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Yard PAYG Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $5,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $250,000 $5,000,000
Investor Principal & Interest < 80% $250,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $250,000 $5,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $250,000 $5,000,000
Rate
6.24% p.a.
Comparison Rate
6.28% p.a.
Service fee
$0.00
Upfront fee
$840
Rate
6.54% p.a.
Comparison Rate
6.58% p.a.
Service fee
$0.00
Upfront fee
$840

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.28% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$395.00

n/a

$445.00

n/a

$0.00

$500.00

Other financial bits

$250,000

$5,000,000

none

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

Optional - $10 per month

Primary applicant must be PAYG. Valuation fee charged at cost. Rates are available to applicants with Excellent credit.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.54% p.a.

n/a

n/a

n/a

6.58% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$395.00

n/a

$445.00

n/a

$0.00

$500.00

Other financial bits

$250,000

$5,000,000

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

none

yes

Optional - $10 per month

Primary applicant must be PAYG. Valuation fee charged at cost. Rates are available to applicants with Excellent credit.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About Yard

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Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

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Home Variable Rate

5.95% p.a. variable

5.95% p.a.

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Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Variable

5.99% p.a. variable

5.90% p.a.

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Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a. variable

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Variable

6.29% p.a. variable

6.20% p.a.

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Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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Straight Up with AcceleRATES Variable Home Loan

6.24% p.a.

6.24% p.a.

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ubank

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6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a.

6.34% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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