The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,350,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $1,350,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,350,000 |
| | Investor | Principal & Interest, Interest Only | < 90% | $50,000 | $1,350,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,350,000
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $50,000 $1,350,000
3.54% p.a.
n/a
n/a
n/a
3.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$300.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
$1,350,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.94% p.a.
n/a
n/a
n/a
4.00% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$300.00
$0.00
$0.00
n/a
$0.00
$350.00
$50,000
$1,350,000
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
valuation fee payable at cost
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
During application process the Manager (now left) assisted identify the most cost effective option for my personal requirements (I wanted a 100% loan with a secured cash deposit offset for taxation reasons)
Read full reviewDuring application process the Manager (now left) assisted identify the most cost effective option for my personal requirements (I wanted a 100% loan with a secured cash deposit offset for taxation reasons)
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Yard
Variable Home Loan Special
2.19% p.a.
2.22% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
Qudos Bank
Fixed Rate Home Loan
1.99% p.a.
fixed 3 years
2.59% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
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Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
