Real Insurance logo

Real Insurance Building Insurance

Advertiser disclosure

The details shown below are for the Essential Home Insurance

The details shown below are for the Top Home Insurance

Choose the version of this product that suits you best

  • Essential Home Insurance

  • Top Home Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Real Insurance Building Insurance

Last updated: 15 July 2020.

binocular icon
What's hot
  • Choice of excess (or basic excess from $100)
  • 24/7 claims service
  • Option to combine policies for a 20% multipolicy discount
What's not
  • No underinsurance protection
Mozo snapshot

If you’re just about to move into your new home, your first step might be to ensure it’s covered for any nightmare circumstances. That’s where Real Insurance Building Insurance comes in. With this policy, your home will be covered against the events you just don’t see coming, like fires, floods and even burglary. There’s round the clock service and the chance to score a discount of up to 20%.  

key icon
Key features

One thing you’ll need to remember about the Real Insurance Building Insurance policy is that homeowners will be able to sign up to either the Top or Essentials policy. While both will cover your home in a number of circumstances, the Top Building Insurance policy provides higher policy limits and a more comprehensive range of cover.

Both insurance policies will cover your building in the event of a fire or flood and other events like vandalism. However, if you choose the Essentials Insurance Policy, keep in mind that you will not receive cover for Accidental Loss and Damage (cover is available with the Top Insurance policy). There’s also legal liability cover of up to $20 million on both policies as well as cover for any demolition costs.

And if you are thinking of signing up to the Real Insurance Contents Insurance policy to cover your contents once you’re fully moved in, there’s a multi-policy discount of up to 20%. 

Just remember, there is no underinsurance protection with this policy.

snapshot
Who is it good for

Real Insurance Building Insurance could be the right choice for homeowners who want to safeguard their home as they move in or landlords looking to protect their latest investment.

question icon
Any catches

This building insurance policy does not come with underinsurance protection. If your home is ever damaged and you are underinsured, you may have to pay for a portion of the damage.

Details

Rates and fees information correct as at 16 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $750 for plants

  • Yes

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old, up to $1,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $200

  • true

  • no

  • Up to 20% online discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to $500

  • Up to $10,000 combined with demolition cost

  • Up to $10,000 combined with debris removal cost

  • No

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 16 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $1,500 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old, up to $2,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $200

  • true

  • no

  • Up to 20% online discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to $15,000 combined with debris removal cost

  • No

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Real Insurance home insurance rated by the Mozo community?

Overall
7.5/10
Value for money
7.8/10
Policy coverage
7.5/10
Customer service
7.5/10
Claims handling
6.7/10
Trust
7.3/10

Latest reviews of Real Insurance Building Insurance

Thumbnail icon for Real Insurance

About Real Insurance

See Real Insurance home insurance