Friendly staff, good rates.
Sometimes they are good and sometimes they are not good.
Easy process and in branch staff at Sanctuary Cove were excellent.
Going into 7 years to pay off a $30,000 car loan, yes folks I am paying back $14600 in interest charges. It is disgusting. I wish I did my homework better but I just trusted them, what a mistake.
The loan is only new but the interest rate was very low at 4.85% Looks good so far
Boq is the best I was in trouble and they helped me get my car for my 3 kids thank you very much
Friendly and knowledgable
Sometimes customer service can be impolite
Even though you have traded with this bank for 25 problem free years, once you are 60+ years of age they don't want to know you. Got my loan at a better price elsewhere.
This was the cheapest repayment with all the banks in my area and that's why I chose them. They have been really good and I havnt had any hidden fees come out unlike some other banks!
Helpful top service.
We have been customers with Bank of Queensland for over 10 years. We are small business owners and have used Bank of Queensland for leasing purposes in the past and found the process simple. But when it came to a Car Loan, the process was very limiting for a business owner. The policies put in place by BOQ do not allow for countbacks on the balance sheet. I was disappointed.
When one takes out a product such as this, the interest rate is fixed and does not come down with the general rate and that is very unfair. The lenders are making so much profit from these loans!
I highly recommend an equipment finance arrangement your also ahead in life.
Every time we have dealt with Bank of Queensland, not only the manager but staff know us by name, we can call and speak to them anytime, no 13 numbers and waiting in auto queues, direct numbers are given to us. Rates competitive and branch has flexibility to approve certain loans. Very happy with the overall experience with BOQ, out of all the banks I have ever dealt with, this bank is undoubtedly the best overall. Would recommend to anyone.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 1 year to 5 years. Representative example: a 5 year $30,000 loan at 6.48% would cost $35,497.21 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 10.69% would cost $39,053.66 including fees.
Repayment terms from 1 year to 6 years. Representative example: a 5 year $30,000 loan at 9.99% would cost $38,385.82 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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