loans.com.au personal loans

3.2
Based on 12 loans.com.au personal loan product reviews.
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loans.com.au is an Australian-owned, online home and car loans lender with low rates and flexible features. Since its entrance into the 2011 market, loans.com.au has helped thousands of customers achieve their dreams from first homes to family cars. 

Continue reading below to learn more about its personal loan options...

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 15 January 2025 Important disclosures and comparison rate warning*

loans.com.au personal loans

  • New / Demo Car Loan

    • Fixed, Secured
    Interest rate from
    6.89 % p.a.
    Comparison rate from
    8.02 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Go to site

    Eligible for homeowners only. Low fixed car loan rate for purchasing new and demo vehicles from dealers. Early payout options available. Winner of Mozo's Experts Choice Car Loan 2021 award^. Good credit history. Stable employment history and Australian citizenship or PR required.

  • Used Car Loan

    • Up to 5 years old, Fixed, Secured
    Interest rate from
    7.69 % p.a.
    Comparison rate from
    8.82 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    No Partner link

  • Used Car Loan

    • 6 to 7 years old, Fixed, Secured
    Interest rate from
    8.99 % p.a.
    Comparison rate from
    10.12 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    No Partner link

  • Used Car Loan

    • 8 to 12 years old, Fixed, Secured
    Interest rate from
    12.69 % p.a.
    Comparison rate from
    13.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    No Partner link

  • Green Car Loan

    • Fixed, Secured
    Interest rate from
    6.39 % p.a.
    Comparison rate from
    7.52 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    No Partner link

  • Green Car Loan

    • Variable, Secured
    Interest rate from
    6.09 % p.a.
    Comparison rate from
    7.22 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    No Partner link

  • New / Demo Car Loan

    • Variable, Secured
    Interest rate from
    6.24 % p.a.
    Comparison rate from
    7.37 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Go to site

    Low variable car loan rate for purchasing new and demo vehicles from dealers. Personalised loan amounts between $5,000 and $150,000. Flexible repayment options. Choose between the 3 to 7 year loan terms. Good credit history. Stable employment history and Australian citizenship or PR required.

  • Used Car Loan

    • Up to 5 years old, Variable, Secured
    Interest rate from
    7.39 % p.a.
    Comparison rate from
    8.52 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Go to site

    Used Car Loan with no monthly or ongoing fees, with a fixed rate for the life of the loan. Fast online application. Good credit history. Stable employment history and Australian citizenship or PR required.

  • Used Car Loan

    • Up to 3 years old, Variable, Secured
    Interest rate from
    7.39 % p.a.
    Comparison rate from
    8.52 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Go to site

    Eligible for homeowners only. Low fixed car loan rate for purchasing new and demo vehicles from dealers or private sale. There is no monthly or ongoing fees and early payout options available. Winner of Mozo's Experts Choice Car Loan 2021 award^.

  • Used Car Loan

    • Up to 3 years old, Fixed, Secured
    Interest rate from
    7.59 % p.a.
    Comparison rate from
    8.72 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Go to site

    Eligible for homeowners only. Low fixed car loan rate for purchasing new and demo vehicles from dealers or private sale. There is no monthly or ongoing fees and early payout options available. Winner of Mozo's Experts Choice Car Loan 2021 award^.

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loans.com.au personal loan ratings

Overall customer rating for loans.com.au personal loans

3.2
Based on 12 product reviews.

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

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