Building Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
Yes
-
Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - up to 30% of building sum insured
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Yes - up to 10 years old
- Power surge
-
Yes
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
Yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
Up to $1,000 combined with software
- Computer software and hardware
-
Up to $1,000 software, combined with lost data
- Camera and accessories
-
No
- Carpets
-
Yes
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
Yes
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $2,500
- Emergency storage
-
No
- Temporary accommodation
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary accommodation for pets
-
Yes - up to 24 months or 20% of buildings sum insured
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes - environmental upgrades up to $2,500
- Building materials
-
Up to $2,000
- Demolition cost
-
Yes
- Debris removal
-
Yes
- Landscaping
-
No
- Gates and fences
-
Yes
- Legal liability cover
-
Optional Extra - up to $30,000,000
- Days unoccupied until cover stops
-
?
- Other restrictions
-
Additional excess applies to claims after 90 days of the property address being unoccupied without prior notification.
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.