Looking for a car loan to upgrade to a hot new set of wheels? Well, with super low fixed rates from 6.45% p.a. (6.45% p.a. comparison rate*) on loans between $5,000 and $50,000 and with 2-5 year loan terms, the unsecured SocietyOne Car Loan could be a great option.
The SocietyOne Car Loan offers borrowers competitive fixed rates from 6.45% p.a. (6.45% p.a. comparison rate*) on loans between $5,000 and $50,000 and with 2-5 year loan terms. Keep in mind that this loan offers tiered-based interest rates, which means, the better your credit score, the better your interest rate.
This car loan offers both a fortnightly and monthly repayment cycle, which means you can customise your loan repayments to your own pay schedule.
As this car loan is unsecured, you don’t need to put your new car up as collateral against it.
In addition, the SocietyOne Car Loan allows customers to make extra repayments and doesn’t charge any early loan repayment fee, so you’ll be able to pay off your car loan as quickly as you like without facing any extra charges for it.
Are you someone who takes pride in having an excellent credit score? Then the SocietyOne Car Loan could be a great loan option for you. Thanks to its tiered risk-based fixed interest rates, which rewards borrowers with good credit histories with better rates.
An upfront fee will apply on most of the loan tiers, with the amount varying depending on your credit score and how much you want to borrow. On top of this, there’s also a $35 late payment fee if you fall behind on your repayments.
|
Fixed |
|
|
6.45% p.a.to 10.99% p.a. fixed |
|
|
6.45% p.a.to 11.71% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
2 Years |
|
|
5 Years |
|
|
Unsecured |
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 graded borrower. Minimum employment income of $30,000 p.a. Upfront fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
OurMoneyMarket
Low Rate Personal Loan
5.45% p.a.to 8.48% p.a.
6.07% p.a.to 8.84% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
5.35% p.a.to 19.09% p.a.
6.14% p.a.to 19.99% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 7.89% p.a.
6.39% p.a.to 8.49% p.a.based on $30,000
over 5 years
Latitude
Personal Loan
5.75% p.a.to 25.99% p.a.
6.68% p.a.to 29.2% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 19.95% p.a.
5.95% p.a.to 19.95% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
over 5 years
loans.com.au
New Car Loan - Prime Special
6.09% p.a.
6.64% p.a.based on $30,000
over 5 years
Latitude
Car Loan
6.99% p.a.
8.24% p.a.based on $30,000
over 5 years
Wisr
Secured Car Loan
5.09% p.a.to 10.74% p.a.
5.92% p.a.to 11.61% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
5.45% p.a.to 8.48% p.a.
6.07% p.a.to 8.84% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
5.35% p.a.to 19.09% p.a.
6.14% p.a.to 19.99% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 19.95% p.a.
5.95% p.a.to 19.95% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
8.49% p.a.to 11.19% p.a.
8.85% p.a.to 11.56% p.a.based on $30,000
over 5 years
Great Southern Bank
Unsecured Personal Loan (Fixed)
9.39% p.a.
9.64% p.a.based on $30,000
over 5 years
Latitude
Personal Loan
5.75% p.a.to 25.99% p.a.
6.68% p.a.to 29.2% p.a.based on $30,000
over 5 years
