The interest rate is fantastic.
The product is good though the interest rate was a bit high as I wanted to purchase a older vehicle.
I used to bank with SSB Vic. That was the best bank of all time. The CBA took it over and begrudgingly let us keep the features we had which they did not provide to their members. Slowly over time we ended up losing them any way. The attitude of big banks is it's their money not yours and the customer service attitude was one of disdain. Then I found the GMCU which provided all the attitudes, service and caring we enjoyed so much with the SSB Vic. They give personal service,free advice and access to products that are better than the rest. It's like going home.
I didn't how I had to change banks in order to get my loan.
GMCU offer good, friendly customer service, easy to apply for loans (I took out a car loan), don't speak to machines.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,528.67 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 5.19% would cost $34,320.13 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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