AIMS home loan reviews

AIMS
AIMS's overall rating for home loans

(as rated by the Mozo community)

5.4 / 10

based on 12 reviews

Price

Features

Customer service

Convenience

Trust

Recent AIMS home loan reviews

AIMS

AIMS home loan review

Overall rating   5 / 10

I need money but I don't get it

I kinder do like the bank but i don't

Full review

I kinder do like the bank but i don't

    Price   3 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   3 / 10

Less

Kieran, Western Australia, reviewed over 3 years ago

AIMS

AIMS home loan review

Overall rating   8 / 10

Great

Very helpful.

Full review

Very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Shaynr, Western Australia, reviewed over 3 years ago

AIMS

AIMS home loan review

Overall rating   0 / 10

Bad customer service

Do not use AIMS home loans. The manager is willing to cost a customer money on his home loan because their conveyancer has a bad attitude. The most disorganised inflexible bank around..... Use any other bank but AIMS home loans are terrible :(...

Full review

Do not use AIMS home loans. The manager is willing to cost a customer money on his home loan because their conveyancer has a bad attitude. The most disorganised inflexible bank around..... Use any other bank but AIMS home loans are terrible :( :( :(

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Juleigh, New South Wales, reviewed over 3 years ago

AIMS

AIMS home loan review

Overall rating   0 / 10

Fef

There bad

Full review

There bad

    Price   1 / 10

    Features   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Steve, Queensland, reviewed almost 4 years ago

AIMS

AIMS home loan review

Overall rating   6 / 10

awesome

Really great guy sub

Full review

Really great guy sub

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Casey, , reviewed almost 4 years ago

AIMS

AIMS home loan review

Overall rating   6 / 10

Not completely satisfied

Too many charges. Terrible customer service. Poor advice.

Full review

Too many charges. Terrible customer service. Poor advice.

    Price   7 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Jacqui, , reviewed almost 4 years ago

AIMS

AIMS home loan review

Overall rating   10 / 10

Hi

Hi

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Thomas, Queensland, reviewed almost 4 years ago

AIMS

AIMS home loan review

Overall rating   9 / 10

Competitive prices

Excellent service but wait that's not all. They offer a wide range of loans for such a small credit union. I'm referring to the IMB credit union. Take time to check it out.

Full review

Excellent service but wait that's not all. They offer a wide range of loans for such a small credit union. I'm referring to the IMB credit union. Take time to check it out.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Peter, New South Wales, reviewed almost 4 years ago

AIMS

AIMS home loan review

Overall rating   4 / 10

Really great service

Really like them - their customer service is amazing. Would highly recommend them.

Full review

Really like them - their customer service is amazing. Would highly recommend them.

    Price   6 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Marcus, South Australia, reviewed over 4 years ago

AIMS

AIMS home loan review

Overall rating   6 / 10

One of the best

AIMS' home loan is one of the best in Australia in my opinion. I didn't rate them that highly cause they made some mistakes, but it's ok to make mistakes, that's how we learn!

Full review

AIMS' home loan is one of the best in Australia in my opinion. I didn't rate them that highly cause they made some mistakes, but it's ok to make mistakes, that's how we learn!

    Price   4 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Gai, Victoria, reviewed almost 6 years ago

AIMS

AIMS home loan review

Overall rating   3 / 10

Very poor

Im not creative enough. I am a loser in life.

Full review

Im not creative enough. I am a loser in life.

    Price   4 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   2 / 10

Less

Adam, Victoria, reviewed about 6 years ago

AIMS

AIMS home loan review

Overall rating   8 / 10

The product is competitive.

Full review

The product is competitive.

    Price   9 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Siong, Queensland, reviewed about 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    		 Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    		 Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.8

    Based on 2769 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    		 Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    		 Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 242 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $150

    		 Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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