This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 98%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
| | Owner Occupier | Principal & Interest | 90%-98% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | 90%-95% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 90%-98%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 90%-95%
Loan: $50,000
3.59% p.a.
3.84% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
3.84% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
3.84% p.a.
$0.00
3.59% p.a.
3.98% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
3.98% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
3.98% p.a.
$0.00
3.59% p.a.
4.06% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
4.06% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.59% p.a.
4.06% p.a.
$0.00
3.89% p.a.
4.28% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.28% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.28% p.a.
$0.00
3.89% p.a.
4.43% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.43% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.43% p.a.
$0.00
3.89% p.a.
4.50% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.50% p.a.
$0.00
Bank First Complete Fixed Home Loan
3.89% p.a.
4.50% p.a.
$0.00
n/a
n/a
n/a
n/a
3.59% (3.88%*)
3.59% (3.86%*)
3.59% (3.84%*)
3.74% (3.87%*)
3.79% (3.88%*)
n/a
n/a
3.86% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
First home buyer can apply for first home buyers package with waived home loan establishment fee.
n/a
n/a
n/a
n/a
3.59% (4.06%*)
3.59% (4.02%*)
3.59% (3.98%*)
3.74% (4.00%*)
3.79% (4.00%*)
n/a
n/a
4.06% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
First home buyer can apply for first home buyers package with waived home loan establishment fee.
n/a
n/a
n/a
n/a
3.59% (4.15%*)
3.59% (4.10%*)
3.59% (4.06%*)
3.74% (4.06%*)
3.79% (4.06%*)
n/a
n/a
4.16% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
90.00%
98.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
98% LVR available only to first home buyers, otherwise maximum LVR is 95%.
First home buyer can apply for first home buyers package with waived home loan establishment fee.
n/a
n/a
n/a
n/a
3.94% (4.37%*)
3.94% (4.33%*)
3.89% (4.28%*)
4.04% (4.30%*)
4.09% (4.30%*)
n/a
n/a
4.36% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
none
n/a
n/a
n/a
n/a
3.94% (4.55%*)
3.94% (4.49%*)
3.89% (4.43%*)
4.04% (4.43%*)
4.09% (4.41%*)
n/a
n/a
4.56% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
none
n/a
n/a
n/a
n/a
3.94% (4.64%*)
3.94% (4.57%*)
3.89% (4.50%*)
4.04% (4.49%*)
4.09% (4.47%*)
n/a
n/a
4.66% p.a.
$600.00
$0.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
none
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
none
Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.
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