Choose the version of this loan that suits you best
Loan type | Name | Min loan amount | Max loan amount | |
---|---|---|---|---|
|
Variable | Unsecured Personal Loan (Variable) | $3,000 | $30,000 |
|
Fixed | Unsecured Personal Loan (Fixed) | $3,000 | $30,000 |
If you’d like to borrow from a member-owned lender that puts customers first, then look no further than the Gateway Bank Unsecured Personal Loan (Variable). With variable rates from 11.59% (12.56% comparison rate*) and no ongoing fees, this could be the budget-friendly personal loan you've been looking for!
Whether you’re looking to fund your dream wedding or finally get started on that kitchen reno, the Gateway Bank Unsecured Personal Loan (Variable) might be the answer. With a variable rate from 11.59% (12.56% comparison rate*), you’ll be able to borrow up to $30,000 to repay over 1 to 7 years.
As this loan is unsecured, you won’t have to provide an asset as security. Plus, there’s no ongoing fees and you have the option to make free extra repayments, helping you get out of debt fast. And if you ever need to withdraw any of these additional repayments, you’ll be able to do it with ease, thanks to the free redraw facility.
You’ll also be able to repay your loan on either a weekly, fortnightly or monthly basis. However, one thing you should keep in mind is the $149 upfront fee.
The Gateway Bank Unsecured Personal Loan (Variable) is a great choice for borrowers looking for an alternative to a big bank, offering a competitive loan with plenty of features.
Aside from the $149 upfront fee that you’ll need to factor into your budget, in order to have access to the loan, you will have to become a Gateway Bank member, which may also mean paying a small fee.
Variable |
|
11.59% p.a.variable |
|
12.63% p.a.based on $10,000 |
$149.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
$3,000.00 |
|
$30,000.00 |
|
1 Year |
|
7 Years |
|
Unsecured |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
yes |
|
none |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fixed |
|
12.34% p.a. fixed |
|
13.39% p.a.based on $10,000 |
$149.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
$3,000.00 |
|
$30,000.00 |
|
1 Year |
|
5 Years |
|
Unsecured |
- |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
yes |
|
none |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Seems to be ok
Read full reviewCompetitive rate friendly staff minimal paperwork.
Read full reviewCompetitive rate friendly staff minimal paperwork.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.29% p.a.
8.41% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.29% p.a.
8.41% p.a.
$8.00