Their rates and offset are OK, but their account fees are exorbitant. I'm tired of the $40 dishonour/overdrawn fees. Don't get caught by their EFTPOS fees either :-(
We have recently moved to Adelaide Bank about 5 months ago. They are definitely not a flashy bank with loads of extras. They are yet to have Apple Pay facilities and their app can be a bit clunky but overall we are satisfied. We have a decent rate on our mortgage and good customer service.
Bendigo Bank provides a reliable, friendly service to regional people. It is close by, convenient, the service is comprehensive, competitive rates and they also reinvest in the local community.
Nab is one of the best banks with everything really. This includes online banking, transferring, pay wave and the colour of the card itself. I would definitely rate NAB a straight 9/10 since no one is perfect.
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