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Bankwest personal loan reviews

Bankwest
Bankwest's overall rating for personal loans

(as rated by the Mozo community)

7.4 / 10

based on 168 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from Bankwest

Recent Bankwest personal loan reviews

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   5 / 10

Good work

Just good.

Full review

Just good.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Laurene, Victoria, reviewed 11 months ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   5 / 10

Not good

Unhappy with my bank.

Full review

Unhappy with my bank.

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Cindy, Western Australia, reviewed about 1 year ago

Bankwest

Bankwest Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   10 / 10

Great customer service and products

Great bank and always very helpful. Great products and friendly staff.

Full review

Great bank and always very helpful. Great products and friendly staff.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tammy, Western Australia, reviewed over 1 year ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   8 / 10

Typical Bank

It's not that I don't like the bank, it's more to do with the fact I have been with the bank for about 25 years and I can not recall ever receiving a call to ask how I was going and them offering advice on how to reduce my interest rate.

Full review

It's not that I don't like the bank, it's more to do with the fact I have been with the bank for about 25 years and I can not recall ever receiving a call to ask how I was going and them offering advice on how to reduce my interest rate.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Shane, Western Australia, reviewed almost 2 years ago

Bankwest

Bankwest Personal Loan review

Overall rating   6 / 10

Bankwest aren't as good as they used to be

Bankwest do not have a check system in place to verify card withdrawals on the internet which allows fraudulent transactions to be made by dealers without authority from account owners.

Full review

Bankwest do not have a check system in place to verify card withdrawals on the internet which allows fraudulent transactions to be made by dealers without authority from account owners.

    Price   5 / 10

Less

Geoffrey, Western Australia, reviewed almost 3 years ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   2 / 10

Not a great bank for me

It took 8 months to refinance, there are incompetent staff. They have been unable to tell us why fees were charged unless we were asked. Everything is outsourced. No apologies, just rude.

Full review

It took 8 months to refinance, there are incompetent staff. They have been unable to tell us why fees were charged unless we were asked. Everything is outsourced. No apologies, just rude.

    Price   9 / 10

    Features   7 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Archana, Western Australia, reviewed about 3 years ago

Bankwest

Bankwest Personal Loan review

Overall rating   4 / 10

BankWest seem to be compatible.

They've given me a loan and at the start because I did it over the phone I will be honest I had to run around a bit , however the staff were very accommodating. I do get charged late fees or have been where as my NAB. Bank doesn't . That's only...

Full review

They've given me a loan and at the start because I did it over the phone I will be honest I had to run around a bit , however the staff were very accommodating. I do get charged late fees or have been where as my NAB. Bank doesn't . That's only one feature I'm not happy with. I can get through fairly easily and they've been helpful. I'd have to say to all banks as they don't seem to mention other services available and I found out afterwards, it would be nice if their staff offered other solutions to my needs if they thought it would help. Otherwise both BankWest and NAB have been pretty good, but BankWest have a lower interest rate.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Donna, Western Australia, reviewed over 3 years ago

Bankwest

Bankwest Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   9 / 10

Great customer service.

They have always made it easy to add extra money to pay it off sooner.

Full review

They have always made it easy to add extra money to pay it off sooner.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Hayley, Victoria, reviewed over 3 years ago

Bankwest

Bankwest Personal Loan review

Overall rating   9 / 10

All in all not too bad

All in all not too bad

Full review

All in all not too bad

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

John, Western Australia, reviewed almost 4 years ago

Bankwest

Bankwest Car Loan (Fixed, Secured) Car Loan (Fixed) review

Overall rating   10 / 10

Easy and friendly

Changed from Commonwealth as their fees were huge. Bankwest are so easy to deal with and always able to help.

Full review

Changed from Commonwealth as their fees were huge. Bankwest are so easy to deal with and always able to help.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kate, Western Australia, reviewed about 4 years ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   7 / 10

Would recommend

They are great.

