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FreedomLend Fixed Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $50,000 $2,000,000
Owner Occupier Principal & Interest < 70% $50,000 $2,000,000
Owner Occupier Principal & Interest 70%-80% $50,000 $2,000,000
Owner Occupier Principal & Interest 80%-90% $50,000 $2,000,000
Owner Occupier Principal & Interest 90%-95% $50,000 $2,000,000
Owner Occupier Interest Only < 60% $50,000 $2,000,000
Owner Occupier Interest Only < 70% $50,000 $2,000,000
Owner Occupier Interest Only 70%-80% $50,000 $2,000,000
Owner Occupier Interest Only 80%-90% $50,000 $2,000,000
Investor Principal & Interest < 60% $50,000 $2,000,000
Investor Principal & Interest < 70% $50,000 $2,000,000
Investor Principal & Interest 70%-80% $50,000 $2,000,000
Investor Principal & Interest 80%-90% $50,000 $2,000,000
Investor Interest Only < 60% $50,000 $2,000,000
Investor Interest Only < 70% $50,000 $2,000,000
Investor Interest Only 70%-80% $50,000 $2,000,000
Investor Interest Only 80%-90% $50,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $50,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR 80%-90%
    Loan: $50,000 $2,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $2,000,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $50,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $2,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $2,000,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $50,000 $2,000,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $50,000 $2,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $50,000 $2,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $50,000 $2,000,000
Fixed 3 year rate
6.85% p.a.
Comparison Rate
6.36% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
6.95% p.a.
Comparison Rate
6.46% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.05% p.a.
Comparison Rate
6.56% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.85% p.a.
Comparison Rate
7.44% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.85% p.a.
Comparison Rate
7.44% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.25% p.a.
Comparison Rate
7.68% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.35% p.a.
Comparison Rate
7.78% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.45% p.a.
Comparison Rate
7.88% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
8.25% p.a.
Comparison Rate
8.67% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.25% p.a.
Comparison Rate
6.84% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.35% p.a.
Comparison Rate
6.94% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.45% p.a.
Comparison Rate
7.04% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
8.25% p.a.
Comparison Rate
7.84% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.65% p.a.
Comparison Rate
8.08% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.75% p.a.
Comparison Rate
8.17% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
7.85% p.a.
Comparison Rate
8.27% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
8.65% p.a.
Comparison Rate
9.07% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review FreedomLend Fixed Home Loan - last updated: 10 November 2023

binocular icon
What's hot
  • Starting rate of 6.85% p.a. (6.23% p.a. comparison rate*) for one year fixed rate 60% LVR
  • Extra repayments free up to $10,000 per year
  • Option to split account
  • No application or ongoing fees
What's not
  • No offset account or redraw facility
Mozo snapshot

If you prefer more certainty when it comes to repayments, the Freedom Lend Fixed Home Loan could be worth a look. No matter the size of your deposit, fixed terms range between one and five years, with rates starting at 6.60% p.a. (5.98% p.a. comparison rate*) for 60% LVR.

key icon
Key features

The FreedomLend Fixed Home Loan is available to owner occupiers and investors who are borrowing between $50,000 and $2,000,000. For borrowers with a 40% deposit you’ll have the choice of fixing your loan between 1 and 5 years. The one year fixed term starts at 6.85% p.a. (6.23% p.a. comparison rate*). 

Investors making principal and interest repayments will be looking at rates starting at 7.25% p.a. (6.72% p.a. comparison rate*) for one year fixed term.

You’ll be able to make weekly, fortnightly or monthly repayments, and if you want to pay down your loan faster, you can contribute an extra $10,000 each year without facing any penalties. 

