The details shown below are for an owner occupier taking out a principal & interest loan of at least $650,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $650,000 | |
| | Owner Occupier | Principal & Interest, Interest Only | < 95% | $50,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | |
| | Owner Occupier | Interest Only | < 95% | $50,000 | |
| | Investor | Principal & Interest | < 95% | $50,000 | |
| | Investor | Principal & Interest | < 95% | $50,000 | |
| | Investor | Interest Only | < 95% | $50,000 | |
| | Investor | Interest Only | < 95% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $650,000
Owner Occupier (Principal & Interest, Interest Only)
LVR < 95%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000
Investor (Principal & Interest)
LVR < 95%
Loan: $50,000
Investor (Principal & Interest)
LVR < 95%
Loan: $50,000
Investor (Interest Only)
LVR < 95%
Loan: $50,000
Investor (Interest Only)
LVR < 95%
Loan: $50,000
Easy Street understands that buying a home doesn’t have to be a gruelling process. That’s why they’ve made sure to pack the Standard Variable Home Loan with a number of handy features, including a full offset account and free extra repayments.
The Easy Street Standard Variable Home Loan has a variable rate from 1.95% (1.99% comparison rate*), which is available for new loans of or above $650,000 (offer available for loans submitted by 30 September 2021 and funded by 31 December 2021). For loans under $650,000 interest rates are still very reasonable with interest rates starting at 2.59% p.a. (2.63% p.a. comparison rate*).
Owner occupiers can borrow as little as $50,000 or as much as 95% of a property’s value (as long it’s covered by lenders mortgage insurance), so anyone unsure of their ability to enter the property market has reason to be optimistic.
As for features, there’s not much that’s been left off the table. The Standard Variable Home Loan comes with an offset account to help your lower your interest, the ability to make extra repayments, plus a free redraw facility in case you need those funds back. Adding to the flexibility, you can choose to make repayments weekly, fortnightly or monthly.
But all these features come with a catch. You’ll have to be wary of the $500 application fee, plus the discharge fee of $300 for when your home loan ends.
The Easy Street Standard Variable Home Loan should appeal to anyone looking for a home loan with lots of features to help you get ahead. First home buyers in particular would appreciate the ability to borrow up to 95% of a property’s value.
Remember, this low rate is only for “new money,” that is, you must be new to Easy Street or refinancing from another Easy Street loan of at least $50,000, not from another provider.
| 1.95% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 1.99% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $650,000 | |
| none | |
| none | |
| 80.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| 2 Year Discounted Rate offered for new loan applications made by 30 November 2021 and funded by 28 February 2022. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.59% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.63% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest, Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.28% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.27% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Owner Occupier | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.28% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.59% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.63% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 2.59% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.63% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.24% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.27% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $500.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| none | |
| none | |
| 95.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| Lenders Mortgage Insurance required for LVR over 80%. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
