CGU Comprehensive Car Insurance

up to 60%

n/a

CGU Comprehensive Car Insurance

up to 60%

n/a

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • $400 - $2,050

  • $1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for listed inexperienced drivers over 25, $1,500 for unlisted inexperienced drivers over 25, double the basic excess for unlisted drivers.

  • 60% (NSW)
    60% (SA)
    60% (QLD)
    60% (ACT)
    60% (WA)
    60% (NT)
    60% (VIC)
    60% (TAS)

  • 5 years

  • n/a

  • n/a

  • Maximum no claim discount protected for unlimited no fault claims and 1 at fault claim, after 2 years at maximum no claim discount level and if youve had your licence for 8 or more years.

  • Discount if you drive less than 10,000kms per year.|discount when only nominated drivers policy

Service features
  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 3 years and 50,000 km of original registration

  • Up to $1,000 if damaged or stolen.

  • Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

  • Up to $800

  • Cost of one tow. Up to $500 travel and accommodation costs if greater than 100 km from home.

  • - Up to 21 days, max $100 per day.

  • t at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.

  • Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.

  • Up to $1,000 for trailer only.

  • Up to $1,000 if stolen.

  • Replacement cost

  • Covered only if agreed in writing.

  • Up to $5,000 funeral expenses within 12 months of accident.

  • No

*as voted by the Mozo community

Customer Reviews

How are CGU car insurance rated by the Mozo community?

Overall customer rating
8.0/10
Value for money
7.5/10
Policy coverage
7.7/10
Customer service
8.0/10
Claims handling
8.0/10
Trust
7.9/10

Latest reviews of CGU Comprehensive Car Insurance

  • Overall
    10/10
    Fortnightly payments for budgeting!

    One of the very few who offer fortnightly policy payments with no extra fee. Perfect for budgeting!

    One of the very few who offer fortnightly policy payments with no extra fee. Perfect for budgeting!

    Value for money
    10/10
    Policy coverage
    -1/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10

    Adrian | Western Australia

    reviewed 19 days ago

  • Overall
    10/10
    Fantastic company.

    Fantastic company. I've had and insurance with them for over 10 years. I had a crash with...

    Fantastic company. I've had and insurance with them for over 10 years. I had a crash with other driver at fault, smashed the back of our car. CGU processed the claim very quickly and replaced two safe and sound car seats worth $900.00 as a safety measure. They made the total loss of our car payment to our bank account very quickly so we can start looking for a new car soon. I'm very pleased with the exceptional service. They cost more than other car insurance companies on the market. This one is definitely correct that you get what you’ve paid for.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Kimberly | South Australia

    reviewed 26 days ago

  • Overall
    8/10
    Rates are better than most.

    I have never had a problem with CGU. They have great rates to suit all needs and a claims process...

    I have never had a problem with CGU. They have great rates to suit all needs and a claims process that runs smoothly.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    9/10

    Warren | South Australia

    reviewed 28 days ago

  • Overall
    8/10
    Great Insurer.

    CGU have been really fantastic, easy and pleasant to deal with.

    CGU have been really fantastic, easy and pleasant to deal with.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    9/10

    Hugh | Tasmania

    reviewed about 1 month ago

  • Overall
    10/10
    Works well

    Very happy with CGU

    Very happy with CGU

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    8/10

    Joanne | Queensland

    reviewed almost 2 years ago

CGU

About CGU

See CGU car insurance