HomeStart were the ONLY financial institution that could look at individual circumstance and see the capacity for home loan repayment despite not fitting into the narrow paradigms of lender profiles. I had come out of a separation with sizeable deposit but mixed income streams and despite having an excellent credit rating and two previous mortgages mainstream institutions were of no help. Success with HomeStart meant my children and I could have our own home. Customer service has always been excellent.
I like HomeStart because they have been there for us both when things are going well, and when things have not and we have been struggling financially. They have great processes to protect those who are experiencing tough times, so I never have to worry that we will lose our home.
I would not have been able to buy a home without Homestart. I thought i was going to be a renter all my life but fortunately Homestart has changed my life. Love owning my own home.
Homestart was one of the only home loan options I had as a single income family, with 4 young children. Their rates are very competitive, they allow redraw on their loans, only downfall I have experienced with them is the cpi increase each year. Altogether though I have no complaints about homestart finance, they have been great to me.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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