GMCU car loan reviews

GMCU
GMCU's overall rating for car loans

(as rated by the Mozo community)

7.4 / 10

based on 5 reviews

Price

Features

Customer service

Convenience

Trust

Recent GMCU car loan reviews

GMCU

GMCU Car Loan review

Overall rating   6 / 10

Awesome interest

The interest rate is fantastic.

Full review

The interest rate is fantastic.

    Price   10 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Anna, New South Wales, reviewed about 5 years ago

GMCU

GMCU Car Loan review

Overall rating   7 / 10

Good friendly service

The product is good though the interest rate was a bit high as I wanted to purchase a older vehicle.

Full review

The product is good though the interest rate was a bit high as I wanted to purchase a older vehicle.

    Price   5 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Paul, Victoria, reviewed over 6 years ago

GMCU

GMCU Car Loan review

Overall rating   9 / 10

I used to bank with SSB Vic. That was the best bank of all time. The CBA took it over and begrudgingly let us keep the features we had which they did not provide to their members. Slowly over time we ended up losing them any way. The attitude of...

Full review

I used to bank with SSB Vic. That was the best bank of all time. The CBA took it over and begrudgingly let us keep the features we had which they did not provide to their members. Slowly over time we ended up losing them any way. The attitude of big banks is it's their money not yours and the customer service attitude was one of disdain. Then I found the GMCU which provided all the attitudes, service and caring we enjoyed so much with the SSB Vic. They give personal service,free advice and access to products that are better than the rest. It's like going home.

    Price   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Robert, Victoria, reviewed almost 8 years ago

GMCU

GMCU Car Loan review

Overall rating   5 / 10

I didn't how I had to change banks in order to get my loan.

Full review

I didn't how I had to change banks in order to get my loan.

    Price   4 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   1 / 10

    Trust   3 / 10

Less

Name not supplied, Victoria, reviewed over 8 years ago

GMCU

GMCU Car Loan review

Overall rating   10 / 10

GMCU offer good, friendly customer service, easy to apply for loans (I took out a car loan), don't speak to machines.

Full review

GMCU offer good, friendly customer service, easy to apply for loans (I took out a car loan), don't speak to machines.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Emmett, New South Wales, reviewed over 9 years ago

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Car loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.99% p.a.to 5.94% p.a.

    comparison rate*

    5.54% p.a.to 6.5% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    		 Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • People's Choice Credit Union Discounted Personal Car Loan (Cars over $20k, Fixed, Secured)

    People's Choice Credit Union Discounted Personal Car Loan (Cars over $20k, Fixed, Secured)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    Interest rate

    5.64% p.a.

    comparison rate*

    5.99% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $0.00/month

    		 Go to site

    More info

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    8.4

    Based on 65 People's Choice Credit Union car loan reviews

    Need more information?
    Go to site

    More info

  • Heritage Bank Car Loan (Up to 5 years old, Fixed, Secured)

    Heritage Bank Car Loan (Up to 5 years old, Fixed, Secured)

    • Fixed repayments to make budgeting easy and a competitive fixed interest rate
    • Purchase or refinance a new or used vehicle, up to five years old
    • Choose a loan term from one to seven years

    Interest rate

    5.49% p.a.

    comparison rate*

    6.13% p.a.based on $30,000
    over 5 years

    Fees

    $200.00upfront
    and
    $5.00/month

    		 Go to site

    More info

    • Fixed repayments to make budgeting easy and a competitive fixed interest rate
    • Purchase or refinance a new or used vehicle, up to five years old
    • Choose a loan term from one to seven years
    • Upfront fees: $200
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    9.0

    Based on 13 Heritage Bank car loan reviews

    Need more information?
    Go to site

    More info

  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    7.16% p.a.based on $30,000
    over 5 years

    Fees

    $265.00upfront
    and
    $0.00/month

    		 Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Upfront fees: $265
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.8

    Based on 42 CUA car loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.29% p.a.to 5.24% p.a.

    comparison rate*

    4.83% p.a.to 5.8% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    		 Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 198 car loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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