLeaf Standard Variable Home Loan

About Australian Mutual Bank

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5.99% p.a. variable

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6.59% p.a.
fixed 3 years

7.06% p.a.

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6.24% p.a. variable

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5.99% p.a. variable

5.90% p.a.

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Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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6.29% p.a. variable

6.20% p.a.

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Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Flex Home Loan

6.24% p.a. variable

6.48% p.a.

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Variable

5.99% p.a.

5.90% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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ubank

Flex Home Loan Fixed

p.a.

6.37% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ubank

Flex Home Loan

6.24% p.a.

6.48% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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$0.00

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5.94% p.a.

5.99% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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