Budget Direct named Australia’s Best Value Insurer for 2022
Budget Direct has been named Value Insurance Provider of the Year in 2022, marking four consecutive years of taking out the top prize in the Mozo Experts Choice Awards^ for consumer insurance.
Budget Direct were also awarded five Exceptional Value wins for their consumer insurance offerings, two of which were awarded for their comprehensive car insurance policy:
- Exceptional Value Car Insurance
- Exceptional Value Young Driver Insurance,
and a grand total of three for their home and contents insurance offerings:
- Exceptional Value Home & Contents Insurance
- Exceptional Value Landlord Insurance
- Exceptional Quality Landlord Insurance.
The Brisbane-based company has carved out a reputation as a provider of low-price, great-value insurance and has racked up wins in previous Mozo Experts Choice Awards^ in the past.
Budget Direct Exceptional Value Car Insurance
In order to find the best value car insurance, the Mozo experts analysed over 10,000 unique insurance quotes, with an eye out for insurance which is more often cheaper than the competition for the main features it offers. To find out what other criteria was applied by the Mozo Experts Choice Awards^ team, have a look through the methodology report for 2022.
Budget Direct’s comprehensive car insurance also earned itself an accolade amongst the ranks of the Exceptional Value Young Driver awards. These policies had the best prices and most manageable insurance excess for drivers under 25 years old – who are often left by the wayside when it comes to affordable insurance.
So if you’re looking for the best value car insurance, then a good place to start is with a Budget Direct comprehensive policy, which you can read about below.
Important information on terms, conditions and sub-limits.
Budget Direct Comprehensive Car Insurance*
- 15% discount when you buy online
- New-for-old car replacement (see conditions below)
- Hire car for not-at-fault accidents
- Reduced premium for low-km drivers
Key policy features: Budget Direct’s comprehensive car insurance policy won Mozo Experts Choice Awards^ for Exceptional Value Car Insurance and Exceptional Value Young Driver Car Insurance in 2022.
With low prices and solid cover limits, a 15% discount if you purchase your car insurance online, and a highly-rated 24/7 claims service, Budget Direct offers one of the best car insurance policies currently.
This policy includes useful features that’ll keep you driving smoothly like hire car cover for 14 days after a theft or not-at-fault accident (up to $1,000 in total). You’ll also be covered by new-for-old car replacement (when the car is under two years old or has driven less than 40,000km), $500 of personal property cover and $1,000 for replacement keys.
Budget Direct Exceptional Value Home and Contents Insurance
Budget Direct’s home and contents insurance policy was given an Exceptional Value award in the 2022 Mozo Experts Choice Awards^.
In their search for the best value home and contents insurance policies, the Mozo experts assessed 61 policies using more than 5,000 customer quotes. The experts found the winning policies to have some of the lowest prices, compared to similar products.
To find out what other criteria was applied by the Mozo Experts Choice Awards^ team, have a look through the methodology report for 2022.
Important information on terms, conditions and sub-limits.
Budget Direct Home and Contents Insurance*
- Multiple 2022 Mozo Experts Choice Award^ winner
- Optional flood cover
- 30% online discount (off first year’s premium)
Key policy features: Time and time again, the Mozo judges have been impressed with Budget Direct’s consistently low prices and solid cover limits.
As well as being named Value Insurance Provider of the Year^ for 2022 (for the fourth consecutive year), Budget Direct’s home and contents cover also scooped up a Mozo Experts Choice Award for Exceptional Value Home and Contents Insurance^.
The award-winning policy combines both home building and contents insurance and comes with a 30% discount off the first year’s premium, when you purchase online.
Budget Direct Exceptional Value Landlord Insurance
Budget Direct’s landlord insurance policy was given an Exceptional Value award in the 2022 Mozo Experts Choice Awards^, along with a winning spot amongst the Exceptional Quality Landlord Insurance cohort.
The Mozo experts believe there’s a fine balance to strike between the income from your investment property and the cost of insuring the property itself. So, analysing 3,000 insurance quotes across 34 landlord insurance providers, the Mozo experts found policies that offered low premiums without sacrificing the quality of cover.
To find out what other criteria was applied by the Mozo Experts Choice Awards^ team, have a look through the methodology report for 2022.
Important information on terms, conditions and sub-limits.
Budget Direct Landlord Insurance*
- Landlord cover available as an optional extra
- 15% discount on first yearly premium for new policies purchased online
- New-for-old contents cover
Key policy features: Budget Direct's combined Home and Contents Insurance policy can be upgraded to include Landlord cover. The policy itself, plus Landlord cover, took home both an Exceptional Value and Exceptional Quality award in the 2022 Mozo Experts Choice Awards^ (making for a second consecutive win in a row).
This policy offers cover for both your property and valuables for a range of events, including accidental breakage of glass, theft, and natural disasters, such as lightning strikes and storms.
Right now, Budget Direct is also offering a 15% discount on your first year’s premium when you purchase a new policy online (T&Cs apply).
For more details about this year’s winners and the selection criteria, have a read through the 2022 Mozo Experts Choice Awards^ page.
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Car Insurance Awards
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