Adelaide Bank home loans

3.3
Based on 300 Adelaide Bank home loan product reviews.
Fact Checked

As one of Australia's largest retail banks, Adelaide Bank began in 1994 as an offspring of the Co-operative Building Society of South Australia (the country's biggest building society at the time). 

In 2007, it merged with Bendigo Bank and it's now the dedicated intermediary lending branch of the merged organisation. That means when you take out a home loan with Adelaide Bank, you can rest assured you're in the hands of experienced and devoted mortgage professionals.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 30 October 2024 Important disclosures and comparison rate warning*

Adelaide Bank home loans

  • SmartFix

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.64 % p.a.
    Fixed 2 years
    Comparison rate
    6.29 % p.a.
    Initial monthly repayment
    $2,883
    Link not supplied

  • SmartSaver

    • LVR<80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • SmartFit

    • LVR<80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.41 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • SmartSaver

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.43 % p.a.
    Variable
    Comparison rate
    6.47 % p.a.
    Initial monthly repayment
    $3,137
    Link not supplied

  • SmartFit

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.43 % p.a.
    Variable
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $3,137
    Link not supplied

  • SmartSaver Fixed

    • Investment
    • Principal & Interest
    Interest rate
    6.49 % p.a.
    Fixed 3 years
    Comparison rate
    6.49 % p.a.
    Initial monthly repayment
    $3,157
    Link not supplied

  • SmartFix

    • Investment
    • Principal & Interest
    Interest rate
    6.49 % p.a.
    Fixed 3 years
    Comparison rate
    6.65 % p.a.
    Initial monthly repayment
    $3,157
    Link not supplied

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Adelaide Bank home loan ratings

Overall customer rating for Adelaide Bank home loans

3.3
Based on 300 product reviews.

Customer reviews

Important disclosures

Adelaide Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.