Adelaide Bank home loans

3.3
Based on 301 Adelaide Bank home loan product reviews.
Fact Checked

As one of Australia's largest retail banks, Adelaide Bank began in 1994 as an offspring of the Co-operative Building Society of South Australia (the country's biggest building society at the time). 

In 2007, it merged with Bendigo Bank and it's now the dedicated intermediary lending branch of the merged organisation. That means when you take out a home loan with Adelaide Bank, you can rest assured you're in the hands of experienced and devoted mortgage professionals.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 15 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • SmartFix

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.64 % p.a.
    Fixed 2 years
    Comparison rate
    6.29 % p.a.
    Initial monthly repayment
    $2,883
    No Partner link

  • SmartSaver Fixed

    • Investment
    • Principal & Interest
    Interest rate
    6.49 % p.a.
    Fixed 1 year
    Comparison rate
    6.48 % p.a.
    Initial monthly repayment
    $3,157
    No Partner link

  • SmartFix

    • Investment
    • Principal & Interest
    Interest rate
    6.49 % p.a.
    Fixed 1 year
    Comparison rate
    6.64 % p.a.
    Initial monthly repayment
    $3,157
    No Partner link

  • SmartSaver

    • LVR<80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • SmartFit

    • LVR<80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.41 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • SmartSaver

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.43 % p.a.
    Variable
    Comparison rate
    6.47 % p.a.
    Initial monthly repayment
    $3,137
    No Partner link

  • SmartFit

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.43 % p.a.
    Variable
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $3,137
    No Partner link

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Adelaide Bank home loan ratings

Overall customer rating for Adelaide Bank home loans

3.3
Based on 301 product reviews.

Customer reviews

Important disclosures

Adelaide Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.