Unfortunately, there isn’t a redraw facility so you won’t be able to retrieve those extra funds if you decide you want them back. There's also no offset account, so you won't be able to make your savings work to drive down interest on this loan.

snapshot
Who is it good for

If you’re after a fixed rate home loan and don’t mind passing up on features like an offset account or redraw facility, FreedomLend’s Fixed Home Loan could suit your needs.

question icon
Any catches

If you're after FreedomLend's headline rate, you'll need a deposit of at least 40% of the property value, which may be out of some buyers' budgets.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.85% (6.23%*)

6.85% (6.30%*)

6.85% (6.36%*)

6.85% (6.42%*)

6.85% (6.47%*)

n/a

n/a

6.15% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.95% (6.33%*)

6.95% (6.40%*)

6.95% (6.46%*)

6.95% (6.52%*)

6.95% (6.57%*)

n/a

n/a

6.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.05% (6.43%*)

7.05% (6.50%*)

7.05% (6.56%*)

7.05% (6.62%*)

7.05% (6.67%*)

n/a

n/a

6.35% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.85% (7.32%*)

7.85% (7.38%*)

7.85% (7.44%*)

7.85% (7.49%*)

7.85% (7.53%*)

n/a

n/a

7.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.85% (7.32%*)

7.85% (7.38%*)

7.85% (7.44%*)

7.85% (7.49%*)

7.85% (7.53%*)

n/a

n/a

7.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.25% (7.79%*)

7.25% (7.73%*)

7.25% (7.68%*)

7.25% (7.63%*)

7.25% (7.59%*)

n/a

n/a

7.85% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

60.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.35% (7.89%*)

7.35% (7.83%*)

7.35% (7.78%*)

7.35% (7.73%*)

7.35% (7.68%*)

n/a

n/a

7.95% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

70.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.45% (7.99%*)

7.45% (7.93%*)

7.45% (7.88%*)

7.45% (7.83%*)

7.45% (7.78%*)

n/a

n/a

8.05% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

70.00%

80.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

8.25% (8.79%*)

8.25% (8.73%*)

8.25% (8.67%*)

8.25% (8.62%*)

8.25% (8.57%*)

n/a

n/a

8.85% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

80.00%

90.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.25% (6.72%*)

7.25% (6.78%*)

7.25% (6.84%*)

7.25% (6.88%*)

7.25% (6.93%*)

n/a

n/a

6.65% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

60.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.35% (6.82%*)

7.35% (6.88%*)

7.35% (6.94%*)

7.35% (6.98%*)

7.35% (7.03%*)

n/a

n/a

6.75% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.45% (6.92%*)

7.45% (6.98%*)

7.45% (7.04%*)

7.45% (7.09%*)

7.45% (7.13%*)

n/a

n/a

6.85% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

8.25% (7.72%*)

8.25% (7.78%*)

8.25% (7.84%*)

8.25% (7.89%*)

8.25% (7.94%*)

n/a

n/a

7.65% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.65% (8.19%*)

7.65% (8.13%*)

7.65% (8.08%*)

7.65% (8.03%*)

7.65% (7.98%*)

n/a

n/a

8.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

60.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.75% (8.29%*)

7.75% (8.23%*)

7.75% (8.17%*)

7.75% (8.13%*)

7.75% (8.08%*)

n/a

n/a

8.35% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

none

70.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.85% (8.39%*)

7.85% (8.33%*)

7.85% (8.27%*)

7.85% (8.22%*)

7.85% (8.18%*)

n/a

n/a

8.45% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

70.00%

80.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

8.65% (9.19%*)

8.65% (9.12%*)

8.65% (9.07%*)

8.65% (9.02%*)

8.65% (8.97%*)

n/a

n/a

9.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$795.00

Other financial bits

$50,000

$2,000,000

80.00%

90.00%

Features

Monthly

yes - free up to $20,000 p.a.

no

no

none

yes

no

$385 Application fee, $154 (or at cost) Valuation Fee and a $330 (or at cost) Legal fee apply to loans under $350,000. Loan amount may vary depending on fixed period length and LVR factors.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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About FreedomLend

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

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Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for loans.com.au
loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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