Cover information and limits in the table below verified as correct at 18 September 2024. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement |
|---|---|---|---|---|
| Building Insurance |
|
Yes |
No |
Yes |
| Contents Insurance |
|
Yes |
No |
Yes |
| Home & Contents Insurance |
|
Yes |
No |
Yes |
Mozo users have rated TIO home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
My experience with TIO has been fairly good. I like them because they have covered me for damage to my property following a natural disaster. The only thing I dislike is the excess amount that you have to pay to make a claim.
Read full reviewMy experience with TIO has been fairly good. I like them because they have covered me for damage to my property following a natural disaster. The only thing I dislike is the excess amount that you have to pay to make a claim.
It is hard to make contact by phone with them but when I have had a claim to make the process has been very efficient and fast.
Read full reviewIt is hard to make contact by phone with them but when I have had a claim to make the process has been very efficient and fast.
It's local, been good with all claims, fast and easy. Little capacity for face to face service though.
Read full reviewIt's local, been good with all claims, fast and easy. Little capacity for face to face service though.