Full review

They are great.

    Price   3 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Jodie, Western Australia, reviewed about 4 years ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   10 / 10

Great customer service and competitive rates

Great products.

Full review

Great products.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tania, Western Australia, reviewed about 4 years ago

Bankwest

Bankwest Unsecured Personal Loan (Fixed) Unsecured Personal Loan review

Overall rating   10 / 10

Everyone is great.

Being with Bankwest for a long time, very happy with everything and everyone.

Full review

Being with Bankwest for a long time, very happy with everything and everyone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michael, Western Australia, reviewed about 4 years ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   1 / 10

Don't like their service

Don't like their service.

Full review

Don't like their service.

    Price   8 / 10

    Features   7 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Michelle, Queensland, reviewed about 4 years ago

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured) Flexible Personal Loan review

Overall rating   1 / 10

Glad I never switched

Tried to apply for a small loan with a good income that could comfortably meet the repayments with a good credit rating but was rejected. Their lending criteria is a bit stricter than other banks and make you jump through too many hoops.

Full review

Tried to apply for a small loan with a good income that could comfortably meet the repayments with a good credit rating but was rejected. Their lending criteria is a bit stricter than other banks and make you jump through too many hoops.

    Price   1 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Paula, New South Wales, reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 28.69% p.a.

    comparison rate*

    7.69% p.a.to 29.55% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Interest rate: 6.99% p.a.to 28.69% p.a.
    • Comparison rate*: 7.69% p.a.to 29.55% p.a.based on $30,000
      over 5 years
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $15.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Symple Loans Personal Loan (Variable, Unsecured)

    Symple Loans Personal Loan (Variable, Unsecured)

    interest rate

    5.75% p.a.to 25.99% p.a.

    comparison rate*

    7.31% p.a.to 29.2% p.a.based on $30,000
    over 5 years

    fees

    $600.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,790.18 including fees.

    • Interest rate: 5.75% p.a.to 25.99% p.a.
    • Comparison rate*: 7.31% p.a.to 29.2% p.a.based on $30,000
      over 5 years
    • Upfront fee: $600
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    OurMoneyMarket Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    interest rate

    8.00% p.a.

    comparison rate*

    8.21% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 8.00% would cost $36,647.51 including fees.

    • Interest rate: 8.00% p.a.
    • Comparison rate*: 8.21% p.a.based on $30,000
      over 5 years
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $35.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • RateSetter Unsecured Personal Loan (Variable)

    RateSetter Unsecured Personal Loan (Variable)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    5.85% p.a.

    comparison rate*

    7.84% p.a.based on $10,000
    over 3 years

    fees

    $299.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 5.85% would cost $11,226.45 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Interest rate: 5.85% p.a.
    • Comparison rate*: 7.84% p.a.based on $10,000
      over 3 years
    • Upfront fee: $299
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Late payment fee: $30.00
    • Repayment options: Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    • Security required: Unsecured
    • Other benefits:
    Need more information?
    Go to site

    More info

  • Heritage Bank Low Rate Secured Personal Loan (Variable)

    Heritage Bank Low Rate Secured Personal Loan (Variable)

    • Low rate of interest on your loan while still earning interest on your term deposit
    • Borrow from $5,000 up to $100,000
    • Ability to redraw additional repayment

    interest rate

    4.69% p.a.

    comparison rate*

    7.16% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 4.69% would cost $11,119.49 including fees.

    • Low rate of interest on your loan while still earning interest on your term deposit
    • Borrow from $5,000 up to $100,000
    • Ability to redraw additional repayment
    • Interest rate: 4.69% p.a.
    • Comparison rate*: 7.16% p.a.based on $10,000
      over 3 years
    • Upfront fee: $200
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Late payment fee: $20.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: Fees may apply
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    • Security required: Yes
    • Other benefits:
    Overall rating

    8.4

    Based on 40 Heritage Bank personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 216 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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