8.1 / 10

based on 59 reviews as rated by Mozo community

Coastline Credit Union home loans

Coastline Credit Union offers a range of financial services that have no fees or charges, additionally offering day-to-day banking services in savings accounts, personal, home and car loans, term deposits and insurance that works to save Coastlines' customers money.

What home loans do Coastline Credit Union offer?

Rates and fees verified as correct at 25 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

2.49% p.a.

3.00% p.a.

$8.00 monthly

$550

2.39% p.a.

2.76% p.a.

$8.00 monthly

$550

2.99% p.a.

3.43% p.a.

$8.00 monthly

$550

2.89% p.a.

3.33% p.a.

$8.00 monthly

$550

2.79% p.a.

3.08% p.a.

$8.00 monthly

$550

3.89% p.a.

3.58% p.a.

$8.00 monthly

$550

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

4.06% p.a.

4.19% p.a.

$8.00 monthly

$550

3.76% p.a.

3.90% p.a.

$8.00 monthly

$550

4.56% p.a.

4.69% p.a.

$8.00 monthly

$550

2.99% p.a.

3.13% p.a.

$8.00 monthly

$550

2.69% p.a.

2.83% p.a.

$8.00 monthly

$550

3.39% p.a.

3.53% p.a.

$8.00 monthly

$550

3.19% p.a.

3.33% p.a.

$8.00 monthly

$550

2.89% p.a.

3.03% p.a.

$8.00 monthly

$550

3.59% p.a.

3.73% p.a.

$8.00 monthly

$550

4.96% p.a.

5.09% p.a.

$8.00 monthly

$550

4.66% p.a.

4.79% p.a.

$8.00 monthly

$550

5.36% p.a.

5.49% p.a.

$8.00 monthly

$550

3.29% p.a.

3.43% p.a.

$8.00 monthly

$550

2.99% p.a.

3.13% p.a.

$8.00 monthly

$550

3.69% p.a.

3.83% p.a.

$8.00 monthly

$550

Line of Credit

Product Rate Comparison Rate Service fee Upfront fee

4.06% p.a.

n/a

$5.00 monthly

$1,215

4.36% p.a.

n/a

$5.00 monthly

$1,215

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are Coastline Credit Union home loans rated?

Mozo users have rated Coastline Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
Coastline Credit Union home loans
Overall
9.4/10
Price
Features
Customer service
Convenience
Trust

9 Reviews

Recent Coastline Credit Union home loan reviews

Coastline Credit Union Home Loan review
Overall 10/10
Love doing business

Great service, friendly staff

Read full review

Great service, friendly staff

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
John, New South Wales, reviewed almost 5 years ago
Coastline Credit Union Home Loan review
Overall 10/10
Fantastic

Fantastic service, competitive rates and staff who want to know about you.

Read full review

Fantastic service, competitive rates and staff who want to know about you.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kate, New South Wales, reviewed almost 5 years ago
Coastline Credit Union Home Loan review
Overall 9/10
Great customer service

They actually looked at my Centrelink payments.

Read full review

They actually looked at my Centrelink payments.

Price
8/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
9/10
Less
Alicia, New South Wales, reviewed over 5 years ago
Coastline Credit Union Home Loan review
Overall 8/10
Super low interest rate on home loans!

The team at Coastline go out of their way to make us feel welcome when we enter the branch whether it's just for a minor withdrawal or submit an application for a loan. They know our names, which cannot be said for many banking institutions. That makes us feel valued, and not just a member number.

Read full review

The team at Coastline go out of their way to make us feel welcome when we enter the branch whether it's just for a minor withdrawal or submit an application for a loan. They know our names, which cannot be said for many banking institutions. That makes us feel valued, and not just a member number.

Price
9/10
Features
7/10
Customer service
8/10
Convenience
7/10
Trust
8/10
Less
Leah, New South Wales, reviewed almost 7 years ago
Coastline Credit Union Home Loan review
Overall 10/10
A fair bank that cares, what more can you ask for

Coastline Credit Union & the staff that work there have always been helpful, knowledgeable, friendly & will go out of their way to find out what you want to know or fix anything. They are amongst the first the pass on any savings to you & have never pipped us off when the reserve bank has dropped there percentage rates. We wouldn't go anywhere else for our banking or borrowing needs.

Read full review

Coastline Credit Union & the staff that work there have always been helpful, knowledgeable, friendly & will go out of their way to find out what you want to know or fix anything. They are amongst the first the pass on any savings to you & have never pipped us off when the reserve bank has dropped there percentage rates. We wouldn't go anywhere else for our banking or borrowing needs.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Mozo community reviewer, New South Wales, reviewed over 7 years ago

What do you need to apply for a Coastline Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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