Kogan Insurance pet insurance

Kogan Insurance pet insurance policy options

Cover information and limits in the table below verified as correct at 16 July 2024. Other information correct at the time of writing. Advertiser disclosure. Important information on terms, conditions and sub-limits.

Kogan Insurance

Kogan Pet Insurance 

Looking for a good pet insurance policy for your pet? Kogan Pet Insurance offers a varied range of policies for you to choose from according to your pet friend’s requirements. 

In fact, Kogan Pet Insurance won the 2023 Mozo Experts Choice Pet Insurance Awards in the Exceptional Value Comprehensive Pet Insurance category for its Pet Primary and Routine care policies. 

About Kogan Pet Insurance 

Transitioning from the world of electronic and household goods, Kogan has entered the world of pet insurance, competing to be the number one in Australia. 

Kogan Pet Insurance is underwritten by Hollard Insurance Company Pty Ltd. 

Kogan pet insurance policies

Kogan pet insurance offers a range of policies you can choose from according to the needs of your pet. 

Kogan has a specific policy dedicated to indoor cats – the Indoor Cat Cover, which caters to cats over eight weeks and younger than nine years of age. Other than that, Kogan also offers Pet Primary Cover for pets of eight weeks or more on the start date and Pet Luxury Cover for pets between the ages of eight weeks and nine years of age. 

Just like any insurance, buying Kogan Pet insurance could add value to your and your pet’s life. It covers up to 80% of all eligible vet bills and as a policyholder, you can even access VetChat twice for free. 

Additionally, you could get one whole month of free pet insurance and $10 off Kogan.com every month. 

What is included in Kogan’s pet insurance policy?

You and your pet have a range of policies to choose from. Whether your pet is a homebody cat or an adventuresome puppy, Kogan has coverage options for you. 

You can see what you can expect from Kogan across their coverage in the table above. Check Kogan’s product disclosure statement (PDS) for the full terms and conditions.

What optional extras can I add to my Kogan Pet Insurance?

For all the pet insurance policies by Kogan, one optional benefit covered is Routine Care. Kogan Pet Insurance promotes responsible pet ownership and hence, provides routine care benefit options for certain preventive healthcare treatments.  

(Check your certificate of insurance if routine care is available to you and for the treatments available to you.)

There is no waiting period for vet expenses related to routine care benefits. 

What exclusions apply to Kogan pet insurance?

There are quite a few exclusions to your Kogan Pet Insurance policy. Here are a few to get you started: 

  • Pre-existing conditions 
  • dental procedures
  • fractured teeth
  • elective treatments
  • Breeding
  • Obstetrics
  • routine or preventive treatments (certain treatments mentioned under routine care will be taken care of if you have bought it.) 

Read the general exclusions mentioned in Section 5 of your policy’s PDS thoroughly.

How do I make a claim with Kogan pet insurance?

There are two ways in which you can make a claim with Kogan Pet Insurance: 

  1. Pet Portal 
  2. Postal claims

For both these types, you will be required to submit the invoice and your vet’s notes. If it is the first time that you’re making a claim, then Kogan will also require you to provide vet consultations notes for the life of your pet. If you have adopted your pet at a later age, then Kogan will also require you to provide them with the ownership date. 

Before making a claim with Kogan Pet Insurance, make sure that you have made the full payment. 

Can I cancel my Kogan pet insurance?

With a Kogan Pet Insurance policy you can cancel anytime. The cancellation will be effective once it has been confirmed by Kogan. 

For cancellations, call 1300 001 738 or send Kogan an email and discuss the options that might be available for you. 

A pro-rata refund will be issued for the remaining periods where premiums are paid annually minus the government and statutory charges applicable. 

FAQs about Kogan Pet Insurance

What do I do if my pet gets sick or injured?

If your pet gets sick or injured, the first action that you must take is to take your pet to your reliable vet. Once your pet has been taken care of, you can ask your vet for a receipt for the consultation and also any notes or documentation that he can provide you with for your claim to be eligible with Kogan.