Yard home loans

Fact Checked

Based entirely online, Australian lender Yard came on the scene in 2017 with a mission to design home loans for the digital generation. Yard offers fixed and variable rate home loans with tailored rates, depending on your individual circumstances.

Yard prides itself on its flexibility and use of the latest technology, offering borrowers a tool designed to help narrow down rates depending on location, credit rating and occupation. It's this dedication that helped earn the lender a 2022 Mozo Experts Choice Home Loan Award for best Investor Home Loan.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 25 October 2024 Important disclosures and comparison rate warning*

Yard home loans

  • Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.99 % p.a.
    Fixed 3 years
    Comparison rate
    6.28 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.16 % p.a.
    Initial monthly repayment
    $3,043
    Link not supplied

  • Fixed Home Loan

    • Investor
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.19 % p.a.
    Fixed 2 years
    Comparison rate
    6.62 % p.a.
    Initial monthly repayment
    $3,059
    Link not supplied

  • PAYG Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.28 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Variable Home Loan Special

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.38 % p.a.
    Initial monthly repayment
    $3,108
    Link not supplied

  • PAYG Investor Loan

    • Investment
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.54 % p.a.
    Variable
    Comparison rate
    6.58 % p.a.
    Initial monthly repayment
    $3,174
    Link not supplied

  • Investor Variable Home Loan

    • Investor
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.64 % p.a.
    Variable
    Comparison rate
    6.68 % p.a.
    Initial monthly repayment
    $3,207
    Link not supplied

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.