SocietyOne Car Loan - Excellent Credit (Fixed)
The details shown below are for a fixed loan between $5,000 and $50,000
The details shown below are for a fixed loan between $5,000 and $50,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Fixed | $5,000 | $50,000 |
| | Fixed | $5,000 | $50,000 |
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Loan: $5,000 $50,000
-
Loan: $5,000 $50,000
7.50% p.a.to 9.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
$300
SocietyOne Car Loan - Excellent Credit (Fixed)
7.50% p.a.to 9.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
$300
SocietyOne Car Loan - Excellent Credit (Fixed)
7.50% p.a.to 9.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
$300
8.10% p.a.to 10.59% p.a.
9.36% p.a.to 12.31% p.a.based on $30,000
over 5 years
$300
SocietyOne Car Loan - Excellent Credit (Fixed)
8.10% p.a.to 10.59% p.a.
9.36% p.a.to 12.31% p.a.based on $30,000
over 5 years
$300
SocietyOne Car Loan - Excellent Credit (Fixed)
8.10% p.a.to 10.59% p.a.
9.36% p.a.to 12.31% p.a.based on $30,000
over 5 years
$300
Mozo Review SocietyOne Car Loan - Excellent Credit (Fixed) Review
Last updated: 12 October 2018.
What's hot:
Interest rate from 7.50% (9.51% comparison rate)
No monthly fee
What's not:
3.00% - 5.00% establishment fee
Mozo snapshot:
The SocietyOne Car loan is unsecured personal loan with an interest rate tailored around your credit score, starting from as low as 7.50% (9.51% comparison rate). Some of its key features include the option to make extra repayments, a flexible repayment schedule and its lack of monthly fees. However, there is an establish fee that is 3.00% - 5.00% of your loan amount.
Key features:
SocietyOne offers an unsecured personal loan you can use to get yourself some hot new wheels. When it comes to interest rate, SocietyOne uses their VedaScore rating system to determine your credit score and in turn, how much interest you’ll be paying. The rate starts from as low as 7.50% (9.51% comparison rate), but jumps to as high as 19.99% (22.34% comparison rate). This also applies to the establishment fee, with the fee varying from 3.00% - 5.00% of your loan amount.
The loan terms are little different with this loan, you’ll have the choice of a loan that offers 2-3 years terms, or a similar, but slightly different offer, that has 5 year terms. The main difference is that the 2-3 year loan rates are slightly lower.
If you’re looking for a way to pay less interest, then extra repayments could be the avenue for you. SocietyOne provides the option to make fee free extra repayments so you can pay off your loan quicker and with less interest.
There’s also the ability to choose between fortnightly and monthly repayments, letting you personalise your repayment schedule to fit your budget.
Something else to keep in mind if you apply for this loan is that you’ll need to be employed and earning at least $30,000 a year to be eligible.
Who it's good for:
Individuals with excellent credit are going to have the chance to secure a strong interest rate they can be happy with, so if your credit history is squeaky clean, this might be worth a look.
Any catches?
While some versions of this loan offer great rates, people with bad credit will find themselves with a rather high and not particularly desirable rate; so its worth identifying which end of the spectrum you’ll end up on before applying.
Details
Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
7.50% p.a.to 9.99% p.a. fixed
-
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
Fees
-
$300.00
-
$0.00
-
$35.00
-
$0.00
-
$0.00
Other financial bits
-
$5,000.00
-
$50,000.00
-
2 Years
-
3 Years
-
Unsecured
Features
-
Fortnightly, Monthly
-
yes
-
no
-
Interest rate and establishment fee vary according to VedaScore rating. Rates and fees shown are for an AA Rated borrower. Minimum employment income of $30,000 p.a.
-
none
Details
Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
8.10% p.a.to 10.59% p.a. fixed
-
9.36% p.a.to 12.31% p.a.based on $30,000
over 5 years
Fees
-
$300.00
-
$0.00
-
$35.00
-
$0.00
-
$0.00
Other financial bits
-
$5,000.00
-
$50,000.00
-
5 Years
-
5 Years
-
Unsecured
Features
-
Fortnightly, Monthly
-
yes
-
no
-
Interest rate and establishment fee vary according to VedaScore rating. Rates and fees shown are for an AA Rated borrower. Minimum employment income of $30,000 p.a.
-
none
Customer Reviews
How are SocietyOne personal loans rated by the Mozo community?
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Variable)
7.88% p.a.to 18.82% p.a.
8.72% p.a.to 20.22% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.36% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
Promoted
St.George
Unsecured Personal Loan
11.99% p.a.to 18.99% p.a.
13.07% p.a.to 20.02% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
ME
Personal Loan
10.98% p.a.
11.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
HSBC
Unsecured Personal Loan
8.50% p.a.to 16.99% p.a.
9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years
$150.00upfront and $5.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
Heritage Bank
Low Rate Secured Personal Loan
5.19% p.a.
7.66% p.a.based on $10,000
over 3 years
$200.00upfront and $5.00/month
Promoted
St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
loans.com.au
New Car Loan (Fixed)
5.44% p.a.to 5.94% p.a.
5.99% p.a.to 6.5% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
CUA
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
$265.00upfront and $0.00/month
Promoted
loans.com.au
Used Car Loan (Fixed)
5.94% p.a.to 6.44% p.a.
6.49% p.a.to 7.0% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Variable)
7.88% p.a.to 18.82% p.a.
8.72% p.a.to 20.22% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
Wisr
Unsecured Personal Loan
8.50% p.a.to 19.95% p.a.
9.36% p.a.to 20.91% p.a.based on $30,000
over 5 years
$595.00upfront and $0.00/month
Promoted
ME
Personal Loan
10.98% p.a.
11.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
HSBC
Unsecured Personal Loan
8.50% p.a.to 16.99% p.a.
9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years
$150.00upfront and $5.00/month
Promoted
RateSetter
Unsecured Personal Loan
7.69% p.a.
8.29% p.a.based on $10,000
over 3 years
$220.00upfront and $5.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
