The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,350,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $1,350,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,350,000 |
| | Investor | Principal & Interest, Interest Only | < 90% | $50,000 | $1,350,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,350,000
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $50,000 $1,350,000
| 3.54% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.60% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $350.00 |
| $50,000 | |
| $1,350,000 | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| valuation fee payable at cost | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.94% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.00% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $300.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $350.00 |
| $50,000 | |
| $1,350,000 | |
| none | |
| 90.00% |
| Investor | |
| Principal & Interest, Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| yes | |
| valuation fee payable at cost | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
During application process the Manager (now left) assisted identify the most cost effective option for my personal requirements (I wanted a 100% loan with a secured cash deposit offset for taxation reasons)
Read full reviewDuring application process the Manager (now left) assisted identify the most cost effective option for my personal requirements (I wanted a 100% loan with a secured cash deposit offset for taxation reasons)
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
