Real Insurance home insurance

Entering the Australian market in 2005, Real Insurance offers much more that great value insurance products. Their goal is to protect the quality of people's lives and they do this by offering a commitment to real savings and value, as well as a customer service team that provides real service and trust.

Book your combined Home & Contents policy online with Real Insurance and save up to 10%. Choose from optional extras, flexible repayment options and enjoy 24/7 emergency assitance all year round.

Real Insurance offers the following home insurance

Cover information and limits in the table below verified as correct at 29 March 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Essential Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Essential Home and Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Essential Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Top Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Top Home and Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Top Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

How is Real Insurance home insurance rated?

Mozo users have rated Real Insurance home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
Real Insurance home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

68 Reviews

Recent Real Insurance home insurance reviews

Real Insurance Home Insurance
Overall 10/10
Thank you

Its very good thank you.

Read full review

Its very good thank you.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Megan, New South Wales, reviewed over 2 years ago
Real Insurance Building Insurance
Overall 1/10
No communication

Once the credit card expired and cancelled the policy.They did not bother sending the letter. Or call me to update to cancel the policy. When I contacted them they send the letter of cancellation. I was so annoyed and moved all my policies from them to another.

Read full review

Once the credit card expired and cancelled the policy.They did not bother sending the letter. Or call me to update to cancel the policy. When I contacted them they send the letter of cancellation. I was so annoyed and moved all my policies from them to another.

Value for money
2/10
Policy coverage
4/10
Customer service
1/10
Trust
1/10
Less
Sunny, Victoria, reviewed over 2 years ago
Real Insurance Contents Insurance
Overall 6/10
Happy to stay with Real Insurance.

Very good coverage. Excellent service provided over the phone. Was in mid COVID period and I did experience extended waiting times.

Read full review

Very good coverage. Excellent service provided over the phone. Was in mid COVID period and I did experience extended waiting times.

Value for money
7/10
Policy coverage
6/10
Customer service
7/10
Claims handling
7/10
Trust
8/10
Less
Susan, New South Wales, reviewed almost 3 years ago
Real Insurance Home Insurance
Overall 8/10
Would recommend; but read policy cover with care.

Much happier now that customer service back in Australia; overseas service personnel were very rude. I like the monthly debit option. Did not like the fact that when we were in lockdown, they would not offer any rebates for a contents only insurer like me. Never had to make a claim and hope not to.

Read full review

Much happier now that customer service back in Australia; overseas service personnel were very rude. I like the monthly debit option. Did not like the fact that when we were in lockdown, they would not offer any rebates for a contents only insurer like me. Never had to make a claim and hope not to.

Value for money
10/10
Policy coverage
10/10
Customer service
8/10
Trust
9/10
Less
Maxine, New South Wales, reviewed about 3 years ago
See all home insurance reviews
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