Choose the version of this product that suits you best
Name | |
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Basic - Fundamentals Home Insurance |
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Quality - Listed Events Home Insurance |
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Premium - Accidental Damage Home Insurance |
60 |
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No |
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Yes |
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$350 |
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true |
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yes |
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No |
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Yes |
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No |
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Up to $1,000 |
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Up to $20,000,000 |
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n/a |
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n/a |
No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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No |
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No |
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Yes |
Up to $500 |
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Up to $1,000 |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $1,000 per item or set. Up to $2,000 in total for valuables |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $1,000 per item or set. Up to $2,000 in total for valuables |
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Up to $1,000 per item or set. Up to $2,000 in total for valuables |
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No |
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No |
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No |
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Up to $20,000 per item or set |
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No |
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No |
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Up to $2,500 |
No |
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No |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation |
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No |
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Up to 10% of sum insured combined with demolition costs |
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Up to 10% of sum insured combined with debris removal costs |
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Yes |
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Up to 14 days for contents |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
60 |
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No |
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Yes |
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$350 |
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true |
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yes |
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No |
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Yes |
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Up to 90 days |
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Up to $2,000 |
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Up to $20,000,000 |
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n/a |
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n/a |
No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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No |
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Up to $750 for plants |
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Yes |
Up to $750 |
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Up to $5,000 |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables |
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No |
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Up to $1,000 |
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No |
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Up to $20,000 per item or set |
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Up to $5,000 |
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Up to $5,000 |
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Up to $10,000 |
Up to $10,000 for funerals |
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Up to $500 |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation |
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Up to 12 months |
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Up to 10% of sum insured combined with demolition costs |
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Up to 10% of sum insured combined with debris removal costs |
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Yes |
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Up to 14 days for contents |
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Up to $10,000 |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
60 |
|
No |
|
Yes |
|
$350 |
|
true |
|
yes |
|
No |
|
Yes |
|
Up to 90 days |
|
Yes |
|
Up to $20,000,000 |
|
n/a |
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n/a |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Yes |
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No |
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Up to $1,500 for plants |
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Yes |
Up to $1,250 |
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Up to $5,000 |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables |
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Up to $20,000 per item or set |
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Up to $20,000 per item or set |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables |
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Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables |
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No |
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Up to $1,000 |
|
No |
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Up to $20,000 per item or set |
|
Up to $5,000 |
|
Up to $5,000 |
|
Up to $10,000 |
Up to $10,000 for funerals |
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Up to $500 |
|
Yes |
|
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets |
|
Up to 12 months, up to 10% of sum insured combined with temporary accommodation |
|
Up to 12 months |
|
Up to 10% of sum insured combined with demolition costs |
|
Up to 10% of sum insured combined with debris removal costs |
|
Yes |
|
Up to 14 days for contents |
|
Up to $10,000 |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
We haven’t had much to do with our home insurance. It was just one we were suggested when we got a home loan so don’t really have a review about them as of yet. But when I’ve had to call them I’ve never had to wait to long to speak to some one and they were always able to help with the enquiry
Read full reviewWe haven’t had much to do with our home insurance. It was just one we were suggested when we got a home loan so don’t really have a review about them as of yet. But when I’ve had to call them I’ve never had to wait to long to speak to some one and they were always able to help with the enquiry
I have been with CGU for several years now and have had the bad luck of making a claim. Upon making contact and explaining what had happened I was emailed the claims form, filled it out and posted to them with the repairer's name and details. Within weeks I had approval to purchase a replacement TV minus the excess fee. CGU answered any questions I had along the way and everything was handled professionally. The excess fee was inline with other insurance company's. I was happy with the service I received from CGU.
Read full reviewI have been with CGU for several years now and have had the bad luck of making a claim. Upon making contact and explaining what had happened I was emailed the claims form, filled it out and posted to them with the repairer's name and details. Within weeks I had approval to purchase a replacement TV minus the excess fee. CGU answered any questions I had along the way and everything was handled professionally. The excess fee was inline with other insurance company's. I was happy with the service I received from CGU.
Easy to deal with at claim time and always looking to provide excellent service.
Read full reviewEasy to deal with at claim time and always looking to provide excellent service.
We use a broker to obtain quotes each year and CGU comes out the best each year. We use them for building & contents and landlord insurance. Repaired a flooded house and paid insurance equivalent to rent each week. Excellent for our needs. Then we had a tenants friend drive into front of a different house which was also repaired in a timely manner.
Read full reviewWe use a broker to obtain quotes each year and CGU comes out the best each year. We use them for building & contents and landlord insurance. Repaired a flooded house and paid insurance equivalent to rent each week. Excellent for our needs. Then we had a tenants friend drive into front of a different house which was also repaired in a timely manner.
We had our dryer start fire in laundry, with smoke damage in office as well. CGU were excellent, having cleaners come clean everything down, remove everything from laundry and office. It was big job for them, they did a marvellous job cleaning everything and removing the smoke smell from every room.
Read full reviewWe had our dryer start fire in laundry, with smoke damage in office as well. CGU were excellent, having cleaners come clean everything down, remove everything from laundry and office. It was big job for them, they did a marvellous job cleaning everything and removing the smoke smell from every room.