If you’re in the market for a contents insurance option that goes above and beyond the norm, then Budget Direct’s Contents Insurance may be the policy for you. Aside from providing your valuables with generous cover for a range of events, Budget Direct also offers a number of standout additional benefits including temporary accommodation and new for old replacement of items.
When it comes to providing protection for your valuables, the Budget Direct Contents Insurance policy will have you covered with up to $800 cover for any cash in your home, and up to $1,000 for items of jewellery (with a $5,000 total limit).
You’ll have peace of mind knowing that your contents will be covered for a range of potential events - both likely and unlikely. Theft, vandalism, fire and lightning damage will all be covered under a Budget Direct policy, though if you’re wanting to protect your valuables against flood damage you’ll need to take it out as an optional extra. Another thing to note is that power surges and storm surges (an increase in sea level caused by a storm) aren’t covered in the policy.
In addition to the standard features you’d expect from most contents insurance policies, Budget Direct will also provide you and your family (plus your pets) temporary accommodation cover for up to 12 months, as well as new for old replacement for possessions which are damaged or destroyed in an event.
Just remember to sign up online for your Budget Direct Contents Insurance policy so you can take advantage of the 15% online discount on your first year's premium.
Providing great value for money for a comprehensive range of standard and additional features, the Budget Direct Contents Insurance policy could be a great option for any homeowner wanting to safeguard their valuables and possessions.
Just bear in mind that Budget Direct may charge you a fee for paying your premium in monthly instalments, though you won’t be slugged if you opt to pay it as a lump sum each year.
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Up to $800 in total |
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No |
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Up to $3,000 combined with computer software |
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Hardware yes, software up to $3,000 combined with CDs/DVDs |
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Yes |
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Yes |
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Up to $2,500 per item |
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Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections |
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Up to $1,000 per item or set, up to $5,000 in total |
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No |
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No |
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No |
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Yes |
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Up to $2,000 |
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No |
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Up to $12,000 |
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Up to $7,000 funeral expenses |
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No |
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Up to $1,000 |
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Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets. |
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Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation. |
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Up to 10% of sum insured combined with debris removal |
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Up to 10% of sum insured combined with emergency storage |
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No |
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No |
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Up to 14 days |
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Up to 20% of sum insured |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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15% online discount |
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Yes |
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Up to 90 days, up to 20% of sum insured |
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Up to $1,000 |
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Up to $20,000,000 |
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Existing Budget Direct memebers get a $100 eGift Card when you purchase a new Pet Insurance policy with code "ECGIFT" |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Budget Direct offers a solid home contents insurance product that combines affordability with efficient service. As a customer, I have found their offerings to be comprehensive and their support team to be responsive. While there are areas for improvement, Budget Direct's value for money and user-friendly policies make it a reliable choice for homeowners. One of the standout features of Budget Direct's home contents insurance is its affordability. The premiums are competitive, making it an attractive option for those looking to protect their belongings without breaking the bank. The comprehensive coverage provided, coupled with the reasonable pricing, offers excellent value for money. The process of purchasing a policy through Budget Direct is straightforward and user-friendly. Their website is easy to navigate, allowing customers to customize their coverage and obtain a quote in a matter of minutes. The online interface provides clear information about the policy terms and coverage limits, ensuring transparency for potential customers. Budget Direct's customer service deserves recognition for its efficiency and responsiveness. During my interactions with their support team, I found them to be knowledgeable and helpful. They promptly addressed my queries and provided accurate information, giving me confidence in their ability to assist me when needed. Another positive aspect of Budget Direct is their claims process. It is designed to be hassle-free, allowing policyholders to file claims online or over the phone without excessive paperwork. Furthermore, their claims team is known for their promptness in handling requests, ensuring a quick resolution and reimbursement for any covered losses. However, one area where Budget Direct could improve is in offering more flexible coverage options. While their standard policies are comprehensive, some customers may have specific needs that require additional customization. By providing more options to tailor coverage based on individual circumstances, Budget Direct could further enhance their appeal to a wider range of customers. In conclusion, Budget Direct's home contents insurance product is a commendable choice for homeowners seeking affordable and efficient coverage. The competitive pricing, user-friendly interface, and responsive customer service make them a reputable provider. Although more flexibility in coverage options would be welcomed, Budget Direct's offering remains a solid option for those looking to protect their belongings without straining their budget.
Read full reviewBudget Direct offers a solid home contents insurance product that combines affordability with efficient service. As a customer, I have found their offerings to be comprehensive and their support team to be responsive. While there are areas for improvement, Budget Direct's value for money and user-friendly policies make it a reliable choice for homeowners. One of the standout features of Budget Direct's home contents insurance is its affordability. The premiums are competitive, making it an attractive option for those looking to protect their belongings without breaking the bank. The comprehensive coverage provided, coupled with the reasonable pricing, offers excellent value for money. The process of purchasing a policy through Budget Direct is straightforward and user-friendly. Their website is easy to navigate, allowing customers to customize their coverage and obtain a quote in a matter of minutes. The online interface provides clear information about the policy terms and coverage limits, ensuring transparency for potential customers. Budget Direct's customer service deserves recognition for its efficiency and responsiveness. During my interactions with their support team, I found them to be knowledgeable and helpful. They promptly addressed my queries and provided accurate information, giving me confidence in their ability to assist me when needed. Another positive aspect of Budget Direct is their claims process. It is designed to be hassle-free, allowing policyholders to file claims online or over the phone without excessive paperwork. Furthermore, their claims team is known for their promptness in handling requests, ensuring a quick resolution and reimbursement for any covered losses. However, one area where Budget Direct could improve is in offering more flexible coverage options. While their standard policies are comprehensive, some customers may have specific needs that require additional customization. By providing more options to tailor coverage based on individual circumstances, Budget Direct could further enhance their appeal to a wider range of customers. In conclusion, Budget Direct's home contents insurance product is a commendable choice for homeowners seeking affordable and efficient coverage. The competitive pricing, user-friendly interface, and responsive customer service make them a reputable provider. Although more flexibility in coverage options would be welcomed, Budget Direct's offering remains a solid option for those looking to protect their belongings without straining their budget.
Trusted brand, well priced and good customer service.
Read full reviewTrusted brand, well priced and good customer service.
Since 14th of March my content claim of washine machine of $900 still going, they asked for all requested documents, I have sent them but ever since I call them every week chase up. I get will get the consultant to call you, get manager to call you. They never do, I call them back week after. They excuse is we are so busy. Its just the matter of manager to check and ok it. You tell them its urgent, you on hardship this is adding more stress but basically they dont care about their customers at all. This is why they are so cheap because of dodgy customer service.
Read full reviewSince 14th of March my content claim of washine machine of $900 still going, they asked for all requested documents, I have sent them but ever since I call them every week chase up. I get will get the consultant to call you, get manager to call you. They never do, I call them back week after. They excuse is we are so busy. Its just the matter of manager to check and ok it. You tell them its urgent, you on hardship this is adding more stress but basically they dont care about their customers at all. This is why they are so cheap because of dodgy customer service.
Overall a good insurer to deal with but customer service could be more professional and friendly.
Read full reviewOverall a good insurer to deal with but customer service could be more professional and friendly.
I have had nothing but good experiences with Budget
Read full reviewI have had nothing but good experiences with Budget