As well as round the clock service, the Bankwest Building Insurance policy also allows you to choose your excess. Plus you'll automatically be given a 10% discount if you apply for your policy online.
With Bankwest’s Building Insurance you won’t have trouble receiving cover for any accidental loss, damage or breakage of glass along with 14 unpredictable events, ranging from fires and floods to theft or burglary, vandalism and riots or civil commotion. However, if you’ve got any future renovation plans, it’s important to know that you won’t get cover for building materials or if your home suffers from a storm surge.
You’ll also get legal liability cover for up to $20 million and temporary accommodation for you and your pet if your home becomes unliveable.
Bankwest Building Insurance provides cover up to the sum insured amount for your gates, fences and landscaping along with any needed structural improvements, lock replacements, debris removal, demolition costs or temporary repairs.
Plus, if you often worry that your home hasn’t been insured with the correct value, you can rest easy as Bankwest also offers underinsurance protection of up to 25% of the sum insured amount.
Bankwest Building Insurance is a good choice for anyone looking to protect their home against many of life’s unforeseeable events. It’s also available Australia-wide so no matter where you live, you’ll be able to take out a policy.
One of the things you should know is that Bankwest’s Building Insurance does not offer new for old replacement. This means that should any item be damaged or stolen from your home, Bankwest will not provide you with a new replacement or make any repairs, it will pay out the sum insured amount.
There are always exclusions with any insurance policy so to make sure that your home will be adequately covers, be sure to read the Product Disclosure Statement (PDS) before signing on the dotted line.
| Yes | |
| No | |
| No | |
| Up to sum insured |
| Optional Extra | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to 10 years old | |
| Yes | |
| Yes | |
| Yes | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| 60 | |
| Yes - Up to 25% of sum insured | |
| Yes | |
| $100 | |
| true | |
| yes | |
| 10% online discount | |
| Yes | |
| Up to $20,000,000 | |
| $0 excess option available to Residential Home Package customers aged 50 years and over. | |
| none |
| No | |
| Yes | |
| Up to 52 weeks | |
| Up to $3,000 | |
| Yes | |
| Yes | |
| No |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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I like my insurer, I don't want to change. My broker is CBA.
Read full reviewI like my insurer, I don't want to change. My broker is CBA.