Harmoney Low Rate Car Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500
Harmoney Low Rate Car Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500
Harmoney Low Rate Car Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500
Mozo Review Harmoney Low Rate Car Loan Review
Last updated: 5 April 2019.
What's hot:
Low interest rates from 6.99% (7.69% comparison rate*)
No ongoing fees
Flexible repayments schedule
What's not:
$500 application fee
Mozo snapshot:
Car loans are great for allowing you to get the wheels you want, when you don’t have all the funds to do so. Harmoney Low Rate Car Loan offers an interest rate from 6.99% (7.69% comparison rate*) with 1-5 years terms, and weekly, fortnightly or monthly repayments. To go with these good features, the loan has no ongoing fees, no early repayment fee, and allows free extra repayments. Just watch out for the pretty steep $500 application fee.
Key features:
If you’re looking for a new car, you’re probably looking for a car loan too. Well good news, the Harmoney Low Rate Car Loan offers fixed interest rates starting from 6.99% interest rate (7.69% comparison rate*) depending on your credit history.
If you’re keen to shave off some interest costs, you’ll be able to make free extra repayments on your loan. And if you want to go all the way and pay off your loan early, you can do so without being lumped with any sort of early repayment penalty. Plus there are no ongoing service fees, that might catch you out each month.
When you’re repaying your car loan you want to have a schedule that best fits with your budget. Fortunately with Harmoney Low Rate Car Loan’s flexible repayment terms, you can choose to pay your loan over a range of 1-5 years in either weekly, fortnightly or monthly instalments. You can also choose to get a loan from as low as $5,000, all the way up to $75,000.
Who it's good for:
Since Harmoney Low Rate Car Loan personalises your interest rate, based off your credit history, those with excellent credit scores are going to benefit most from the lowest interest rate available.
Any catches?
On the other side, if you don’t have a great credit score, you may find yourself paying a much higher interest rate that should be avoided if you can.
Details
Rates and fees information correct as at 16 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
6.99% p.a.to 28.69% p.a. fixed
-
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
Fees
-
$500.00
-
$0.00
-
$15.00
-
$0.00
-
$0.00
Other financial bits
-
$5,000.00
-
$70,000.00
-
1 Year
-
5 Years
-
Vehicle
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Customer Reviews
This product is not currently reviewed.
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
$150.00upfront and $0.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
Heritage Bank
Low Rate Secured Personal Loan
5.19% p.a.
7.66% p.a.based on $10,000
over 3 years
$200.00upfront and $5.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
ME
Personal Loan
10.98% p.a.
11.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
Bank Australia
Lifestyle Personal Loan
11.89% p.a.
12.94% p.a.based on $10,000
over 3 years
$150.00upfront and $0.00/month
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
Heritage Bank
Low Rate Secured Personal Loan
5.19% p.a.
7.66% p.a.based on $10,000
over 3 years
$200.00upfront and $5.00/month
Promoted
People's Choice Credit Union
Discounted Personal Car Loan
5.64% p.a.
5.99% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
MyState Bank
Secured Personal Loan
7.99% p.a.
8.96% p.a.based on $30,000
over 5 years
$200.00upfront and $10.00/month
Promoted
St.George
Secured Personal Loan
12.74% p.a.
13.81% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.34% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
Promoted
ME
Personal Loan
10.98% p.a.
11.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
OurMoneyMarket
Low Rate Personal Loan
9.35% p.a.
9.67% p.a.based on $30,000
over 5 years
$225.00upfront and $0.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
RateSetter
Unsecured Personal Loan
5.35% p.a.
7.33% p.a.based on $10,000
over 3 years
$299.00upfront and $0.00/month
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
Promoted
St.George
Unsecured Personal Loan
12.99% p.a.to 19.99% p.a.
14.06% p.a.to 21.02% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
